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Alior BankALORY 77 3-Year EPS without NRI Growth Rate is 49.00% as of Jun. 2026, which is 180% above its 10-year median of 17.50. GuruFocus rates ALORY with a GF Score™ of 77/100 and a GF Value™ of $11.05. The stock has 7 warning signs investors should review. Among 1,408 Banks companies, Alior Bank ranks better than 93.54% on this metric.
During the past 12 months, Alior Bank's average EPS without NRI Growth Rate was -14.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 49.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Alior Bank was 72.40% per year. The lowest was -18.50% per year. And the median was 17.50% per year.
Alior Bank (OTCPK:ALORY) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Alior Bank 3-Year EPS without NRI Growth Rate Related Terms
ALORY vs JPM, BAC, WFC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Diversified subindustry, Alior Bank's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alior Bank 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Alior Bank's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Alior Bank's 3-Year EPS without NRI Growth Rate falls into.
Alior Bank 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 49.00% mean?
Alior Bank (ALORY) has a 3-Year EPS without NRI Growth Rate of 49.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Alior Bank and its competitors. This is 180% above median its historical median of 17.50. According to the industry distribution chart, Alior Bank ranks #91 out of 1408 companies in the Banks industry, placing it in the top 6.5%.
Is Alior Bank's 3-Year EPS without NRI Growth Rate too high?
Alior Bank's current 3-Year EPS without NRI Growth Rate of 49.00% is 180% above median its 10-year median of 17.50. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Alior Bank's value of 49.00% is 553.3% above this industry median. Based on the distribution chart, Alior Bank ranks #91 out of 1408 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Alior Bank has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's 3-Year EPS without NRI Growth Rate compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #91 out of 1408 companies for 3-Year EPS without NRI Growth Rate. This places Alior Bank in the top 7% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Alior Bank's value of 49.00% is 553.3% above this benchmark. While the company's 10-year median is 17.50 vs. the industry median of 7.50, Alior Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alior Bank's current 3-Year EPS without NRI Growth Rate of 49.00% is 553.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Alior Bank and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current 3-Year EPS without NRI Growth Rate is 49.00%, which is 180% above median its own 10-year median of 17.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Alior Bank (ALORY) has a current 3-Year EPS without NRI Growth Rate of 49.00%. The stock's GF Value™ is $11.05, compared to a current price of $14.74 — trading 33.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 49.00%, which is 180% above median its 10-year median of 17.50 and 553.3% above the Banks industry median of 7.50. Alior Bank's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Alior Bank (ALORY), the current 3-Year EPS without NRI Growth Rate is 49.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alior Bank (ALORY) Overvalued in 2026?
Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued.
The current stock price of $14.74 is trading 33.4% above its estimated GF Value™ of $11.05.
Key valuation signals for ALORY:
3-Year EPS without NRI Growth Rate: 49.00% (180% above median its 10-year median of 17.50)
GF Value™: $11.05 vs. price of $14.74 (33.4% above fair value)
Industry Position: 553.3% above the Banks median (#91 of 1408)
No single metric tells the full story. See the ALORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
77GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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