ALORY (Alior Bank) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 05, 2026)


ALORY Alior Bank SA ALORY
72 GF Score
Price $14.74
GF Value $10.77
! 8 Warning Signs
View Full Analysis

What is Alior Bank 5-Year Yield-on-Cost %?

Alior Bank ALORY 72 5-Year Yield-on-Cost % is 0.00 as of Jul. 05, 2026. GuruFocus rates ALORY with a GF Score™ of 72/100 and a GF Value™ of $10.77. The stock has 8 warning signs investors should review. Among 1,256 Banks companies, Alior Bank ranks better than 76.59% on this metric.

Alior Bank's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Alior Bank's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 13 years, Alior Bank's highest Yield on Cost was 9.52. The lowest was 3.65. And the median was 6.78.


ALORY's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.905
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Alior Bank  (OTCPK:ALORY) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Alior Bank 5-Year Yield-on-Cost % Related Terms


ALORY vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison

For the Banks - Diversified subindustry, Alior Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alior Bank 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Alior Bank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Alior Bank's 5-Year Yield-on-Cost % falls into.


ALORY
72GF Score
Alior Bank SA ALORY
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alior Bank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Alior Bank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Alior Bank (ALORY) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Alior Bank and its competitors. Over the past decade, Alior Bank's 5-Year Yield-on-Cost % has ranged from 3.65 to 9.52. According to the industry distribution chart, Alior Bank ranks #294 out of 1256 companies in the Banks industry, placing it in the top 23.4%.
Is Alior Bank's 5-Year Yield-on-Cost % too high?
Alior Bank's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 3.65 to a high of 9.52. Based on the distribution chart, Alior Bank ranks #294 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Alior Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #294 out of 1256 companies for 5-Year Yield-on-Cost %. This places Alior Bank in the top 23% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.91. Historically, Alior Bank's own 5-Year Yield-on-Cost % has ranged from 3.65 to 9.52 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Alior Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Alior Bank (ALORY) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $10.77, compared to a current price of $14.74 — trading 36.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Alior Bank's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Alior Bank (ALORY), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alior Bank (ALORY) Overvalued in 2026?

Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued. The current stock price of $14.74 is trading 36.9% above its estimated GF Value™ of $10.77.

Key valuation signals for ALORY:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $10.77 vs. price of $14.74 (36.9% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the ALORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alior Bank Business Description

Address ul. Lopuszanska 38D, Warsaw, POL, 02-232
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
72GF Score

Get the complete analysis for ALORY

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.74
Price
$10.77
GF Value