AHLI BankOG (MUS:ABOB) Retained Earnings: ر.ع53.2 Mil (As of Mar. 2026)

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MUS:ABOB AHLI Bank SAOG MUS:ABOB
35 GF Score
Price ر.ع0.20
GF Value ر.ع0.16
Valuation Modestly Overvalued
! 6 Warning Signs
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What is AHLI BankOG Retained Earnings?

AHLI BankOG MUS:ABOB -3.81% 35 Retained Earnings is ر.ع53.2 Mil as of Mar. 2026. GuruFocus rates MUS:ABOB with a GF Score™ of 35/100 and a GF Value™ of ر.ع0.16 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. AHLI BankOG's retained earnings for the quarter that ended in Mar. 2026 was ر.ع53.2 Mil.

AHLI BankOG's quarterly retained earnings increased from Sep. 2025 (ر.ع55.7 Mil) to Dec. 2025 (ر.ع61.4 Mil) but then declined from Dec. 2025 (ر.ع61.4 Mil) to Mar. 2026 (ر.ع53.2 Mil).

AHLI BankOG's annual retained earnings declined from Dec. 2023 (ر.ع72.2 Mil) to Dec. 2024 (ر.ع64.0 Mil) and declined from Dec. 2024 (ر.ع64.0 Mil) to Dec. 2025 (ر.ع61.4 Mil).


AHLI BankOG  (MUS:ABOB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


AHLI BankOG Retained Earnings Historical Data

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The historical data trend for AHLI BankOG's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AHLI BankOG Retained Earnings Chart

AHLI BankOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 59.55 68.10 72.18 63.96 61.38

AHLI BankOG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.04 47.21 55.73 61.38 53.19
MUS:ABOB
35GF Score
AHLI Bank SAOG MUS:ABOB
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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AHLI BankOG Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ر.ع53.2 Mil mean?
AHLI BankOG (MUS:ABOB) has a Retained Earnings of ر.ع53.2 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on AHLI BankOG and its competitors.
Is AHLI BankOG's Retained Earnings too high?
AHLI BankOG's current Retained Earnings is ر.ع53.2 Mil. Overall, AHLI BankOG has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AHLI BankOG's Retained Earnings compare to PNC and USB?
AHLI BankOG's Retained Earnings of ر.ع53.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on AHLI BankOG and its competitors. AHLI BankOG's current Retained Earnings is ر.ع53.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AHLI BankOG stock overvalued right now?
Based on GuruFocus' analysis, AHLI BankOG (MUS:ABOB) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.16, compared to a current price of ر.ع0.20 — trading 26.3% above its estimated fair value. The current Retained Earnings is ر.ع53.2 Mil. AHLI BankOG's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For AHLI BankOG (MUS:ABOB), the current Retained Earnings is ر.ع53.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AHLI BankOG (MUS:ABOB) Overvalued in 2026?

Based on GuruFocus' analysis, AHLI BankOG stock appears to be overvalued. The current stock price of ر.ع0.20 is trading 26.3% above its estimated GF Value™ of ر.ع0.16. GuruFocus considers AHLI BankOG to be Modestly Overvalued.

Key valuation signals for MUS:ABOB:

  • Retained Earnings: ر.ع53.2 Mil
  • GF Value™: ر.ع0.16 vs. price of ر.ع0.20 (26.3% above fair value)
  • GF Score™: 35/100 with 6 warning signs

No single metric tells the full story. See the MUS:ABOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AHLI BankOG Business Description

Address Mina Al Fahal, PO Box 545, Muscat, OMN, PC 116
AHLI Bank SAOG provides commercial banking services and products in the Sultanate of Oman. Its products and services include Sharia-compliant customer deposits, providing Sharia-compliant financing based on Murabaha, investment activities, and providing commercial banking. The bank is organized into two operating segments, Retail banking which includes customers' deposits, unrestricted investment account, consumer loans, overdrafts, credit card, Islamic financing and fund transfer facilities, and Wholesale banking, treasury and investment banking segment which include deposits including current accounts, term deposit, loans and advances and Islamic financing for corporate and institutional customers, Treasury, Trade Finance, and Investment Banking Services.
35GF Score

Get the complete analysis for MUS:ABOB

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.20
Price
ر.ع0.16
GF Value