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Visa (CHIX:3V64D) Cyclically Adjusted PB Ratio : 18.44 (As of Jun. 23, 2025)


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What is Visa Cyclically Adjusted PB Ratio?

As of today (2025-06-23), Visa's current share price is €294.00. Visa's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was €15.94. Visa's Cyclically Adjusted PB Ratio for today is 18.44.

The historical rank and industry rank for Visa's Cyclically Adjusted PB Ratio or its related term are showing as below:

CHIX:3V64d' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 8.06   Med: 14.57   Max: 21.04
Current: 19.24

During the past years, Visa's highest Cyclically Adjusted PB Ratio was 21.04. The lowest was 8.06. And the median was 14.57.

CHIX:3V64d's Cyclically Adjusted PB Ratio is ranked worse than
99.03% of 412 companies
in the Credit Services industry
Industry Median: 0.975 vs CHIX:3V64d: 19.24

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Visa's adjusted book value per share data for the three months ended in Mar. 2025 was €17.546. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €15.94 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Visa Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Visa's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Visa Cyclically Adjusted PB Ratio Chart

Visa Annual Data
Trend Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.83 16.11 11.65 14.12 16.01

Visa Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.62 15.43 16.01 18.28 19.92

Competitive Comparison of Visa's Cyclically Adjusted PB Ratio

For the Credit Services subindustry, Visa's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Visa's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Visa's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Visa's Cyclically Adjusted PB Ratio falls into.


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Visa Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Visa's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=294.00/15.94
=18.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visa's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Visa's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=17.546/134.9266*134.9266
=17.546

Current CPI (Mar. 2025) = 134.9266.

Visa Quarterly Data

Book Value per Share CPI Adj_Book
201506 10.583 100.684 14.182
201509 11.022 100.392 14.814
201512 11.348 99.792 15.343
201603 11.069 100.470 14.865
201606 10.273 101.688 13.631
201609 10.405 101.861 13.783
201612 10.684 101.863 14.152
201703 10.271 102.862 13.473
201706 10.341 103.349 13.501
201709 10.111 104.136 13.101
201712 10.521 104.011 13.648
201803 10.409 105.290 13.339
201806 10.758 106.317 13.653
201809 11.124 106.507 14.092
201812 11.482 105.998 14.616
201903 11.701 107.251 14.720
201906 12.063 108.070 15.061
201909 12.331 108.329 15.359
201912 12.520 108.420 15.581
202003 12.394 108.902 15.356
202006 12.700 108.767 15.754
202009 12.527 109.815 15.392
202012 13.121 109.897 16.109
202103 13.566 111.754 16.379
202106 13.577 114.631 15.981
202109 15.166 115.734 17.681
202112 14.053 117.630 16.119
202203 14.369 121.301 15.983
202206 14.893 125.017 16.074
202209 16.099 125.227 17.346
202212 16.865 125.222 18.172
202303 17.487 127.348 18.528
202306 17.596 128.729 18.443
202309 17.080 129.860 17.746
202312 18.052 129.419 18.820
202403 17.796 131.776 18.221
202406 17.852 132.554 18.172
202409 17.336 133.029 17.583
202412 18.131 133.157 18.372
202503 17.546 134.927 17.546

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Visa  (CHIX:3V64d) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Visa Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Visa's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Visa Business Description

Address
P.O. Box 8999, San Francisco, CA, USA, 94128-8999
Visa is the largest payment processor in the world. In fiscal 2023, it processed almost $15 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.

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