International Money Express (MEX:IMXI) Operating Margin %: 3.97% (As of Mar. 2026) — 72% Below Median


MEX:IMXI International Money Express Inc MEX:IMXI
82 GF Score
Price MXN188.70
GF Value MXN240.09
! 6 Warning Signs
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What is International Money Express Operating Margin %?

International Money Express MEX:IMXI 82 Operating Margin % is 3.97% as of Mar. 2026, which is 72% below its 10-year median of 14.34. GuruFocus rates MEX:IMXI with a GF Score™ of 82/100 and a GF Value™ of MXN240.09. The stock has 6 warning signs investors should review. Among 2,812 Software companies, International Money Express ranks better than 69.1% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. International Money Express's Operating Income for the three months ended in Mar. 2026 was MXN87 Mil. International Money Express's Revenue for the three months ended in Mar. 2026 was MXN2,199 Mil. Therefore, International Money Express's Operating Margin % for the quarter that ended in Mar. 2026 was 3.97%.

Warning Sign:

International Money Express Inc operating margin has been in a 5-year decline. The average rate of decline per year is -4%.

The historical rank and industry rank for International Money Express's Operating Margin % or its related term are showing as below:

MEX:IMXI' s Operating Margin % Range Over the Past 10 Years
Min: 0.9   Med: 14.34   Max: 15.71
Current: 9.8


MEX:IMXI's Operating Margin % is ranked better than
69.1% of 2812 companies
in the Software industry
Industry Median: 3.875 vs MEX:IMXI: 9.80

International Money Express's 5-Year Average Operating Margin % Growth Rate was -4.00% per year.

International Money Express's Operating Income for the three months ended in Mar. 2026 was MXN87 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was MXN1,056 Mil.


International Money Express  (MEX:IMXI) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


International Money Express Operating Margin % Related Terms


International Money Express Operating Margin % Historical Data

* Premium members only.

The historical data trend for International Money Express's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Money Express Operating Margin % Chart

International Money Express Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.00 15.71 14.75 15.17 11.20

International Money Express Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.78 13.46 10.26 10.14 3.97

MEX:IMXI vs CINT, ARQQ, IIIV: Operating Margin % Comparison

For the Software - Infrastructure subindustry, International Money Express's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Money Express Operating Margin % vs Software Industry

For the Software industry and Technology sector, International Money Express's Operating Margin % distribution charts can be found below:

* The bar in red indicates where International Money Express's Operating Margin % falls into.


MEX:IMXI
82GF Score
International Money Express Inc MEX:IMXI
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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International Money Express Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

International Money Express's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=1225.558 / 10943.432
=11.20 %

International Money Express's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=87.278 / 2199.124
=3.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 3.97% mean?
International Money Express (MEX:IMXI) has a Operating Margin % of 3.97% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on International Money Express and its competitors. This is 72% below median its historical median of 14.34. Over the past decade, International Money Express' Operating Margin % has ranged from 0.90 to 15.71. According to the industry distribution chart, International Money Express ranks #869 out of 2812 companies in the Software industry, placing it in the top 30.9%.
Is International Money Express' Operating Margin % too high?
International Money Express' current Operating Margin % of 3.97% is 72% below median its 10-year median of 14.34. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 15.71. The Software industry median Operating Margin % is 3.88. International Money Express' value of 3.97% is 2.5% above this industry median. Based on the distribution chart, International Money Express ranks #869 out of 2812 companies in the Software industry, which is above the industry midpoint. Overall, International Money Express has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does International Money Express' Operating Margin % compare to CINT and ARQQ?
According to the Software industry distribution chart, International Money Express ranks #869 out of 2812 companies for Operating Margin %. This puts International Money Express in the upper half of its industry. The industry median Operating Margin % is 3.88. International Money Express' value of 3.97% is 2.5% above this benchmark. Historically, International Money Express' own Operating Margin % has ranged from 0.90 to 15.71 over the past decade. While the company's 10-year median is 14.34 vs. the industry median of 3.88, International Money Express has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Software company?
The median Operating Margin % among Software companies is 3.88, based on 2,812 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Money Express's current Operating Margin % of 3.97% is 2.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on International Money Express and its competitors. For the Software industry, the median Operating Margin % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Money Express's current Operating Margin % is 3.97%, which is 72% below median its own 10-year median of 14.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Money Express stock overvalued right now?
International Money Express (MEX:IMXI) has a current Operating Margin % of 3.97%. The stock's GF Value™ is MXN240.09, compared to a current price of MXN188.70 — trading 21.4% below its estimated fair value. The current Operating Margin % is 3.97%, which is 72% below median its 10-year median of 14.34 and 2.5% above the Software industry median of 3.88. International Money Express' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For International Money Express (MEX:IMXI), the current Operating Margin % is 3.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Money Express (MEX:IMXI) Overvalued in 2026?

Based on GuruFocus' analysis, International Money Express stock appears to be undervalued. The current stock price of MXN188.70 is trading 21.4% below its estimated GF Value™ of MXN240.09.

Key valuation signals for MEX:IMXI:

  • Operating Margin %: 3.97% (72% below median its 10-year median of 14.34)
  • GF Value™: MXN240.09 vs. price of MXN188.70 (21.4% below fair value)
  • GF Score™: 82/100 with 6 warning signs
  • Industry Position: 2.5% above the Software median (#869 of 2812)

No single metric tells the full story. See the MEX:IMXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Money Express Business Description

Other Exchanges IMXI:USA
Address 9100 South Dadeland Boulevard, Suite 1100, Miami, FL, USA, 33156
International Money Express Inc is an omnichannel money remittance services company focused on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. The company offers wire transfer, money order, Foreign exchange, and cash checking services, while the majority of the revenue is derived from wire transfer and money order fees. The firm's business is organized around one reportable segment that provides money remittance services between the U.S. and Canada to Mexico, Guatemala, and other countries in Latin America, Africa, and Asia.
82GF Score

Get the complete analysis for MEX:IMXI

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.70
Price
MXN240.09
GF Value