International Money Express (MEX:IMXI) Owner Earnings per Share (TTM): -8.25 (As of Jun. 2026)

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MEX:IMXI International Money Express Inc MEX:IMXI
84 GF Score
Price MXN188.70
GF Value MXN210.04
! 4 Warning Signs
View Full Analysis

What is International Money Express Owner Earnings per Share (TTM)?

International Money Express MEX:IMXI 84 Owner Earnings per Share (TTM) is -8.25 as of Jun. 2026. GuruFocus rates MEX:IMXI with a GF Score™ of 84/100 and a GF Value™ of MXN210.04. The stock has 4 warning signs investors should review. Among 1,179 Software companies, International Money Express ranks worse than 84817.56% on this metric.

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

International Money Express's Owner Earnings per Share (TTM) ended in Jun. 2026 was MXN-8.25. It's Price-to-Owner-Earnings ratio for today is 0.


The historical rank and industry rank for International Money Express's Owner Earnings per Share (TTM) or its related term are showing as below:


During the past 11 years, the highest Price-to-Owner-Earnings ratio of International Money Express was 51.47. The lowest was 3.77. And the median was 8.24.


MEX:IMXI's Price-to-Owner-Earnings is not ranked *
in the Software industry.
Industry Median: 18.44
* Ranked among companies with meaningful Price-to-Owner-Earnings only.

International Money Express's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was MXN2.44. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was MXN11.17. It's PE Ratio (TTM) ratio for today is 16.89.

International Money Express's EPS without NRI for the three months ended in Jun. 2026 was MXN2.70. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was MXN19.43. It's PE Ratio without NRI ratio for today is 9.71.


Be Aware

Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.

Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.


International Money Express Owner Earnings per Share (TTM) Related Terms


International Money Express Owner Earnings per Share (TTM) Historical Data

* Premium members only.

The historical data trend for International Money Express's Owner Earnings per Share (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Money Express Owner Earnings per Share (TTM) Chart

International Money Express Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Owner Earnings per Share (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 11.50 -3.91

International Money Express Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Owner Earnings per Share (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.20 4.05 -3.91 -35.53 -8.33

MEX:IMXI vs IIIV, LSAK, CINT: Owner Earnings per Share (TTM) Comparison

For the Software - Infrastructure subindustry, International Money Express's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Money Express Price-to-Owner-Earnings vs Software Industry

For the Software industry and Technology sector, International Money Express's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where International Money Express's Price-to-Owner-Earnings falls into.


MEX:IMXI
84GF Score
International Money Express Inc MEX:IMXI
Owner Earnings per Share (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International Money Express Owner Earnings per Share (TTM) Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

To make it simple, then you will have:

Owner Earnings per Share (TTM) = (Net Income + Depreciation, Depletion and Amortization + Change In Deferred Tax - 5Y Average of Maintenance Capital Expenditure + Change In Working Capital) / Shares Outstanding (Diluted Average)

International Money Express's Owner Earnings per Share (TTM) Calculation:

TTM / Last Quarter Average of Last 20 Quarters
Net Income 334
Depreciation, Depletion and Amortization 333
Change In Deferred Tax 111
5Y Average of Maintenance Capital Expenditure 312
Change In Working Capital -901
Shares Outstanding (Diluted Average) 31

1. Start with "Net Income" from income statement. International Money Express's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was MXN334 Mil.

2. "Depreciation, Depletion and Amortization" is from cashflow statement. International Money Express's Depreciation, Depletion and Amortization for the trailing twelve months (TTM) ended in Jun. 2026 was MXN333 Mil. This needs to be added back because company does not actually need to pay cash for it. It is a non-cash item.

3. Other non-cash charges usually include "Stock Based Compensation" and "Change In Deferred Tax":
However, to be conservative, GuruFocus will not add Stock Based Compensation back to net income. International Money Express's Change In Deferred Tax for the trailing twelve months (TTM) ended in Jun. 2026 was MXN111 Mil.

4. Average maintenance capital expenditure over a business/industry cycle: 5-Year Average Maintenance Capital Expenditure = MXN312 Mil

It is usually best to take a long-term average of maintenance capital expenditure. Ideally this would be as long as 10 years and include at least one economic downturn. However, since many companies do not have as long as 10-year history, here GuruFocus uses the latest 5 years data to do the calculation. To smooth out unusual years but reflect recent developments, we take an average of the 5 year maintenance capital expenditure.

The following shows how to get maintenance capital expenditure.

