SWDBF (Swedbank AB) Debt-to-Revenue : 14.20 (As of Jun. 2026)

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SWDBF Swedbank AB SWDBF
63 GF Score
Price $39.40
GF Value $22.58
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Swedbank AB Debt-to-Revenue?

Swedbank AB SWDBF 63 Debt-to-Revenue is 14.20 as of Jun. 2026. GuruFocus rates SWDBF with a GF Score™ of 63/100 and a GF Value™ of $22.58 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Debt-to-Revenue measures a company's ability to pay off its debt.

Swedbank AB's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Swedbank AB's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $107,239 Mil. Swedbank AB's annualized Revenue for the quarter that ended in Jun. 2026 was $7,551 Mil. Swedbank AB's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 was 14.20.

Swedbank AB Debt-to-Revenue Historical Data

* Premium members only.

The historical data trend for Swedbank AB's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swedbank AB Debt-to-Revenue Chart

Swedbank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.30 17.18 12.09 12.58 13.46

Swedbank AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.04 14.27 12.69 15.08 14.20

SWDBF vs USB: Debt-to-Revenue Comparison

For the Banks - Regional subindustry, Swedbank AB's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Swedbank AB Debt-to-Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Swedbank AB's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Swedbank AB's Debt-to-Revenue falls into.


SWDBF
63GF Score
Swedbank AB SWDBF
Debt-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Swedbank AB Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Swedbank AB's Debt-to-Revenue for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 98311.723) / 7306.074
=13.46

Swedbank AB's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 107238.506) / 7551.468
=14.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Jun. 2026) Revenue data.

Frequently Asked Questions Learn more about Debt-to-Revenue →
What does a Debt-to-Revenue of 14.20 mean?
Swedbank AB (SWDBF) has a Debt-to-Revenue of 14.20 as of Jun. 2026.
Is Swedbank AB's Debt-to-Revenue too high?
Swedbank AB's current Debt-to-Revenue is 14.20. Overall, Swedbank AB has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's Debt-to-Revenue compare to USB?
Swedbank AB's Debt-to-Revenue of 14.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Revenue for a Banks company?
A good Debt-to-Revenue depends on the Banks industry context. However, Debt-to-Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Revenue mean?
A high Debt-to-Revenue can signal that a stock is expensive relative to its fundamentals. Swedbank AB's current Debt-to-Revenue is 14.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (SWDBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.58, compared to a current price of $39.40 — trading 74.5% above its estimated fair value. The current Debt-to-Revenue is 14.20. Swedbank AB's overall GF Score™ is 63/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Revenue calculated?
Debt-to-Revenue is calculated from a company's financial statements. For Swedbank AB (SWDBF), the current Debt-to-Revenue is 14.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swedbank AB (SWDBF) Overvalued in 2026?

Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued. The current stock price of $39.40 is trading 74.5% above its estimated GF Value™ of $22.58. GuruFocus considers Swedbank AB to be Significantly Overvalued.

Key valuation signals for SWDBF:

  • Debt-to-Revenue: 14.20
  • GF Value™: $22.58 vs. price of $39.40 (74.5% above fair value)
  • GF Score™: 63/100 with 10 warning signs

No single metric tells the full story. See the SWDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swedbank AB Business Description

Address Landsvagen 40, Sundbyberg, Stockholm, SWE, 17263
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
63GF Score

Get the complete analysis for SWDBF

Debt-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.40
Price
$22.58
GF Value