Alior BankALORY 72 PEG Ratio is 0.34 as of Jun. 26, 2026, which is 70% below its 10-year median of 1.12. GuruFocus rates ALORY with a GF Score™ of 72/100 and a GF Value™ of $10.66. The stock has 7 warning signs investors should review. Among 1,229 Banks companies, Alior Bank ranks better than 90.4% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Alior Bank's PE Ratio without NRI is 6.01. Alior Bank's 5-Year Book Value growth rate is 17.80%. Therefore, Alior Bank's PEG Ratio for today is 0.34.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Alior Bank's PEG Ratio or its related term are showing as below:
ALORY'
s PEG Ratio Range Over the Past 10 Years
Min: 0.3 Med: 1.12 Max: 232.14
Current: 0.42
During the past 13 years, Alior Bank's highest PEG Ratio was 232.14. The lowest was 0.30. And the median was 1.12.
ALORY's PEG Ratio is ranked better than 90.4% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs ALORY: 0.42
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Alior Bank (OTCPK:ALORY) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Alior Bank PEG Ratio Related Terms
Alior Bank PEG Ratio Historical Data
* Premium members only.
The historical data trend for Alior Bank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Alior Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alior Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Alior Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Alior Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Alior Bank (ALORY) has a PEG Ratio of 0.34 as of Jun. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Alior Bank and its competitors. This is 70% below median its historical median of 1.12. Over the past decade, Alior Bank's PEG Ratio has ranged from 0.30 to 232.14. According to the industry distribution chart, Alior Bank ranks #118 out of 1229 companies in the Banks industry, placing it in the top 9.6%.
Is Alior Bank's PEG Ratio too high?
Alior Bank's current PEG Ratio of 0.34 is 70% below median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 232.14. The Banks industry median PEG Ratio is 1.52. Alior Bank's value of 0.34 is 77.6% below this industry median. Based on the distribution chart, Alior Bank ranks #118 out of 1229 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Alior Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's PEG Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #118 out of 1229 companies for PEG Ratio. This places Alior Bank in the top 10% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Alior Bank's value of 0.34 is 77.6% below this benchmark. Historically, Alior Bank's own PEG Ratio has ranged from 0.30 to 232.14 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.52, Alior Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alior Bank's current PEG Ratio of 0.34 is 77.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Alior Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current PEG Ratio is 0.34, which is 70% below median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Alior Bank (ALORY) has a current PEG Ratio of 0.34. The stock's GF Value™ is $10.66, compared to a current price of $14.74 — trading 38.3% above its estimated fair value. The current PEG Ratio is 0.34, which is 70% below median its 10-year median of 1.12 and 77.6% below the Banks industry median of 1.52. Alior Bank's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Alior Bank (ALORY), the current PEG Ratio is 0.34 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alior Bank (ALORY) Overvalued in 2026?
Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued.
The current stock price of $14.74 is trading 38.3% above its estimated GF Value™ of $10.66.
Key valuation signals for ALORY:
PEG Ratio: 0.34 (70% below median its 10-year median of 1.12)
GF Value™: $10.66 vs. price of $14.74 (38.3% above fair value)
Industry Position: 77.6% below the Banks median (#118 of 1229)
No single metric tells the full story. See the ALORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
72GF Score
Get the complete analysis for ALORY
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