AHLI BankOG (MUS:ABOB) Cyclically Adjusted PB Ratio: (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MUS:ABOB AHLI Bank SAOG MUS:ABOB
35 GF Score
Price ر.ع0.21
GF Value ر.ع0.16
Valuation Significantly Overvalued
! 6 Warning Signs
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What is AHLI BankOG Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


AHLI BankOG  (MUS:ABOB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


AHLI BankOG Cyclically Adjusted PB Ratio Related Terms


AHLI BankOG Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for AHLI BankOG's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AHLI BankOG Cyclically Adjusted PB Ratio Chart

AHLI BankOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.85 0.71 0.69 0.78

AHLI BankOG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.63 0.60 0.78 0.76 0.00

MUS:ABOB vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, AHLI BankOG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AHLI BankOG Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AHLI BankOG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where AHLI BankOG's Cyclically Adjusted PB Ratio falls into.


MUS:ABOB
35GF Score
AHLI Bank SAOG MUS:ABOB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AHLI BankOG Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

AHLI BankOG's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, AHLI BankOG's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.242/333.9520*333.9520
=0.242

Current CPI (Jun. 2026) = 333.9520.

AHLI BankOG Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.140 241.428 0.194
201612 0.145 241.432 0.201
201703 0.140 243.801 0.192
201706 0.144 244.955 0.196
201709 0.148 246.819 0.200
201712 0.182 246.524 0.247
201803 0.174 249.554 0.233
201806 0.177 251.989 0.235
201809 0.182 252.439 0.241
201812 0.215 251.233 0.286
201903 0.210 254.202 0.276
201906 0.224 256.143 0.292
201909 0.229 256.759 0.298
201912 0.233 256.974 0.303
202003 0.228 258.115 0.295
202006 0.226 257.797 0.293
202009 0.230 260.280 0.295
202012 0.232 260.474 0.297
202103 0.209 264.877 0.264
202106 0.210 271.696 0.258
202109 0.215 274.310 0.262
202112 0.216 278.802 0.259
202203 0.212 287.504 0.246
202206 0.213 296.311 0.240
202209 0.230 296.808 0.259
202212 0.233 296.797 0.262
202303 0.227 301.836 0.251
202306 0.232 305.109 0.254
202309 0.261 307.789 0.283
202312 0.264 306.746 0.287
202403 0.261 312.332 0.279
202406 0.275 314.175 0.292
202409 0.280 315.301 0.297
202412 0.234 315.605 0.248
202503 0.232 319.799 0.242
202506 0.236 322.561 0.244
202509 0.231 324.800 0.238
202512 0.237 324.054 0.244
202603 0.238 330.213 0.241
202606 0.242 333.952 0.242

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is AHLI BankOG (MUS:ABOB) Overvalued in 2026?

Based on GuruFocus' analysis, AHLI BankOG stock appears to be overvalued. The current stock price of ر.ع0.21 is trading 33.8% above its estimated GF Value™ of ر.ع0.16. GuruFocus considers AHLI BankOG to be Significantly Overvalued.

Key valuation signals for MUS:ABOB:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ر.ع0.16 vs. price of ر.ع0.21 (33.8% above fair value)
  • GF Score™: 35/100 with 6 warning signs

No single metric tells the full story. See the MUS:ABOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AHLI BankOG Business Description

Address Mina Al Fahal, PO Box 545, Muscat, OMN, PC 116
AHLI Bank SAOG provides commercial banking services and products in the Sultanate of Oman. Its products and services include Sharia-compliant customer deposits, providing Sharia-compliant financing based on Murabaha, investment activities, and providing commercial banking. The bank is organized into two operating segments, Retail banking which includes customers' deposits, unrestricted investment account, consumer loans, overdrafts, credit card, Islamic financing and fund transfer facilities, and Wholesale banking, treasury and investment banking segment which include deposits including current accounts, term deposit, loans and advances and Islamic financing for corporate and institutional customers, Treasury, Trade Finance, and Investment Banking Services.
35GF Score

Get the complete analysis for MUS:ABOB

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.21
Price
ر.ع0.16
GF Value