AHLI BankOGMUS:ABOB +5.00%36 Net Margin % is 35.36% as of Mar. 2026, which is 9% below its 10-year median of 38.90. GuruFocus rates MUS:ABOB with a GF Score™ of 36/100 and a GF Value™ of ر.ع0.15 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, AHLI BankOG ranks better than 83.31% on this metric.
Net margin is calculated as Net Income divided by its Revenue. AHLI BankOG's Net Income for the
three
months ended in Mar. 2026 was ر.ع10.8 Mil. AHLI BankOG's Revenue for the
three
months ended in Mar. 2026 was ر.ع30.6 Mil. Therefore, AHLI BankOG's net margin for the quarter that ended in Mar. 2026 was 35.36%.
The historical rank and industry rank for AHLI BankOG's Net Margin % or its related term are showing as below:
MUS:ABOB'
s Net Margin % Range Over the Past 10 Years
Min: 33.49 Med: 38.9 Max: 55.76
Current: 39.49
MUS:ABOB's Net Margin % is ranked better than 83.31% of 1528
companies
in the Banks industry
Industry Median: 26.845
vs MUS:ABOB: 39.49
AHLI BankOG (MUS:ABOB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
AHLI BankOG Net Margin % Related Terms
AHLI BankOG Net Margin % Historical Data
* Premium members only.
The historical data trend for AHLI BankOG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AHLI BankOG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AHLI BankOG Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, AHLI BankOG's Net Margin % distribution charts can be found below:
* The bar in red indicates where AHLI BankOG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AHLI BankOG (MUS:ABOB) has a Net Margin % of 35.36% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on AHLI BankOG and its competitors. This is near median its historical median of 38.90. Over the past decade, AHLI BankOG's Net Margin % has ranged from 33.49 to 55.76. According to the industry distribution chart, AHLI BankOG ranks #255 out of 1528 companies in the Banks industry, placing it in the top 16.7%.
Is AHLI BankOG's Net Margin % too high?
AHLI BankOG's current Net Margin % of 35.36% is near median its 10-year median of 38.90. Over the past 10 years, this metric has ranged from a low of 33.49 to a high of 55.76. The Banks industry median Net Margin % is 26.85. AHLI BankOG's value of 35.36% is 31.7% above this industry median. Based on the distribution chart, AHLI BankOG ranks #255 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AHLI BankOG has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AHLI BankOG's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, AHLI BankOG ranks #255 out of 1528 companies for Net Margin %. This places AHLI BankOG in the top 17% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. AHLI BankOG's value of 35.36% is 31.7% above this benchmark. Historically, AHLI BankOG's own Net Margin % has ranged from 33.49 to 55.76 over the past decade. While the company's 10-year median is 38.90 vs. the industry median of 26.85, AHLI BankOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AHLI BankOG's current Net Margin % of 35.36% is 31.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on AHLI BankOG and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AHLI BankOG's current Net Margin % is 35.36%, which is near median its own 10-year median of 38.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AHLI BankOG stock overvalued right now?
Based on GuruFocus' analysis, AHLI BankOG (MUS:ABOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.21 — trading 40% above its estimated fair value. The current Net Margin % is 35.36%, which is near median its 10-year median of 38.90 and 31.7% above the Banks industry median of 26.85. AHLI BankOG's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For AHLI BankOG (MUS:ABOB), the current Net Margin % is 35.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AHLI BankOG (MUS:ABOB) Overvalued in 2026?
Based on GuruFocus' analysis, AHLI BankOG stock appears to be overvalued.
The current stock price of ر.ع0.21 is trading 40% above its estimated GF Value™ of ر.ع0.15.
GuruFocus considers AHLI BankOG to be Significantly Overvalued.
Key valuation signals for MUS:ABOB:
Net Margin %: 35.36% (near median its 10-year median of 38.90)
GF Value™: ر.ع0.15 vs. price of ر.ع0.21 (40% above fair value)
Industry Position: 31.7% above the Banks median (#255 of 1528)
No single metric tells the full story. See the MUS:ABOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AHLI Bank SAOG provides commercial banking services and products in the Sultanate of Oman. Its products and services include Sharia-compliant customer deposits, providing Sharia-compliant financing based on Murabaha, investment activities, and providing commercial banking. The bank is organized into two operating segments, Retail banking which includes customers' deposits, unrestricted investment account, consumer loans, overdrafts, credit card, Islamic financing and fund transfer facilities, and Wholesale banking, treasury and investment banking segment which include deposits including current accounts, term deposit, loans and advances and Islamic financing for corporate and institutional customers, Treasury, Trade Finance, and Investment Banking Services.
36GF Score
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