International Money Express (MEX:IMXI) Debt-to-Equity: 0.80 (As of Jun. 2026) — 40% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:IMXI International Money Express Inc MEX:IMXI
84 GF Score
Price MXN188.70
GF Value MXN210.04
! 4 Warning Signs
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What is International Money Express Debt-to-Equity?

International Money Express MEX:IMXI 84 Debt-to-Equity is 0.80 as of Jun. 2026, which is 40% below its 10-year median of 1.34. GuruFocus rates MEX:IMXI with a GF Score™ of 84/100 and a GF Value™ of MXN210.04. The stock has 4 warning signs investors should review. Among 2,246 Software companies, International Money Express ranks worse than 80.54% on this metric.

International Money Express's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was MXN106 Mil. International Money Express's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was MXN2,257 Mil. International Money Express's Total Stockholders Equity for the quarter that ended in Jun. 2026 was MXN2,958 Mil. International Money Express's debt to equity for the quarter that ended in Jun. 2026 was 0.80.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for International Money Express's Debt-to-Equity or its related term are showing as below:

MEX:IMXI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.54   Med: 1.34   Max: 23.94
Current: 0.8

During the past 11 years, the highest Debt-to-Equity Ratio of International Money Express was 23.94. The lowest was 0.54. And the median was 1.34.

MEX:IMXI's Debt-to-Equity is ranked worse than
80.54% of 2246 companies
in the Software industry
Industry Median: 0.19 vs MEX:IMXI: 0.80

International Money Express  (MEX:IMXI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


International Money Express Debt-to-Equity Related Terms


International Money Express Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for International Money Express's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Money Express Debt-to-Equity Chart

International Money Express Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.58 1.23 1.45 1.35 1.34

International Money Express Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 1.21 1.34 1.61 0.80

MEX:IMXI vs IIIV, LSAK, CINT: Debt-to-Equity Comparison

For the Software - Infrastructure subindustry, International Money Express's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Money Express Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, International Money Express's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where International Money Express's Debt-to-Equity falls into.


MEX:IMXI
84GF Score
International Money Express Inc MEX:IMXI
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International Money Express Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

International Money Express's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

International Money Express's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.80 mean?
International Money Express (MEX:IMXI) has a Debt-to-Equity of 0.80 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on International Money Express and its competitors. This is 40% below median its historical median of 1.34. Over the past decade, International Money Express' Debt-to-Equity has ranged from 0.54 to 23.94. According to the industry distribution chart, International Money Express ranks #1809 out of 2246 companies in the Software industry, placing it in the top 80.5%.
Is International Money Express' Debt-to-Equity too high?
International Money Express' current Debt-to-Equity of 0.80 is 40% below median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 23.94. The Software industry median Debt-to-Equity is 0.19. International Money Express' value of 0.80 is 321.1% above this industry median. Based on the distribution chart, International Money Express ranks #1809 out of 2246 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, International Money Express has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does International Money Express' Debt-to-Equity compare to IIIV and LSAK?
According to the Software industry distribution chart, International Money Express ranks #1809 out of 2246 companies for Debt-to-Equity. This places International Money Express in the lower half of its industry. The industry median Debt-to-Equity is 0.19. International Money Express' value of 0.80 is 321.1% above this benchmark. Historically, International Money Express' own Debt-to-Equity has ranged from 0.54 to 23.94 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 0.19, International Money Express has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,246 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Money Express's current Debt-to-Equity of 0.80 is 321.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on International Money Express and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Money Express's current Debt-to-Equity is 0.80, which is 40% below median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Money Express stock overvalued right now?
International Money Express (MEX:IMXI) has a current Debt-to-Equity of 0.80. The stock's GF Value™ is MXN210.04, compared to a current price of MXN188.70 — trading 10.2% below its estimated fair value. The current Debt-to-Equity is 0.80, which is 40% below median its 10-year median of 1.34 and 321.1% above the Software industry median of 0.19. International Money Express' overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For International Money Express (MEX:IMXI), the current Debt-to-Equity is 0.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Money Express (MEX:IMXI) Overvalued in 2026?

Based on GuruFocus' analysis, International Money Express stock appears to be undervalued. The current stock price of MXN188.70 is trading 10.2% below its estimated GF Value™ of MXN210.04.

Key valuation signals for MEX:IMXI:

  • Debt-to-Equity: 0.80 (40% below median its 10-year median of 1.34)
  • GF Value™: MXN210.04 vs. price of MXN188.70 (10.2% below fair value)
  • GF Score™: 84/100 with 4 warning signs
  • Industry Position: 321.1% above the Software median (#1809 of 2246)

No single metric tells the full story. See the MEX:IMXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Money Express Business Description

Other Exchanges IMXI:USA
Address 9100 South Dadeland Boulevard, Suite 1100, Miami, FL, USA, 33156
International Money Express Inc is an omnichannel money remittance services company focused on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. The company offers wire transfer, money order, Foreign exchange, and cash checking services, while the majority of the revenue is derived from wire transfer and money order fees. The firm's business is organized around one reportable segment that provides money remittance services between the U.S. and Canada to Mexico, Guatemala, and other countries in Latin America, Africa, and Asia.
84GF Score

Get the complete analysis for MEX:IMXI

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.70
Price
MXN210.04
GF Value