International Money Express (MEX:IMXI) Return-on-Tangible-Asset: 0.44% (As of Mar. 2026) — 96% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:IMXI International Money Express Inc MEX:IMXI
84 GF Score
Price MXN188.70
GF Value MXN265.45
! 3 Warning Signs
View Full Analysis

What is International Money Express Return-on-Tangible-Asset?

International Money Express MEX:IMXI 84 Return-on-Tangible-Asset is 0.44% as of Mar. 2026, which is 96% below its 10-year median of 12.48. GuruFocus rates MEX:IMXI with a GF Score™ of 84/100 and a GF Value™ of MXN265.45. The stock has 3 warning signs investors should review. Among 2,892 Software companies, International Money Express ranks better than 63.76% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. International Money Express's annualized Net Income for the quarter that ended in Mar. 2026 was MXN37 Mil. International Money Express's average total tangible assets for the quarter that ended in Mar. 2026 was MXN8,342 Mil. Therefore, International Money Express's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.44%.

The historical rank and industry rank for International Money Express's Return-on-Tangible-Asset or its related term are showing as below:

MEX:IMXI' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -8.34   Med: 12.48   Max: 19.05
Current: 5.86

During the past 11 years, International Money Express's highest Return-on-Tangible-Asset was 19.05%. The lowest was -8.34%. And the median was 12.48%.

MEX:IMXI's Return-on-Tangible-Asset is ranked better than
63.76% of 2892 companies
in the Software industry
Industry Median: 2.055 vs MEX:IMXI: 5.86

International Money Express  (MEX:IMXI) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


International Money Express Return-on-Tangible-Asset Related Terms


International Money Express Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for International Money Express's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Money Express Return-on-Tangible-Asset Chart

International Money Express Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.30 15.36 11.75 14.87 7.44

International Money Express Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.80 10.00 4.70 8.48 0.44

MEX:IMXI vs CINT, ARQQ, IIIV: Return-on-Tangible-Asset Comparison

For the Software - Infrastructure subindustry, International Money Express's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Money Express Return-on-Tangible-Asset vs Software Industry

For the Software industry and Technology sector, International Money Express's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where International Money Express's Return-on-Tangible-Asset falls into.


MEX:IMXI
84GF Score
International Money Express Inc MEX:IMXI
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International Money Express Return-on-Tangible-Asset Calculation

International Money Express's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=588.264/( (7932.153+7891.916)/ 2 )
=588.264/7912.0345
=7.44 %

International Money Express's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=36.86/( (7891.916+8792.456)/ 2 )
=36.86/8342.186
=0.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 0.44% mean?
International Money Express (MEX:IMXI) has a Return-on-Tangible-Asset of 0.44% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on International Money Express and its competitors. This is 96% below median its historical median of 12.48. According to the industry distribution chart, International Money Express ranks #1048 out of 2892 companies in the Software industry, placing it in the top 36.2%.
Is International Money Express' Return-on-Tangible-Asset too high?
International Money Express' current Return-on-Tangible-Asset of 0.44% is 96% below median its 10-year median of 12.48. The Software industry median Return-on-Tangible-Asset is 2.06. International Money Express' value of 0.44% is 78.6% below this industry median. Based on the distribution chart, International Money Express ranks #1048 out of 2892 companies in the Software industry, which is above the industry midpoint. Overall, International Money Express has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does International Money Express' Return-on-Tangible-Asset compare to CINT and ARQQ?
According to the Software industry distribution chart, International Money Express ranks #1048 out of 2892 companies for Return-on-Tangible-Asset. This puts International Money Express in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.06. International Money Express' value of 0.44% is 78.6% below this benchmark. While the company's 10-year median is 12.48 vs. the industry median of 2.06, International Money Express has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.06, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Money Express's current Return-on-Tangible-Asset of 0.44% is 78.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on International Money Express and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Money Express's current Return-on-Tangible-Asset is 0.44%, which is 96% below median its own 10-year median of 12.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Money Express stock overvalued right now?
International Money Express (MEX:IMXI) has a current Return-on-Tangible-Asset of 0.44%. The stock's GF Value™ is MXN265.45, compared to a current price of MXN188.70 — trading 28.9% below its estimated fair value. The current Return-on-Tangible-Asset is 0.44%, which is 96% below median its 10-year median of 12.48 and 78.6% below the Software industry median of 2.06. International Money Express' overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For International Money Express (MEX:IMXI), the current Return-on-Tangible-Asset is 0.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Money Express (MEX:IMXI) Overvalued in 2026?

Based on GuruFocus' analysis, International Money Express stock appears to be undervalued. The current stock price of MXN188.70 is trading 28.9% below its estimated GF Value™ of MXN265.45.

Key valuation signals for MEX:IMXI:

  • Return-on-Tangible-Asset: 0.44% (96% below median its 10-year median of 12.48)
  • GF Value™: MXN265.45 vs. price of MXN188.70 (28.9% below fair value)
  • GF Score™: 84/100 with 3 warning signs
  • Industry Position: 78.6% below the Software median (#1048 of 2892)

No single metric tells the full story. See the MEX:IMXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Money Express Business Description

Other Exchanges IMXI:USA
Address 9100 South Dadeland Boulevard, Suite 1100, Miami, FL, USA, 33156
International Money Express Inc is an omnichannel money remittance services company focused on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. The company offers wire transfer, money order, Foreign exchange, and cash checking services, while the majority of the revenue is derived from wire transfer and money order fees. The firm's business is organized around one reportable segment that provides money remittance services between the U.S. and Canada to Mexico, Guatemala, and other countries in Latin America, Africa, and Asia.
84GF Score

Get the complete analysis for MEX:IMXI

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.70
Price
MXN265.45
GF Value