International Money Express (MEX:IMXI) Return-on-Tangible-Equity: 2.46% (As of Mar. 2026) — 97% Below Median


MEX:IMXI International Money Express Inc MEX:IMXI
84 GF Score
Price MXN188.70
GF Value MXN239.09
! 6 Warning Signs
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What is International Money Express Return-on-Tangible-Equity?

International Money Express MEX:IMXI 84 Return-on-Tangible-Equity is 2.46% as of Mar. 2026, which is 97% below its 10-year median of 74.18. GuruFocus rates MEX:IMXI with a GF Score™ of 84/100 and a GF Value™ of MXN239.09. The stock has 6 warning signs investors should review. Among 2,467 Software companies, International Money Express ranks better than 78.72% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. International Money Express's annualized net income for the quarter that ended in Mar. 2026 was MXN37 Mil. International Money Express's average shareholder tangible equity for the quarter that ended in Mar. 2026 was MXN1,496 Mil. Therefore, International Money Express's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 2.46%.

The historical rank and industry rank for International Money Express's Return-on-Tangible-Equity or its related term are showing as below:

MEX:IMXI' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 36.09   Med: 74.18   Max: 226
Current: 36.09

During the past 11 years, International Money Express's highest Return-on-Tangible-Equity was 226.00%. The lowest was 36.09%. And the median was 74.18%.

MEX:IMXI's Return-on-Tangible-Equity is ranked better than
78.72% of 2467 companies
in the Software industry
Industry Median: 8.82 vs MEX:IMXI: 36.09

International Money Express  (MEX:IMXI) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


International Money Express Return-on-Tangible-Equity Related Terms


International Money Express Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for International Money Express's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Money Express Return-on-Tangible-Equity Chart

International Money Express Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.30 64.98 70.37 101.88 45.72

International Money Express Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55.54 71.50 30.62 47.37 2.46

MEX:IMXI vs CINT, ARQQ, IIIV: Return-on-Tangible-Equity Comparison

For the Software - Infrastructure subindustry, International Money Express's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Money Express Return-on-Tangible-Equity vs Software Industry

For the Software industry and Technology sector, International Money Express's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where International Money Express's Return-on-Tangible-Equity falls into.


MEX:IMXI
84GF Score
International Money Express Inc MEX:IMXI
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International Money Express Return-on-Tangible-Equity Calculation

International Money Express's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=588.264/( (1102.891+1470.417 )/ 2 )
=588.264/1286.654
=45.72 %

International Money Express's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=36.86/( (1470.417+1520.77)/ 2 )
=36.86/1495.5935
=2.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 2.46% mean?
International Money Express (MEX:IMXI) has a Return-on-Tangible-Equity of 2.46% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on International Money Express and its competitors. This is 97% below median its historical median of 74.18. Over the past decade, International Money Express' Return-on-Tangible-Equity has ranged from 36.09 to 226.00. According to the industry distribution chart, International Money Express ranks #525 out of 2467 companies in the Software industry, placing it in the top 21.3%.
Is International Money Express' Return-on-Tangible-Equity too high?
International Money Express' current Return-on-Tangible-Equity of 2.46% is 97% below median its 10-year median of 74.18. Over the past 10 years, this metric has ranged from a low of 36.09 to a high of 226.00. The Software industry median Return-on-Tangible-Equity is 8.82. International Money Express' value of 2.46% is 72.1% below this industry median. Based on the distribution chart, International Money Express ranks #525 out of 2467 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, International Money Express has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does International Money Express' Return-on-Tangible-Equity compare to CINT and ARQQ?
According to the Software industry distribution chart, International Money Express ranks #525 out of 2467 companies for Return-on-Tangible-Equity. This places International Money Express in the top 21% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.82. International Money Express' value of 2.46% is 72.1% below this benchmark. Historically, International Money Express' own Return-on-Tangible-Equity has ranged from 36.09 to 226.00 over the past decade. While the company's 10-year median is 74.18 vs. the industry median of 8.82, International Money Express has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.82, based on 2,467 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Money Express's current Return-on-Tangible-Equity of 2.46% is 72.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on International Money Express and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Money Express's current Return-on-Tangible-Equity is 2.46%, which is 97% below median its own 10-year median of 74.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Money Express stock overvalued right now?
International Money Express (MEX:IMXI) has a current Return-on-Tangible-Equity of 2.46%. The stock's GF Value™ is MXN239.09, compared to a current price of MXN188.70 — trading 21.1% below its estimated fair value. The current Return-on-Tangible-Equity is 2.46%, which is 97% below median its 10-year median of 74.18 and 72.1% below the Software industry median of 8.82. International Money Express' overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For International Money Express (MEX:IMXI), the current Return-on-Tangible-Equity is 2.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Money Express (MEX:IMXI) Overvalued in 2026?

Based on GuruFocus' analysis, International Money Express stock appears to be undervalued. The current stock price of MXN188.70 is trading 21.1% below its estimated GF Value™ of MXN239.09.

Key valuation signals for MEX:IMXI:

  • Return-on-Tangible-Equity: 2.46% (97% below median its 10-year median of 74.18)
  • GF Value™: MXN239.09 vs. price of MXN188.70 (21.1% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 72.1% below the Software median (#525 of 2467)

No single metric tells the full story. See the MEX:IMXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Money Express Business Description

Other Exchanges IMXI:USA
Address 9100 South Dadeland Boulevard, Suite 1100, Miami, FL, USA, 33156
International Money Express Inc is an omnichannel money remittance services company focused on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. The company offers wire transfer, money order, Foreign exchange, and cash checking services, while the majority of the revenue is derived from wire transfer and money order fees. The firm's business is organized around one reportable segment that provides money remittance services between the U.S. and Canada to Mexico, Guatemala, and other countries in Latin America, Africa, and Asia.
84GF Score

Get the complete analysis for MEX:IMXI

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.70
Price
MXN239.09
GF Value