Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
AHLI BankOG's 3-Year RORE % for the quarter that ended in Mar. 2026 was 4.35%.
The industry rank for AHLI BankOG's 3-Year RORE % or its related term are showing as below:
MUS:ABOB's 3-Year RORE % is ranked worse than 64.2% of 1472
companies
in the Banks industry
Industry Median: 9.875
vs MUS:ABOB: 4.35
AHLI BankOG (MUS:ABOB) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
AHLI BankOG 3-Year RORE % Related Terms
AHLI BankOG 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for AHLI BankOG's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AHLI BankOG's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AHLI BankOG 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, AHLI BankOG's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where AHLI BankOG's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
AHLI BankOG (MUS:ABOB) has a 3-Year RORE % of 4.35 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on AHLI BankOG and its competitors. According to the industry distribution chart, AHLI BankOG ranks #945 out of 1472 companies in the Banks industry, placing it in the top 64.2%.
Is AHLI BankOG's 3-Year RORE % too high?
AHLI BankOG's current 3-Year RORE % is 4.35. The Banks industry median 3-Year RORE % is 9.88. AHLI BankOG's value of 4.35 is 55.9% below this industry median. Based on the distribution chart, AHLI BankOG ranks #945 out of 1472 companies in the Banks industry, which is below the industry midpoint. Overall, AHLI BankOG has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AHLI BankOG's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, AHLI BankOG ranks #945 out of 1472 companies for 3-Year RORE %. This places AHLI BankOG in the lower half of its industry. The industry median 3-Year RORE % is 9.88. AHLI BankOG's value of 4.35 is 55.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.88, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AHLI BankOG's current 3-Year RORE % of 4.35 is 55.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on AHLI BankOG and its competitors. For the Banks industry, the median 3-Year RORE % is 9.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AHLI BankOG's current 3-Year RORE % is 4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AHLI BankOG stock overvalued right now?
Based on GuruFocus' analysis, AHLI BankOG (MUS:ABOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.21 — trading 40% above its estimated fair value. The current 3-Year RORE % is 4.35 and 55.9% below the Banks industry median of 9.88. AHLI BankOG's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For AHLI BankOG (MUS:ABOB), the current 3-Year RORE % is 4.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AHLI BankOG (MUS:ABOB) Overvalued in 2026?
Based on GuruFocus' analysis, AHLI BankOG stock appears to be overvalued.
The current stock price of ر.ع0.21 is trading 40% above its estimated GF Value™ of ر.ع0.15.
GuruFocus considers AHLI BankOG to be Significantly Overvalued.
Key valuation signals for MUS:ABOB:
3-Year RORE %: 4.35
GF Value™: ر.ع0.15 vs. price of ر.ع0.21 (40% above fair value)
Industry Position: 55.9% below the Banks median (#945 of 1472)
No single metric tells the full story. See the MUS:ABOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AHLI Bank SAOG provides commercial banking services and products in the Sultanate of Oman. Its products and services include Sharia-compliant customer deposits, providing Sharia-compliant financing based on Murabaha, investment activities, and providing commercial banking. The bank is organized into two operating segments, Retail banking which includes customers' deposits, unrestricted investment account, consumer loans, overdrafts, credit card, Islamic financing and fund transfer facilities, and Wholesale banking, treasury and investment banking segment which include deposits including current accounts, term deposit, loans and advances and Islamic financing for corporate and institutional customers, Treasury, Trade Finance, and Investment Banking Services.
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