ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. International Money Express's annualized return on capital (ROC %) for the quarter that ended in Mar. 2026 was 2.85%.
As of today (2026-07-06), International Money Express's WACC % is 9.33%. International Money Express's ROC % is 19.41% (calculated using TTM income statement data).
International Money Express generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.
International Money Express (MEX:IMXI) ROC % Explanation
ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.
There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.
Why is ROC % important?
Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, International Money Express's WACC % is 9.33%. International Money Express's ROC % is 19.41% (calculated using TTM income statement data).
International Money Express generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.
Be Aware
Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note:
The Operating Income data used here is four times the quarterly (Mar. 2026) data.
The tax rate is limited to between 0% and 100%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International Money Express (MEX:IMXI) has a ROC % of 2.85% as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on International Money Express and its competitors.
Is International Money Express' ROC % too high?
International Money Express' current ROC % is 2.85%. The Software industry median ROC % is 3.05. International Money Express' value of 2.85% is 6.4% below this industry median. Overall, International Money Express has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does International Money Express' ROC % compare to CINT and ARQQ?
International Money Express' ROC % of 2.85% can be compared against companies in the Software industry. The industry median ROC % is 3.05. International Money Express' value of 2.85% is 6.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Software company?
The median ROC % among Software companies is 3.05, based on 2,822 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Money Express's current ROC % of 2.85% is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on International Money Express and its competitors. For the Software industry, the median ROC % is 3.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Money Express's current ROC % is 2.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Money Express stock overvalued right now?
International Money Express (MEX:IMXI) has a current ROC % of 2.85%. The stock's GF Value™ is MXN240.09, compared to a current price of MXN188.70 — trading 21.4% below its estimated fair value. The current ROC % is 2.85% and 6.4% below the Software industry median of 3.05. International Money Express' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For International Money Express (MEX:IMXI), the current ROC % is 2.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International Money Express (MEX:IMXI) Overvalued in 2026?
Based on GuruFocus' analysis, International Money Express stock appears to be undervalued.
The current stock price of MXN188.70 is trading 21.4% below its estimated GF Value™ of MXN240.09.
Key valuation signals for MEX:IMXI:
ROC %: 2.85%
GF Value™: MXN240.09 vs. price of MXN188.70 (21.4% below fair value)
No single metric tells the full story. See the MEX:IMXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International Money Express Inc is an omnichannel money remittance services company focused on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. The company offers wire transfer, money order, Foreign exchange, and cash checking services, while the majority of the revenue is derived from wire transfer and money order fees. The firm's business is organized around one reportable segment that provides money remittance services between the U.S. and Canada to Mexico, Guatemala, and other countries in Latin America, Africa, and Asia.
82GF Score
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