Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Swedbank ABSWDBF -2.10%69 3-Year Dividend Growth Rate is 32.90% as of Jun. 2026, which is 373% above its 10-year median of 6.95. GuruFocus rates SWDBF with a GF Score™ of 69/100 and a GF Value™ of $22.66 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 961 Banks companies, Swedbank AB ranks better than 83.25% on this metric.
The historical rank and industry rank for Swedbank AB's 3-Year Dividend Growth Rate or its related term are showing as below:
SWDBF'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -34.4 Med: 6.95 Max: 68.8
Current: 32.9
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Swedbank AB was 68.80% per year. The lowest was -34.40% per year. And the median was 6.95% per year.
SWDBF's 3-Year Dividend Growth Rate is ranked better than 83.25% of 961
companies
in the Banks industry
Industry Median: 10.1
vs SWDBF: 32.90
During the past 12 months, Swedbank AB's average Dividends Per Share Growth Rate was -5.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 32.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Swedbank AB is 0.73, which seems too high.
Warning Sign:
Swedbank AB stock Dividend Yield % is close to 2-year low.
For more information regarding to dividend, please check our Dividend Page.
Swedbank AB (OTCPK:SWDBF) 3-Year Dividend Growth Rate Explanation
1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.
Swedbank AB's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as
During the past 13 years, the highest Dividend Payout Ratio of Swedbank AB was 0.80. The lowest was 0.31. And the median was 0.70.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Swedbank AB is 0.73, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Swedbank AB Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
SEK 20.450000
2026-03-25
2026-03-26
2026-03-31
Cash Dividend
annually
SEK:USD 0.105766
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Swedbank AB's Dividend Yield (%) for Today is calculated as
Current Share Price is $37.30.
Swedbank AB's Dividends per Share for the trailing twelve months (TTM) ended in Today is $2.1629147.
During the past 13 years, the highest Dividend Yield of Swedbank AB was 14.86%. The lowest was 2.70%. And the median was 6.47%.
Warning Sign:
Swedbank AB stock Dividend Yield % is close to 2-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swedbank AB 3-Year Dividend Growth Rate Related Terms>
SWDBF vs PNC, USB: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, Swedbank AB's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swedbank AB 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Swedbank AB's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Swedbank AB's 3-Year Dividend Growth Rate falls into.
Swedbank AB 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 32.90% mean?
Swedbank AB (SWDBF) has a 3-Year Dividend Growth Rate of 32.90% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Swedbank AB and its competitors. This is 373% above median its historical median of 6.95. According to the industry distribution chart, Swedbank AB ranks #161 out of 961 companies in the Banks industry, placing it in the top 16.8%.
Is Swedbank AB's 3-Year Dividend Growth Rate too high?
Swedbank AB's current 3-Year Dividend Growth Rate of 32.90% is 373% above median its 10-year median of 6.95. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Swedbank AB's value of 32.90% is 225.7% above this industry median. Based on the distribution chart, Swedbank AB ranks #161 out of 961 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Swedbank AB has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's 3-Year Dividend Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Swedbank AB ranks #161 out of 961 companies for 3-Year Dividend Growth Rate. This places Swedbank AB in the top 17% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 10.10. Swedbank AB's value of 32.90% is 225.7% above this benchmark. While the company's 10-year median is 6.95 vs. the industry median of 10.10, Swedbank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 961 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swedbank AB's current 3-Year Dividend Growth Rate of 32.90% is 225.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Swedbank AB and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swedbank AB's current 3-Year Dividend Growth Rate is 32.90%, which is 373% above median its own 10-year median of 6.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (SWDBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.66, compared to a current price of $37.30 — trading 64.6% above its estimated fair value. The current 3-Year Dividend Growth Rate is 32.90%, which is 373% above median its 10-year median of 6.95 and 225.7% above the Banks industry median of 10.10. Swedbank AB's overall GF Score™ is 69/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Swedbank AB (SWDBF), the current 3-Year Dividend Growth Rate is 32.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swedbank AB (SWDBF) Overvalued in 2026?
Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued.
The current stock price of $37.30 is trading 64.6% above its estimated GF Value™ of $22.66.
GuruFocus considers Swedbank AB to be Significantly Overvalued.
Key valuation signals for SWDBF:
3-Year Dividend Growth Rate: 32.90% (373% above median its 10-year median of 6.95)
GF Value™: $22.66 vs. price of $37.30 (64.6% above fair value)
Industry Position: 225.7% above the Banks median (#161 of 961)
No single metric tells the full story. See the SWDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
69GF Score
Get the complete analysis for SWDBF
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SWDBF has been successfully added to your 
