ALORY (Alior Bank) Shiller PE Ratio: 14.04 (As of Aug. 27, 2026) — 11% Above Median

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ALORY Alior Bank SA ALORY
76 GF Score
Price $14.74
GF Value $11.26
! 7 Warning Signs
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What is Alior Bank Shiller PE Ratio?

Alior Bank ALORY 76 Shiller PE Ratio is 14.04 as of Aug. 27, 2026, which is 11% above its 10-year median of 12.70. GuruFocus rates ALORY with a GF Score™ of 76/100 and a GF Value™ of $11.26. The stock has 7 warning signs investors should review. Among 1,239 Banks companies, Alior Bank ranks worse than 51.57% on this metric.

As of today (2026-08-27), Alior Bank's current share price is $14.74. Alior Bank's E10 for the quarter that ended in Jun. 2026 was $1.05. Alior Bank's Shiller PE Ratio for today is 14.04.

The historical rank and industry rank for Alior Bank's Shiller PE Ratio or its related term are showing as below:

ALORY' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.97   Med: 12.7   Max: 19.1
Current: 13.99

During the past years, Alior Bank's highest Shiller PE Ratio was 19.10. The lowest was 5.97. And the median was 12.70.

ALORY's Shiller PE Ratio is ranked worse than
51.57% of 1239 companies
in the Banks industry
Industry Median: 13.73 vs ALORY: 13.99

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Alior Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.378. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.05 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Alior Bank  (OTCPK:ALORY) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Alior Bank Shiller PE Ratio Related Terms


Alior Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Alior Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alior Bank Shiller PE Ratio Chart

Alior Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.49 7.70 13.16 11.58 12.54

Alior Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.73 12.31 12.54 11.98 13.98

ALORY vs JPM, BAC, WFC: Shiller PE Ratio Comparison

For the Banks - Diversified subindustry, Alior Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alior Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Alior Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Alior Bank's Shiller PE Ratio falls into.


ALORY
76GF Score
Alior Bank SA ALORY
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alior Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Alior Bank's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=14.74/1.05
=14.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alior Bank's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Alior Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.378/162.2800*162.2800
=0.378

Current CPI (Jun. 2026) = 162.2800.

Alior Bank Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.089 99.064 0.146
201612 0.388 100.366 0.627
201703 0.085 101.018 0.137
201706 0.102 101.180 0.164
201709 0.181 101.343 0.290
201712 0.134 102.564 0.212
201803 0.161 102.564 0.255
201806 0.204 103.378 0.320
201809 0.180 103.378 0.283
201812 0.187 103.785 0.292
201903 0.106 104.274 0.165
201906 -0.009 105.983 -0.014
201909 0.145 105.983 0.222
201912 0.012 107.123 0.018
202003 0.074 109.076 0.110
202006 -0.599 109.402 -0.889
202009 0.083 109.320 0.123
202012 0.124 109.565 0.184
202103 0.112 112.658 0.161
202106 0.128 113.960 0.182
202109 0.155 115.588 0.218
202112 0.102 119.088 0.139
202203 0.175 125.031 0.227
202206 0.223 131.705 0.275
202209 -0.065 135.531 -0.078
202212 0.371 139.113 0.433
202303 0.376 145.950 0.418
202306 0.521 147.009 0.575
202309 0.589 146.113 0.654
202312 0.603 147.741 0.662
202403 0.595 149.044 0.648
202406 0.603 150.997 0.648
202409 0.685 153.439 0.724
202412 0.633 154.660 0.664
202503 0.491 157.021 0.507
202506 0.659 157.509 0.679
202509 0.579 158.000 0.595
202512 0.708 158.320 0.726
202603 0.415 163.070 0.413
202606 0.378 162.280 0.378

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 14.04 mean?
Alior Bank (ALORY) has a Shiller PE Ratio of 14.04 as of Aug. 27, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Alior Bank and its competitors. This is 11% above median its historical median of 12.70. Over the past decade, Alior Bank's Shiller PE Ratio has ranged from 5.97 to 19.10. According to the industry distribution chart, Alior Bank ranks #639 out of 1239 companies in the Banks industry, placing it in the top 51.6%.
Is Alior Bank's Shiller PE Ratio too high?
Alior Bank's current Shiller PE Ratio of 14.04 is 11% above median its 10-year median of 12.70. Over the past 10 years, this metric has ranged from a low of 5.97 to a high of 19.10. The Banks industry median Shiller PE Ratio is 13.73. Alior Bank's value of 14.04 is 2.3% above this industry median. Based on the distribution chart, Alior Bank ranks #639 out of 1239 companies in the Banks industry, which is below the industry midpoint. Overall, Alior Bank has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's Shiller PE Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #639 out of 1239 companies for Shiller PE Ratio. This places Alior Bank in the lower half of its industry. The industry median Shiller PE Ratio is 13.73. Alior Bank's value of 14.04 is 2.3% above this benchmark. Historically, Alior Bank's own Shiller PE Ratio has ranged from 5.97 to 19.10 over the past decade. While the company's 10-year median is 12.70 vs. the industry median of 13.73, Alior Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.73, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alior Bank's current Shiller PE Ratio of 14.04 is 2.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Alior Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current Shiller PE Ratio is 14.04, which is 11% above median its own 10-year median of 12.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Alior Bank (ALORY) has a current Shiller PE Ratio of 14.04. The stock's GF Value™ is $11.26, compared to a current price of $14.74 — trading 30.9% above its estimated fair value. The current Shiller PE Ratio is 14.04, which is 11% above median its 10-year median of 12.70 and 2.3% above the Banks industry median of 13.73. Alior Bank's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Alior Bank (ALORY), the current Shiller PE Ratio is 14.04 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alior Bank (ALORY) Overvalued in 2026?

Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued. The current stock price of $14.74 is trading 30.9% above its estimated GF Value™ of $11.26.

Key valuation signals for ALORY:

  • Shiller PE Ratio: 14.04 (11% above median its 10-year median of 12.70)
  • GF Value™: $11.26 vs. price of $14.74 (30.9% above fair value)
  • GF Score™: 76/100 with 7 warning signs
  • Industry Position: 2.3% above the Banks median (#639 of 1239)

No single metric tells the full story. See the ALORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alior Bank Business Description

Address ul. Lopuszanska 38D, Warsaw, POL, 02-232
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
76GF Score

Get the complete analysis for ALORY

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.74
Price
$11.26
GF Value