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Swedbank ABSWDBF 69 3-Year EPS without NRI Growth Rate is 13.60% as of Jun. 2026, which is 169% above its 10-year median of 5.05. GuruFocus rates SWDBF with a GF Score™ of 69/100 and a GF Value™ of $22.64 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,413 Banks companies, Swedbank AB ranks better than 65.46% on this metric.
During the past 12 months, Swedbank AB's average EPS without NRI Growth Rate was -9.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 13.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 17.20% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 7.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Swedbank AB was 29.50% per year. The lowest was -27.40% per year. And the median was 5.05% per year.
Swedbank AB (OTCPK:SWDBF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Swedbank AB 3-Year EPS without NRI Growth Rate Related Terms
SWDBF vs PNC, USB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Swedbank AB's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swedbank AB 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Swedbank AB's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Swedbank AB's 3-Year EPS without NRI Growth Rate falls into.
Swedbank AB 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 13.60% mean?
Swedbank AB (SWDBF) has a 3-Year EPS without NRI Growth Rate of 13.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Swedbank AB and its competitors. This is 169% above median its historical median of 5.05. According to the industry distribution chart, Swedbank AB ranks #488 out of 1413 companies in the Banks industry, placing it in the top 34.5%.
Is Swedbank AB's 3-Year EPS without NRI Growth Rate too high?
Swedbank AB's current 3-Year EPS without NRI Growth Rate of 13.60% is 169% above median its 10-year median of 5.05. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.30. Swedbank AB's value of 13.60% is 86.3% above this industry median. Based on the distribution chart, Swedbank AB ranks #488 out of 1413 companies in the Banks industry, which is above the industry midpoint. Overall, Swedbank AB has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's 3-Year EPS without NRI Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Swedbank AB ranks #488 out of 1413 companies for 3-Year EPS without NRI Growth Rate. This puts Swedbank AB in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. Swedbank AB's value of 13.60% is 86.3% above this benchmark. While the company's 10-year median is 5.05 vs. the industry median of 7.30, Swedbank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swedbank AB's current 3-Year EPS without NRI Growth Rate of 13.60% is 86.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Swedbank AB and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swedbank AB's current 3-Year EPS without NRI Growth Rate is 13.60%, which is 169% above median its own 10-year median of 5.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (SWDBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.64, compared to a current price of $38.95 — trading 72% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 13.60%, which is 169% above median its 10-year median of 5.05 and 86.3% above the Banks industry median of 7.30. Swedbank AB's overall GF Score™ is 69/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Swedbank AB (SWDBF), the current 3-Year EPS without NRI Growth Rate is 13.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swedbank AB (SWDBF) Overvalued in 2026?
Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued.
The current stock price of $38.95 is trading 72% above its estimated GF Value™ of $22.64.
GuruFocus considers Swedbank AB to be Significantly Overvalued.
Key valuation signals for SWDBF:
3-Year EPS without NRI Growth Rate: 13.60% (169% above median its 10-year median of 5.05)
GF Value™: $22.64 vs. price of $38.95 (72% above fair value)
Industry Position: 86.3% above the Banks median (#488 of 1413)
No single metric tells the full story. See the SWDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
69GF Score
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