First, calculate the revenue change regarding to the previous quarter. If the revenue decreased from the previous quarter, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
Second, if the revenue increased from the previous quarter, then calculate the percentage of Net PPE as of corresponding Revenue.
Growth Capital Expenditure = Percentage of Property, Plant and Equipment as of corresponding Revenue * Revenue Increase
Third, calculate Capital Expenditure (positive) - Growth Capital Expenditure.
If [Capital Expenditure (positive) - Growth Capital Expenditure] was negative, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
If [Capital Expenditure (positive) - Growth Capital Expenditure] was positive, then the Maintenance Capital Expenditure = Capital Expenditure (positive) - Growth Capital Expenditure.
Fourth, get the average of the 5 years maintenance capital expenditure.

International Money Express's 5-Year Average Maintenance Capital Expenditure = MXN312 Mil

5. "Change In Working Capital" is from cashflow statement. International Money Express's Change In Working Capital for the trailing twelve months (TTM) ended in Jun. 2026 was MXN-901 Mil.
Note: GuruFocus' Change in Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And sometimes it includes non-current parts of assets and liabilities.

6. International Money Express's Shares Outstanding (Diluted Average) for the months ended in Jun. 2026 was 30.609 Mil.

International Money Express's Onwer Earnings Per Share for Jun. 2026 is calculated as:

Owner Earnings per Share (TTM)
=( Net Income+Depreciation, Depletion and Amortization+Change In Deferred Tax
=( 334.457 +333.048+111.262
-5Y Avg of Maintenance CAPEX+Change In Working Capital )/Shares Outstanding (Diluted Average)
-311.93028833132+-901.052)/30.609
=-8.25

Price-to-Owner-Earnings=Current Price/Owner Earnings per Share (TTM)
=188.70/-8.25
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Owner Earnings per Share (TTM) of -8.25 mean?
International Money Express (MEX:IMXI) has a Owner Earnings per Share (TTM) of -8.25 as of Jun. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on International Money Express. Over the past decade, International Money Express' Owner Earnings per Share (TTM) has ranged from 3.77 to 51.47. According to the industry distribution chart, International Money Express ranks #999999 out of 1179 companies in the Software industry.
Is International Money Express' Owner Earnings per Share (TTM) too high?
International Money Express' current Owner Earnings per Share (TTM) is -8.25. Over the past 10 years, this metric has ranged from a low of 3.77 to a high of 51.47. Based on the distribution chart, International Money Express ranks #999999 out of 1179 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, International Money Express has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does International Money Express' Owner Earnings per Share (TTM) compare to IIIV and LSAK?
According to the Software industry distribution chart, International Money Express ranks #999999 out of 1179 companies for Owner Earnings per Share (TTM). This places International Money Express in the lower half of its industry. The industry median Owner Earnings per Share (TTM) is 18.44. Historically, International Money Express' own Owner Earnings per Share (TTM) has ranged from 3.77 to 51.47 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for a Software company?
The median Owner Earnings per Share (TTM) among Software companies is 18.44, based on 1,179 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on International Money Express. For the Software industry, the median Owner Earnings per Share (TTM) is 18.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Money Express's current Owner Earnings per Share (TTM) is -8.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Money Express stock overvalued right now?
International Money Express (MEX:IMXI) has a current Owner Earnings per Share (TTM) of -8.25. The stock's GF Value™ is MXN210.04, compared to a current price of MXN188.70 — trading 10.2% below its estimated fair value. The current Owner Earnings per Share (TTM) is -8.25. International Money Express' overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For International Money Express (MEX:IMXI), the current Owner Earnings per Share (TTM) is -8.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Money Express (MEX:IMXI) Overvalued in 2026?

Based on GuruFocus' analysis, International Money Express stock appears to be undervalued. The current stock price of MXN188.70 is trading 10.2% below its estimated GF Value™ of MXN210.04.

Key valuation signals for MEX:IMXI:

  • Owner Earnings per Share (TTM): -8.25
  • GF Value™: MXN210.04 vs. price of MXN188.70 (10.2% below fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the MEX:IMXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Money Express Business Description

Other Exchanges IMXI:USA
Address 9100 South Dadeland Boulevard, Suite 1100, Miami, FL, USA, 33156
International Money Express Inc is an omnichannel money remittance services company focused on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. The company offers wire transfer, money order, Foreign exchange, and cash checking services, while the majority of the revenue is derived from wire transfer and money order fees. The firm's business is organized around one reportable segment that provides money remittance services between the U.S. and Canada to Mexico, Guatemala, and other countries in Latin America, Africa, and Asia.
84GF Score

Get the complete analysis for MEX:IMXI

Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.70
Price
MXN210.04
GF Value