SWDBF (Swedbank AB) Credit Losses Provision: $0 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SWDBF Swedbank AB SWDBF
60 GF Score
Price $39.59
GF Value $22.73
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Swedbank AB Credit Losses Provision?

Swedbank AB SWDBF +0.53% 60 Credit Losses Provision is $0 Mil as of Jun. 2026. GuruFocus rates SWDBF with a GF Score™ of 60/100 and a GF Value™ of $22.73 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Swedbank AB's credit losses provision for the three months ended in Jun. 2026 was $19 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Jun. 2026 was $0 Mil.

Swedbank AB's quarterly credit losses provision declined from Dec. 2025 ($40 Mil) to Mar. 2026 ($37 Mil) and declined from Mar. 2026 ($37 Mil) to Jun. 2026 ($19 Mil).

Swedbank AB's annual credit losses provision declined from Dec. 2023 ($120 Mil) to Dec. 2024 ($-15 Mil) but then increased from Dec. 2024 ($-15 Mil) to Dec. 2025 ($30 Mil).

Swedbank AB Credit Losses Provision Historical Data

* Premium members only.

The historical data trend for Swedbank AB's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swedbank AB Credit Losses Provision Chart

Swedbank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Credit Losses Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.03 143.48 119.63 -14.85 30.49

Swedbank AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Credit Losses Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.24 -28.58 39.86 37.41 19.11
SWDBF
60GF Score
Swedbank AB SWDBF
Credit Losses Provision is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swedbank AB Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Credit Losses Provision of $0 Mil mean?
Swedbank AB (SWDBF) has a Credit Losses Provision of $0 Mil as of Jun. 2026. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on Swedbank AB and its competitors.
Is Swedbank AB's Credit Losses Provision too high?
Swedbank AB's current Credit Losses Provision is $0 Mil. Overall, Swedbank AB has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's Credit Losses Provision compare to USB?
Swedbank AB's Credit Losses Provision of $0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Credit Losses Provision for a Banks company?
A good Credit Losses Provision depends on the Banks industry context. However, Credit Losses Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Credit Losses Provision mean?
A high Credit Losses Provision can signal that a stock is expensive relative to its fundamentals. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on Swedbank AB and its competitors. Swedbank AB's current Credit Losses Provision is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (SWDBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.73, compared to a current price of $39.59 — trading 74.2% above its estimated fair value. The current Credit Losses Provision is $0 Mil. Swedbank AB's overall GF Score™ is 60/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Credit Losses Provision calculated?
Credit Losses Provision is calculated from a company's financial statements. For Swedbank AB (SWDBF), the current Credit Losses Provision is $0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swedbank AB (SWDBF) Overvalued in 2026?

Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued. The current stock price of $39.59 is trading 74.2% above its estimated GF Value™ of $22.73. GuruFocus considers Swedbank AB to be Significantly Overvalued.

Key valuation signals for SWDBF:

  • Credit Losses Provision: $0 Mil
  • GF Value™: $22.73 vs. price of $39.59 (74.2% above fair value)
  • GF Score™: 60/100 with 10 warning signs

No single metric tells the full story. See the SWDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swedbank AB Business Description

Address Landsvagen 40, Sundbyberg, Stockholm, SWE, 17263
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
60GF Score

Get the complete analysis for SWDBF

Credit Losses Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.59
Price
$22.73
GF Value