International Money Express (MEX:IMXI) ROA %: 0.38% (As of Mar. 2026) — 96% Below Median


MEX:IMXI International Money Express Inc MEX:IMXI
82 GF Score
Price MXN188.70
GF Value MXN240.09
! 6 Warning Signs
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What is International Money Express ROA %?

International Money Express MEX:IMXI 82 ROA % is 0.38% as of Mar. 2026, which is 96% below its 10-year median of 9.79. GuruFocus rates MEX:IMXI with a GF Score™ of 82/100 and a GF Value™ of MXN240.09. The stock has 6 warning signs investors should review. Among 2,878 Software companies, International Money Express ranks better than 65.46% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. International Money Express's annualized Net Income for the quarter that ended in Mar. 2026 was MXN37 Mil. International Money Express's average Total Assets over the quarter that ended in Mar. 2026 was MXN9,763 Mil. Therefore, International Money Express's annualized ROA % for the quarter that ended in Mar. 2026 was 0.38%.

The historical rank and industry rank for International Money Express's ROA % or its related term are showing as below:

MEX:IMXI' s ROA % Range Over the Past 10 Years
Min: -6.07   Med: 9.79   Max: 15.61
Current: 4.94

During the past 11 years, International Money Express's highest ROA % was 15.61%. The lowest was -6.07%. And the median was 9.79%.

MEX:IMXI's ROA % is ranked better than
65.46% of 2878 companies
in the Software industry
Industry Median: 1.675 vs MEX:IMXI: 4.94

International Money Express  (MEX:IMXI) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=36.86/9763.4255
=(Net Income / Revenue)*(Revenue / Total Assets)
=(36.86 / 8796.496)*(8796.496 / 9763.4255)
=Net Margin %*Asset Turnover
=0.42 %*0.901
=0.38 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


International Money Express ROA % Related Terms


International Money Express ROA % Historical Data

* Premium members only.

The historical data trend for International Money Express's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Money Express ROA % Chart

International Money Express Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.82 13.17 10.22 12.62 6.20

International Money Express Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.46 8.38 3.93 7.11 0.38

MEX:IMXI vs CINT, ARQQ, IIIV: ROA % Comparison

For the Software - Infrastructure subindustry, International Money Express's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Money Express ROA % vs Software Industry

For the Software industry and Technology sector, International Money Express's ROA % distribution charts can be found below:

* The bar in red indicates where International Money Express's ROA % falls into.


MEX:IMXI
82GF Score
International Money Express Inc MEX:IMXI
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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International Money Express ROA % Calculation

International Money Express's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=588.264/( (9643.196+9321.389)/ 2 )
=588.264/9482.2925
=6.20 %

International Money Express's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=36.86/( (9321.389+10205.462)/ 2 )
=36.86/9763.4255
=0.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 0.38% mean?
International Money Express (MEX:IMXI) has a ROA % of 0.38% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on International Money Express and its competitors. This is 96% below median its historical median of 9.79. According to the industry distribution chart, International Money Express ranks #994 out of 2878 companies in the Software industry, placing it in the top 34.5%.
Is International Money Express' ROA % too high?
International Money Express' current ROA % of 0.38% is 96% below median its 10-year median of 9.79. The Software industry median ROA % is 1.68. International Money Express' value of 0.38% is 77.3% below this industry median. Based on the distribution chart, International Money Express ranks #994 out of 2878 companies in the Software industry, which is above the industry midpoint. Overall, International Money Express has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does International Money Express' ROA % compare to CINT and ARQQ?
According to the Software industry distribution chart, International Money Express ranks #994 out of 2878 companies for ROA %. This puts International Money Express in the upper half of its industry. The industry median ROA % is 1.68. International Money Express' value of 0.38% is 77.3% below this benchmark. While the company's 10-year median is 9.79 vs. the industry median of 1.68, International Money Express has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,878 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Money Express's current ROA % of 0.38% is 77.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on International Money Express and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Money Express's current ROA % is 0.38%, which is 96% below median its own 10-year median of 9.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Money Express stock overvalued right now?
International Money Express (MEX:IMXI) has a current ROA % of 0.38%. The stock's GF Value™ is MXN240.09, compared to a current price of MXN188.70 — trading 21.4% below its estimated fair value. The current ROA % is 0.38%, which is 96% below median its 10-year median of 9.79 and 77.3% below the Software industry median of 1.68. International Money Express' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For International Money Express (MEX:IMXI), the current ROA % is 0.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Money Express (MEX:IMXI) Overvalued in 2026?

Based on GuruFocus' analysis, International Money Express stock appears to be undervalued. The current stock price of MXN188.70 is trading 21.4% below its estimated GF Value™ of MXN240.09.

Key valuation signals for MEX:IMXI:

  • ROA %: 0.38% (96% below median its 10-year median of 9.79)
  • GF Value™: MXN240.09 vs. price of MXN188.70 (21.4% below fair value)
  • GF Score™: 82/100 with 6 warning signs
  • Industry Position: 77.3% below the Software median (#994 of 2878)

No single metric tells the full story. See the MEX:IMXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Money Express Business Description

Other Exchanges IMXI:USA
Address 9100 South Dadeland Boulevard, Suite 1100, Miami, FL, USA, 33156
International Money Express Inc is an omnichannel money remittance services company focused on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. The company offers wire transfer, money order, Foreign exchange, and cash checking services, while the majority of the revenue is derived from wire transfer and money order fees. The firm's business is organized around one reportable segment that provides money remittance services between the U.S. and Canada to Mexico, Guatemala, and other countries in Latin America, Africa, and Asia.
82GF Score

Get the complete analysis for MEX:IMXI

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.70
Price
MXN240.09
GF Value