Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AHLI BankOGMUS:ABOB -3.47%35 Cyclically Adjusted PB Ratio is 0.78 as of Jul. 21, 2026, which is 8% above its 10-year median of 0.72. GuruFocus rates MUS:ABOB with a GF Score™ of 35/100 and a GF Value™ of ر.ع0.16 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,296 Banks companies, AHLI BankOG ranks better than 73.46% on this metric.
The historical rank and industry rank for AHLI BankOG's Cyclically Adjusted PB Ratio or its related term are showing as below:
MUS:ABOB'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.58 Med: 0.72 Max: 1.01
Current: 0.83
During the past years, AHLI BankOG's highest Cyclically Adjusted PB Ratio was 1.01. The lowest was 0.58. And the median was 0.72.
MUS:ABOB's Cyclically Adjusted PB Ratio is ranked better than 73.46% of 1296
companies
in the Banks industry
Industry Median: 1.26
vs MUS:ABOB: 0.83
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
AHLI BankOG's adjusted book value per share data for the three months ended in Mar. 2026 was ر.ع0.238. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ع0.25 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
AHLI BankOG (MUS:ABOB) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
AHLI BankOG Cyclically Adjusted PB Ratio Related Terms
AHLI BankOG Cyclically Adjusted PB Ratio Historical Data
* Premium members only.
The historical data trend for AHLI BankOG's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:ABOB vs PNC, USB: Cyclically Adjusted PB Ratio Comparison
For the Banks - Regional subindustry, AHLI BankOG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AHLI BankOG Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, AHLI BankOG's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where AHLI BankOG's Cyclically Adjusted PB Ratio falls into.
AHLI BankOG Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
AHLI BankOG's Cyclically Adjusted PB Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.78 mean?
AHLI BankOG (MUS:ABOB) has a Cyclically Adjusted PB Ratio of 0.78 as of Jul. 21, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on AHLI BankOG and its competitors. This is near median its historical median of 0.72. Over the past decade, AHLI BankOG's Cyclically Adjusted PB Ratio has ranged from 0.58 to 1.01. According to the industry distribution chart, AHLI BankOG ranks #344 out of 1296 companies in the Banks industry, placing it in the top 26.5%.
Is AHLI BankOG's Cyclically Adjusted PB Ratio too high?
AHLI BankOG's current Cyclically Adjusted PB Ratio of 0.78 is near median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 1.01. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. AHLI BankOG's value of 0.78 is 38.1% below this industry median. Based on the distribution chart, AHLI BankOG ranks #344 out of 1296 companies in the Banks industry, which is above the industry midpoint. Overall, AHLI BankOG has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AHLI BankOG's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, AHLI BankOG ranks #344 out of 1296 companies for Cyclically Adjusted PB Ratio. This puts AHLI BankOG in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. AHLI BankOG's value of 0.78 is 38.1% below this benchmark. Historically, AHLI BankOG's own Cyclically Adjusted PB Ratio has ranged from 0.58 to 1.01 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 1.26, AHLI BankOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AHLI BankOG's current Cyclically Adjusted PB Ratio of 0.78 is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on AHLI BankOG and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AHLI BankOG's current Cyclically Adjusted PB Ratio is 0.78, which is near median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AHLI BankOG stock overvalued right now?
Based on GuruFocus' analysis, AHLI BankOG (MUS:ABOB) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.16, compared to a current price of ر.ع0.20 — trading 21.9% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.78, which is near median its 10-year median of 0.72 and 38.1% below the Banks industry median of 1.26. AHLI BankOG's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For AHLI BankOG (MUS:ABOB), the current Cyclically Adjusted PB Ratio is 0.78 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AHLI BankOG (MUS:ABOB) Overvalued in 2026?
Based on GuruFocus' analysis, AHLI BankOG stock appears to be overvalued.
The current stock price of ر.ع0.20 is trading 21.9% above its estimated GF Value™ of ر.ع0.16.
GuruFocus considers AHLI BankOG to be Modestly Overvalued.
Key valuation signals for MUS:ABOB:
Cyclically Adjusted PB Ratio: 0.78 (near median its 10-year median of 0.72)
GF Value™: ر.ع0.16 vs. price of ر.ع0.20 (21.9% above fair value)
Industry Position: 38.1% below the Banks median (#344 of 1296)
No single metric tells the full story. See the MUS:ABOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AHLI Bank SAOG provides commercial banking services and products in the Sultanate of Oman. Its products and services include Sharia-compliant customer deposits, providing Sharia-compliant financing based on Murabaha, investment activities, and providing commercial banking. The bank is organized into two operating segments, Retail banking which includes customers' deposits, unrestricted investment account, consumer loans, overdrafts, credit card, Islamic financing and fund transfer facilities, and Wholesale banking, treasury and investment banking segment which include deposits including current accounts, term deposit, loans and advances and Islamic financing for corporate and institutional customers, Treasury, Trade Finance, and Investment Banking Services.
35GF Score
Get the complete analysis for MUS:ABOB
Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MUS:ABOB has been successfully added to your 
