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The historical rank and industry rank for Alior Bank's Net Cash per Share or its related term are showing as below:
ALORY's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 2.495 * Ranked among companies with meaningful Price-to-Net-Cash only.
Alior Bank (OTCPK:ALORY) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Alior Bank Net Cash per Share Related Terms
Alior Bank Net Cash per Share Historical Data
* Premium members only.
The historical data trend for Alior Bank's Net Cash per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALORY vs JPM, BAC, WFC: Net Cash per Share Comparison
For the Banks - Diversified subindustry, Alior Bank's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alior Bank Price-to-Net-Cash vs Banks Industry
For the Banks industry and Financial Services sector, Alior Bank's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Alior Bank's Price-to-Net-Cash falls into.
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Alior Bank's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alior Bank (ALORY) has a Net Cash per Share of $-92.28 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Alior Bank and its competitors. According to the industry distribution chart, Alior Bank ranks #999999 out of 8 companies in the Banks industry.
Is Alior Bank's Net Cash per Share too high?
Alior Bank's current Net Cash per Share is $-92.28. Based on the distribution chart, Alior Bank ranks #999999 out of 8 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alior Bank has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's Net Cash per Share compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #999999 out of 8 companies for Net Cash per Share. This places Alior Bank in the lower half of its industry. The industry median Net Cash per Share is 2.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 2.50, based on 8 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Alior Bank and its competitors. For the Banks industry, the median Net Cash per Share is 2.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current Net Cash per Share is $-92.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Alior Bank (ALORY) has a current Net Cash per Share of $-92.28. The stock's GF Value™ is $11.10, compared to a current price of $14.74 — trading 32.8% above its estimated fair value. The current Net Cash per Share is $-92.28. Alior Bank's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Alior Bank (ALORY), the current Net Cash per Share is $-92.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alior Bank (ALORY) Overvalued in 2026?
Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued.
The current stock price of $14.74 is trading 32.8% above its estimated GF Value™ of $11.10.
Key valuation signals for ALORY:
Net Cash per Share: $-92.28
GF Value™: $11.10 vs. price of $14.74 (32.8% above fair value)
No single metric tells the full story. See the ALORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
75GF Score
Get the complete analysis for ALORY
Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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