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Visa (BUE:V) Cyclically Adjusted PB Ratio : 18.87 (As of May. 30, 2025)


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What is Visa Cyclically Adjusted PB Ratio?

As of today (2025-05-30), Visa's current share price is ARS23975.00. Visa's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ARS1,270.50. Visa's Cyclically Adjusted PB Ratio for today is 18.87.

The historical rank and industry rank for Visa's Cyclically Adjusted PB Ratio or its related term are showing as below:

BUE:V' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 8.1   Med: 14.73   Max: 21.22
Current: 20.91

During the past years, Visa's highest Cyclically Adjusted PB Ratio was 21.22. The lowest was 8.10. And the median was 14.73.

BUE:V's Cyclically Adjusted PB Ratio is ranked worse than
99.04% of 313 companies
in the Credit Services industry
Industry Median: 1.01 vs BUE:V: 20.91

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Visa's adjusted book value per share data for the three months ended in Mar. 2025 was ARS20,619.734. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ARS1,270.50 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Visa Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Visa's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Visa Cyclically Adjusted PB Ratio Chart

Visa Annual Data
Trend Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.97 16.28 11.79 14.30 16.20

Visa Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.85 15.63 16.20 18.49 20.13

Competitive Comparison of Visa's Cyclically Adjusted PB Ratio

For the Credit Services subindustry, Visa's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Visa's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Visa's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Visa's Cyclically Adjusted PB Ratio falls into.


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Visa Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Visa's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=23975.00/1270.50
=18.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visa's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Visa's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=20619.734/134.9266*134.9266
=20,619.734

Current CPI (Mar. 2025) = 134.9266.

Visa Quarterly Data

Book Value per Share CPI Adj_Book
201506 107.430 100.684 143.967
201509 115.779 100.392 155.607
201512 159.264 99.792 215.337
201603 179.170 100.470 240.616
201606 158.904 101.688 210.844
201609 171.525 101.861 227.205
201612 175.897 101.863 232.992
201703 166.719 102.862 218.689
201706 188.560 103.349 246.173
201709 207.852 104.136 269.310
201712 233.972 104.011 303.516
201803 254.095 105.290 325.618
201806 308.402 106.317 391.393
201809 475.276 106.507 602.097
201812 484.523 105.998 616.758
201903 507.639 107.251 638.636
201906 598.951 108.070 747.800
201909 746.914 108.329 930.297
201912 817.673 108.420 1,017.577
202003 835.805 108.902 1,035.544
202006 974.029 108.767 1,208.290
202009 1,089.698 109.815 1,338.882
202012 1,277.266 109.897 1,568.173
202103 1,430.430 111.754 1,727.029
202106 1,523.485 114.631 1,793.214
202109 1,715.074 115.734 1,999.486
202112 1,576.268 117.630 1,808.054
202203 1,667.578 121.301 1,854.895
202206 1,861.810 125.017 2,009.391
202209 2,187.398 125.227 2,356.835
202212 2,943.522 125.222 3,171.648
202303 3,634.740 127.348 3,851.053
202306 4,495.586 128.729 4,712.035
202309 6,267.032 129.860 6,511.571
202312 6,981.002 129.419 7,278.065
202403 16,007.482 131.776 16,390.176
202406 17,548.870 132.554 17,863.006
202409 18,653.763 133.029 18,919.865
202412 19,560.882 133.157 19,820.823
202503 20,619.734 134.927 20,619.734

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Visa  (BUE:V) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Visa Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Visa's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Visa Business Description

Industry
Address
P.O. Box 8999, San Francisco, CA, USA, 94128-8999
Visa is the largest payment processor in the world. In fiscal 2023, it processed almost $15 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.