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AHLI BankOGMUS:ABOB 35 Graham Number is ر.ع0.26 as of Mar. 2026. GuruFocus rates MUS:ABOB with a GF Score™ of 35/100 and a GF Value™ of ر.ع0.16 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,434 Banks companies, AHLI BankOG ranks worse than 50.98% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-07-26), the stock price of AHLI BankOG is ر.ع0.214. AHLI BankOG's graham number for the quarter that ended in Mar. 2026 was ر.ع0.26. Therefore, AHLI BankOG's Price to Graham Number ratio for today is 0.81.
The historical rank and industry rank for AHLI BankOG's Graham Number or its related term are showing as below:
MUS:ABOB'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.35 Med: 0.56 Max: 0.82
Current: 0.82
During the past 13 years, the highest Price to Graham Number ratio of AHLI BankOG was 0.82. The lowest was 0.35. And the median was 0.56.
MUS:ABOB's Price-to-Graham-Number is ranked worse than 50.98% of 1434
companies
in the Banks industry
Industry Median: 0.81
vs MUS:ABOB: 0.82
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
AHLI BankOG (MUS:ABOB) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
AHLI BankOG's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
0.214
/
0.26
=
0.81
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
AHLI BankOG Graham Number Related Terms
AHLI BankOG Graham Number Historical Data
* Premium members only.
The historical data trend for AHLI BankOG's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AHLI BankOG's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AHLI BankOG Price-to-Graham-Number vs Banks Industry
For the Banks industry and Financial Services sector, AHLI BankOG's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where AHLI BankOG's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AHLI BankOG (MUS:ABOB) has a Graham Number of ر.ع0.26 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on AHLI BankOG and its competitors. Over the past decade, AHLI BankOG's Graham Number has ranged from 0.35 to 0.82. According to the industry distribution chart, AHLI BankOG ranks #731 out of 1434 companies in the Banks industry, placing it in the top 51%.
Is AHLI BankOG's Graham Number too high?
AHLI BankOG's current Graham Number is ر.ع0.26. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 0.82. Based on the distribution chart, AHLI BankOG ranks #731 out of 1434 companies in the Banks industry, which is below the industry midpoint. Overall, AHLI BankOG has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AHLI BankOG's Graham Number compare to PNC and USB?
According to the Banks industry distribution chart, AHLI BankOG ranks #731 out of 1434 companies for Graham Number. This places AHLI BankOG in the lower half of its industry. The industry median Graham Number is 0.81. Historically, AHLI BankOG's own Graham Number has ranged from 0.35 to 0.82 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.81, based on 1,434 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on AHLI BankOG and its competitors. For the Banks industry, the median Graham Number is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AHLI BankOG's current Graham Number is ر.ع0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AHLI BankOG stock overvalued right now?
Based on GuruFocus' analysis, AHLI BankOG (MUS:ABOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.16, compared to a current price of ر.ع0.21 — trading 33.8% above its estimated fair value. The current Graham Number is ر.ع0.26. AHLI BankOG's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For AHLI BankOG (MUS:ABOB), the current Graham Number is ر.ع0.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AHLI BankOG (MUS:ABOB) Overvalued in 2026?
Based on GuruFocus' analysis, AHLI BankOG stock appears to be overvalued.
The current stock price of ر.ع0.21 is trading 33.8% above its estimated GF Value™ of ر.ع0.16.
GuruFocus considers AHLI BankOG to be Significantly Overvalued.
Key valuation signals for MUS:ABOB:
Graham Number: ر.ع0.26
GF Value™: ر.ع0.16 vs. price of ر.ع0.21 (33.8% above fair value)
No single metric tells the full story. See the MUS:ABOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AHLI Bank SAOG provides commercial banking services and products in the Sultanate of Oman. Its products and services include Sharia-compliant customer deposits, providing Sharia-compliant financing based on Murabaha, investment activities, and providing commercial banking. The bank is organized into two operating segments, Retail banking which includes customers' deposits, unrestricted investment account, consumer loans, overdrafts, credit card, Islamic financing and fund transfer facilities, and Wholesale banking, treasury and investment banking segment which include deposits including current accounts, term deposit, loans and advances and Islamic financing for corporate and institutional customers, Treasury, Trade Finance, and Investment Banking Services.
35GF Score
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