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AHLI BankOGMUS:ABOB 35 Return-on-Tangible-Asset is 1.02% as of Mar. 2026, which is 14% below its 10-year median of 1.18. GuruFocus rates MUS:ABOB with a GF Score™ of 35/100 and a GF Value™ of ر.ع0.16 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,529 Banks companies, AHLI BankOG ranks better than 62% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. AHLI BankOG's annualizedNet Income for the quarter that ended in Mar. 2026 was ر.ع43.2 Mil. AHLI BankOG's average total tangible assets for the quarter that ended in Mar. 2026 was ر.ع4,255.5 Mil. Therefore, AHLI BankOG's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.02%.
The historical rank and industry rank for AHLI BankOG's Return-on-Tangible-Asset or its related term are showing as below:
MUS:ABOB'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.92 Med: 1.18 Max: 1.56
Current: 1.18
During the past 13 years, AHLI BankOG's highest Return-on-Tangible-Asset was 1.56%. The lowest was 0.92%. And the median was 1.18%.
MUS:ABOB's Return-on-Tangible-Asset is ranked better than 62% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs MUS:ABOB: 1.18
AHLI BankOG (MUS:ABOB) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
AHLI BankOG Return-on-Tangible-Asset Related Terms
AHLI BankOG Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for AHLI BankOG's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:ABOB vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, AHLI BankOG's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AHLI BankOG Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, AHLI BankOG's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where AHLI BankOG's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.02% mean?
AHLI BankOG (MUS:ABOB) has a Return-on-Tangible-Asset of 1.02% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on AHLI BankOG and its competitors. This is 14% below median its historical median of 1.18. Over the past decade, AHLI BankOG's Return-on-Tangible-Asset has ranged from 0.92 to 1.56. According to the industry distribution chart, AHLI BankOG ranks #581 out of 1529 companies in the Banks industry, placing it in the top 38%.
Is AHLI BankOG's Return-on-Tangible-Asset too high?
AHLI BankOG's current Return-on-Tangible-Asset of 1.02% is 14% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 1.56. The Banks industry median Return-on-Tangible-Asset is 0.99. AHLI BankOG's value of 1.02% is 3% above this industry median. Based on the distribution chart, AHLI BankOG ranks #581 out of 1529 companies in the Banks industry, which is above the industry midpoint. Overall, AHLI BankOG has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AHLI BankOG's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, AHLI BankOG ranks #581 out of 1529 companies for Return-on-Tangible-Asset. This puts AHLI BankOG in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. AHLI BankOG's value of 1.02% is 3% above this benchmark. Historically, AHLI BankOG's own Return-on-Tangible-Asset has ranged from 0.92 to 1.56 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 0.99, AHLI BankOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AHLI BankOG's current Return-on-Tangible-Asset of 1.02% is 3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on AHLI BankOG and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AHLI BankOG's current Return-on-Tangible-Asset is 1.02%, which is 14% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AHLI BankOG stock overvalued right now?
Based on GuruFocus' analysis, AHLI BankOG (MUS:ABOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.16, compared to a current price of ر.ع0.21 — trading 31.3% above its estimated fair value. The current Return-on-Tangible-Asset is 1.02%, which is 14% below median its 10-year median of 1.18 and 3% above the Banks industry median of 0.99. AHLI BankOG's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For AHLI BankOG (MUS:ABOB), the current Return-on-Tangible-Asset is 1.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AHLI BankOG (MUS:ABOB) Overvalued in 2026?
Based on GuruFocus' analysis, AHLI BankOG stock appears to be overvalued.
The current stock price of ر.ع0.21 is trading 31.3% above its estimated GF Value™ of ر.ع0.16.
GuruFocus considers AHLI BankOG to be Significantly Overvalued.
Key valuation signals for MUS:ABOB:
Return-on-Tangible-Asset: 1.02% (14% below median its 10-year median of 1.18)
GF Value™: ر.ع0.16 vs. price of ر.ع0.21 (31.3% above fair value)
Industry Position: 3% above the Banks median (#581 of 1529)
No single metric tells the full story. See the MUS:ABOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AHLI Bank SAOG provides commercial banking services and products in the Sultanate of Oman. Its products and services include Sharia-compliant customer deposits, providing Sharia-compliant financing based on Murabaha, investment activities, and providing commercial banking. The bank is organized into two operating segments, Retail banking which includes customers' deposits, unrestricted investment account, consumer loans, overdrafts, credit card, Islamic financing and fund transfer facilities, and Wholesale banking, treasury and investment banking segment which include deposits including current accounts, term deposit, loans and advances and Islamic financing for corporate and institutional customers, Treasury, Trade Finance, and Investment Banking Services.
35GF Score
Get the complete analysis for MUS:ABOB
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