International Money Express (MEX:IMXI) Moat Score: 5/10 (As of Jul. 06, 2026)


MEX:IMXI International Money Express Inc MEX:IMXI
82 GF Score
Price MXN188.70
GF Value MXN240.09
! 6 Warning Signs
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What is International Money Express Moat Score?

International Money Express MEX:IMXI 82 Moat Score is 5 as of Jul. 06, 2026. GuruFocus rates MEX:IMXI with a GF Score™ of 82/100 and a GF Value™ of MXN240.09. The stock has 6 warning signs investors should review. Among 2,837 Software companies, International Money Express ranks better than 94.78% on this metric.

International Money Express has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

International Money Express has Narrow Moat: International Money Express has a solid narrow moat due to its established distribution network and customer loyalty in the remittance market. However, it faces competition from digital payment platforms.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes International Money Express might have Narrow Moat - Solid narrow moat.

International Money Express  (MEX:IMXI) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

International Money Express Moat Score Related Terms

MEX:IMXI vs CINT, ARQQ, IIIV: Moat Score Comparison

For the Software - Infrastructure subindustry, International Money Express's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

International Money Express Moat Score vs Software Industry

For the Software industry and Technology sector, International Money Express's Moat Score distribution charts can be found below:

* The bar in red indicates where International Money Express's Moat Score falls into.


MEX:IMXI
82GF Score
International Money Express Inc MEX:IMXI
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
International Money Express (MEX:IMXI) has a Moat Score of 5 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, International Money Express ranks #148 out of 2837 companies in the Software industry, placing it in the top 5.2%.
Is International Money Express' Moat Score too high?
International Money Express' current Moat Score is 5. Based on the distribution chart, International Money Express ranks #148 out of 2837 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, International Money Express has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does International Money Express' Moat Score compare to CINT and ARQQ?
According to the Software industry distribution chart, International Money Express ranks #148 out of 2837 companies for Moat Score. This places International Money Express in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. International Money Express's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Money Express stock overvalued right now?
International Money Express (MEX:IMXI) has a current Moat Score of 5. The stock's GF Value™ is MXN240.09, compared to a current price of MXN188.70 — trading 21.4% below its estimated fair value. The current Moat Score is 5. International Money Express' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For International Money Express (MEX:IMXI), the current Moat Score is 5 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Money Express (MEX:IMXI) Overvalued in 2026?

Based on GuruFocus' analysis, International Money Express stock appears to be undervalued. The current stock price of MXN188.70 is trading 21.4% below its estimated GF Value™ of MXN240.09.

Key valuation signals for MEX:IMXI:

  • Moat Score: 5
  • GF Value™: MXN240.09 vs. price of MXN188.70 (21.4% below fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the MEX:IMXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

International Money Express Business Description

Other Exchanges IMXI:USA
Address 9100 South Dadeland Boulevard, Suite 1100, Miami, FL, USA, 33156
International Money Express Inc is an omnichannel money remittance services company focused on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. The company offers wire transfer, money order, Foreign exchange, and cash checking services, while the majority of the revenue is derived from wire transfer and money order fees. The firm's business is organized around one reportable segment that provides money remittance services between the U.S. and Canada to Mexico, Guatemala, and other countries in Latin America, Africa, and Asia.
82GF Score

Get the complete analysis for MEX:IMXI

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.70
Price
MXN240.09
GF Value