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Alior Bank (Alior Bank) Cyclically Adjusted PB Ratio : 1.53 (As of May. 30, 2024)


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What is Alior Bank Cyclically Adjusted PB Ratio?

As of today (2024-05-30), Alior Bank's current share price is $2.07. Alior Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was $1.35. Alior Bank's Cyclically Adjusted PB Ratio for today is 1.53.

The historical rank and industry rank for Alior Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

ALORY' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.42   Med: 0.86   Max: 1.65
Current: 1.46

During the past years, Alior Bank's highest Cyclically Adjusted PB Ratio was 1.65. The lowest was 0.42. And the median was 0.86.

ALORY's Cyclically Adjusted PB Ratio is ranked worse than
78.91% of 1195 companies
in the Banks industry
Industry Median: 0.91 vs ALORY: 1.46

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Alior Bank's adjusted book value per share data for the three months ended in Mar. 2024 was $9.517. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $1.35 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Alior Bank Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Alior Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Alior Bank Cyclically Adjusted PB Ratio Chart

Alior Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.12 0.60 1.21

Alior Bank Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.79 0.84 1.21 1.53

Competitive Comparison of Alior Bank's Cyclically Adjusted PB Ratio

For the Banks - Diversified subindustry, Alior Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alior Bank's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Alior Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Alior Bank's Cyclically Adjusted PB Ratio falls into.



Alior Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Alior Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.07/1.35
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alior Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Alior Bank's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book=Book Value per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=9.517/149.0435*149.0435
=9.517

Current CPI (Mar. 2024) = 149.0435.

Alior Bank Quarterly Data

Book Value per Share CPI Adj_Book
201406 4.163 101.180 6.132
201409 4.305 100.611 6.377
201412 4.445 100.122 6.617
201503 4.707 100.041 7.013
201506 4.760 100.448 7.063
201509 4.925 99.634 7.367
201512 4.988 99.471 7.474
201603 5.112 98.983 7.697
201606 5.679 99.552 8.502
201609 5.754 99.064 8.657
201612 6.030 100.366 8.955
201703 6.180 101.018 9.118
201706 6.254 101.180 9.212
201709 6.468 101.343 9.512
201712 6.549 102.564 9.517
201803 6.029 102.564 8.761
201806 6.147 103.378 8.862
201809 6.297 103.378 9.079
201812 6.287 103.785 9.029
201903 6.340 104.274 9.062
201906 6.450 105.983 9.071
201909 6.571 105.983 9.241
201912 6.531 107.123 9.087
202003 6.613 109.076 9.036
202006 6.172 109.402 8.408
202009 6.267 109.320 8.544
202012 6.358 109.565 8.649
202103 6.345 112.658 8.394
202106 6.380 113.960 8.344
202109 6.398 115.588 8.250
202112 5.738 119.088 7.181
202203 5.409 125.031 6.448
202206 5.158 131.705 5.837
202209 5.279 135.531 5.805
202212 5.981 139.113 6.408
202303 6.697 145.950 6.839
202306 7.450 147.009 7.553
202309 8.321 146.113 8.488
202312 8.966 147.741 9.045
202403 9.517 149.044 9.517

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Alior Bank  (OTCPK:ALORY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Alior Bank Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Alior Bank's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Alior Bank (Alior Bank) Business Description

Industry
Traded in Other Exchanges
Address
ul. Lopuszanska 38D, Warsaw, POL, 02-232
Alior Bank SA is a universal lending and deposit-taking bank that provides services primarily to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. About a quarter of the amounts due from customers originates from the Mazovia province. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.

Alior Bank (Alior Bank) Headlines

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