ALORY (Alior Bank) FCF Yield %: 3.37 (As of Jun. 24, 2026)


ALORY Alior Bank SA ALORY
73 GF Score
Price $14.74
GF Value $10.66
! 7 Warning Signs
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What is Alior Bank FCF Yield %?

Alior Bank ALORY 73 FCF Yield % is 3.37 as of Jun. 24, 2026. GuruFocus rates ALORY with a GF Score™ of 73/100 and a GF Value™ of $10.66. The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Alior Bank ranks worse than 66.58% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Alior Bank's Trailing 12-Month Free Cash Flow is $162 Mil, and Market Cap is $3,849 Mil. Therefore, Alior Bank's FCF Yield % for today is 3.37%.

The historical rank and industry rank for Alior Bank's FCF Yield % or its related term are showing as below:

ALORY' s FCF Yield % Range Over the Past 10 Years
Min: -105.78   Med: -2.18   Max: 55.46
Current: 3.37


During the past 13 years, the highest FCF Yield % of Alior Bank was 55.46%. The lowest was -105.78%. And the median was -2.18%.

ALORY's FCF Yield % is ranked worse than
66.58% of 1505 companies
in the Banks industry
Industry Median: 8.26 vs ALORY: 3.37

Alior Bank's FCF Margin % for the quarter that ended in Mar. 2026 was -39.28%.


Alior Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Alior Bank FCF Yield % Related Terms


Alior Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Alior Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alior Bank FCF Yield % Chart

Alior Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 -32.94 -229.43 -1.47 30.20

Alior Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 106.07 8.44 -60.34 87.03 -17.08

ALORY vs JPM, BAC, WFC: FCF Yield % Comparison

For the Banks - Diversified subindustry, Alior Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alior Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Alior Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Alior Bank's FCF Yield % falls into.


ALORY
73GF Score
Alior Bank SA ALORY
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Alior Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Alior Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1162.437 / 3848.73192
=30.20%

Alior Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-164.317 * 4 / 3848.73192
=-17.08%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.37 mean?
Alior Bank (ALORY) has a FCF Yield % of 3.37 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Alior Bank and its competitors. According to the industry distribution chart, Alior Bank ranks #1002 out of 1505 companies in the Banks industry, placing it in the top 66.6%.
Is Alior Bank's FCF Yield % too high?
Alior Bank's current FCF Yield % is 3.37. The Banks industry median FCF Yield % is 8.26. Alior Bank's value of 3.37 is 59.2% below this industry median. Based on the distribution chart, Alior Bank ranks #1002 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Alior Bank has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's FCF Yield % compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #1002 out of 1505 companies for FCF Yield %. This places Alior Bank in the lower half of its industry. The industry median FCF Yield % is 8.26. Alior Bank's value of 3.37 is 59.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alior Bank's current FCF Yield % of 3.37 is 59.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Alior Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current FCF Yield % is 3.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Alior Bank (ALORY) has a current FCF Yield % of 3.37. The stock's GF Value™ is $10.66, compared to a current price of $14.74 — trading 38.3% above its estimated fair value. The current FCF Yield % is 3.37 and 59.2% below the Banks industry median of 8.26. Alior Bank's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Alior Bank (ALORY), the current FCF Yield % is 3.37 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alior Bank (ALORY) Overvalued in 2026?

Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued. The current stock price of $14.74 is trading 38.3% above its estimated GF Value™ of $10.66.

Key valuation signals for ALORY:

  • FCF Yield %: 3.37
  • GF Value™: $10.66 vs. price of $14.74 (38.3% above fair value)
  • GF Score™: 73/100 with 7 warning signs
  • Industry Position: 59.2% below the Banks median (#1002 of 1505)

No single metric tells the full story. See the ALORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alior Bank Business Description

Address ul. Lopuszanska 38D, Warsaw, POL, 02-232
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
73GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.74
Price
$10.66
GF Value