SWDBF (Swedbank AB) Selling, General, & Admin. Expense: $854 Mil (TTM As of Mar. 2026)


SWDBF Swedbank AB SWDBF
67 GF Score
Price $36.78
GF Value $22.46
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Swedbank AB Selling, General, & Admin. Expense?

Swedbank AB SWDBF 67 Selling, General, & Admin. Expense is $854 Mil as of Mar. 2026. GuruFocus rates SWDBF with a GF Score™ of 67/100 and a GF Value™ of $22.46 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Swedbank AB's selling, general, & admin. expense for the three months ended in Mar. 2026 was $228 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was $854 Mil.


Swedbank AB  (OTCPK:SWDBF) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Swedbank AB Selling, General, & Admin. Expense Related Terms


Swedbank AB Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Swedbank AB's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swedbank AB Selling, General, & Admin. Expense Chart

Swedbank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 648.10 555.50 660.49 661.45 817.67

Swedbank AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 185.14 177.10 166.12 283.42 227.75

SWDBF vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Swedbank AB's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swedbank AB Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Swedbank AB's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Swedbank AB's Selling, General, & Admin. Expense falls into.


SWDBF
67GF Score
Swedbank AB SWDBF
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Swedbank AB Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $854 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $854 Mil mean?
Swedbank AB (SWDBF) has a Selling, General, & Admin. Expense of $854 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Swedbank AB and its competitors.
Is Swedbank AB's Selling, General, & Admin. Expense too high?
Swedbank AB's current Selling, General, & Admin. Expense is $854 Mil. Overall, Swedbank AB has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's Selling, General, & Admin. Expense compare to PNC and USB?
Swedbank AB's Selling, General, & Admin. Expense of $854 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Swedbank AB and its competitors. Swedbank AB's current Selling, General, & Admin. Expense is $854 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (SWDBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.46, compared to a current price of $36.78 — trading 63.8% above its estimated fair value. The current Selling, General, & Admin. Expense is $854 Mil. Swedbank AB's overall GF Score™ is 67/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Swedbank AB (SWDBF), the current Selling, General, & Admin. Expense is $854 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swedbank AB (SWDBF) Overvalued in 2026?

Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued. The current stock price of $36.78 is trading 63.8% above its estimated GF Value™ of $22.46. GuruFocus considers Swedbank AB to be Significantly Overvalued.

Key valuation signals for SWDBF:

  • Selling, General, & Admin. Expense: $854 Mil
  • GF Value™: $22.46 vs. price of $36.78 (63.8% above fair value)
  • GF Score™: 67/100 with 10 warning signs

No single metric tells the full story. See the SWDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swedbank AB Business Description

Address Landsvagen 40, Sundbyberg, Stockholm, SWE, 17263
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
67GF Score

Get the complete analysis for SWDBF

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.78
Price
$22.46
GF Value