Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
International Money ExpressMEX:IMXI 84 Cyclically Adjusted PB Ratio is 4.91 as of Jul. 27, 2026, which is 3% below its 10-year median of 5.04. GuruFocus rates MEX:IMXI with a GF Score™ of 84/100 and a GF Value™ of MXN265.45. The stock has 3 warning signs investors should review. Among 1,587 Software companies, International Money Express ranks worse than 71.2% on this metric.
The historical rank and industry rank for International Money Express's Cyclically Adjusted PB Ratio or its related term are showing as below:
MEX:IMXI'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 4.16 Med: 5.04 Max: 7.51
Current: 4.16
During the past 11 years, International Money Express's highest Cyclically Adjusted PB Ratio was 7.51. The lowest was 4.16. And the median was 5.04.
MEX:IMXI's Cyclically Adjusted PB Ratio is ranked worse than 71.2% of 1587
companies
in the Software industry
Industry Median: 2.24
vs MEX:IMXI: 4.16
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
International Money Express's adjusted book value per share data of for the fiscal year that ended in Dec25 was MXN97.577. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN38.45 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
International Money Express (MEX:IMXI) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
International Money Express Cyclically Adjusted PB Ratio Related Terms
International Money Express Cyclically Adjusted PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International Money Express Cyclically Adjusted PB Ratio Chart
MEX:IMXI vs IIIV, LSAK, CINT: Cyclically Adjusted PB Ratio Comparison
For the Software - Infrastructure subindustry, International Money Express's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International Money Express Cyclically Adjusted PB Ratio vs Software Industry
For the Software industry and Technology sector, International Money Express's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where International Money Express's Cyclically Adjusted PB Ratio falls into.
International Money Express Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 4.91 mean?
International Money Express (MEX:IMXI) has a Cyclically Adjusted PB Ratio of 4.91 as of Jul. 27, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on International Money Express and its competitors. This is near median its historical median of 5.04. Over the past decade, International Money Express' Cyclically Adjusted PB Ratio has ranged from 4.16 to 7.51. According to the industry distribution chart, International Money Express ranks #1130 out of 1587 companies in the Software industry, placing it in the top 71.2%.
Is International Money Express' Cyclically Adjusted PB Ratio too high?
International Money Express' current Cyclically Adjusted PB Ratio of 4.91 is near median its 10-year median of 5.04. Over the past 10 years, this metric has ranged from a low of 4.16 to a high of 7.51. The Software industry median Cyclically Adjusted PB Ratio is 2.24. International Money Express' value of 4.91 is 119.2% above this industry median. Based on the distribution chart, International Money Express ranks #1130 out of 1587 companies in the Software industry, which is below the industry midpoint. Overall, International Money Express has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does International Money Express' Cyclically Adjusted PB Ratio compare to IIIV and LSAK?
According to the Software industry distribution chart, International Money Express ranks #1130 out of 1587 companies for Cyclically Adjusted PB Ratio. This places International Money Express in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.24. International Money Express' value of 4.91 is 119.2% above this benchmark. Historically, International Money Express' own Cyclically Adjusted PB Ratio has ranged from 4.16 to 7.51 over the past decade. While the company's 10-year median is 5.04 vs. the industry median of 2.24, International Money Express has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.24, based on 1,587 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Money Express's current Cyclically Adjusted PB Ratio of 4.91 is 119.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on International Money Express and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Money Express's current Cyclically Adjusted PB Ratio is 4.91, which is near median its own 10-year median of 5.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Money Express stock overvalued right now?
International Money Express (MEX:IMXI) has a current Cyclically Adjusted PB Ratio of 4.91. The stock's GF Value™ is MXN265.45, compared to a current price of MXN188.70 — trading 28.9% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 4.91, which is near median its 10-year median of 5.04 and 119.2% above the Software industry median of 2.24. International Money Express' overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For International Money Express (MEX:IMXI), the current Cyclically Adjusted PB Ratio is 4.91 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International Money Express (MEX:IMXI) Overvalued in 2026?
Based on GuruFocus' analysis, International Money Express stock appears to be undervalued.
The current stock price of MXN188.70 is trading 28.9% below its estimated GF Value™ of MXN265.45.
Key valuation signals for MEX:IMXI:
Cyclically Adjusted PB Ratio: 4.91 (near median its 10-year median of 5.04)
GF Value™: MXN265.45 vs. price of MXN188.70 (28.9% below fair value)
Industry Position: 119.2% above the Software median (#1130 of 1587)
No single metric tells the full story. See the MEX:IMXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International Money Express Inc is an omnichannel money remittance services company focused on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. The company offers wire transfer, money order, Foreign exchange, and cash checking services, while the majority of the revenue is derived from wire transfer and money order fees. The firm's business is organized around one reportable segment that provides money remittance services between the U.S. and Canada to Mexico, Guatemala, and other countries in Latin America, Africa, and Asia.
84GF Score
Get the complete analysis for MEX:IMXI
Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:IMXI has been successfully added to your 
