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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
AHLI BankOG's Sloan Ratio for the quarter that ended in Jun. 2026 was 4.70%.
As of Jun. 2026, AHLI BankOG has a Sloan Ratio of 4.70%, indicating the company is in the safe zone and there is no funny business with accruals.
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Jun. 2026, AHLI BankOG has a Sloan Ratio of 4.70%, indicating the company is in the safe zone and there is no funny business with accruals.
AHLI BankOG Sloan Ratio % Related Terms
AHLI BankOG Sloan Ratio % Historical Data
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The historical data trend for AHLI BankOG's Sloan Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AHLI BankOG's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AHLI BankOG Sloan Ratio % vs Banks Industry
For the Banks industry and Financial Services sector, AHLI BankOG's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where AHLI BankOG's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
AHLI BankOG's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
AHLI BankOG's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was 10.112 (Sep. 2025 ) + 13.849 (Dec. 2025 ) + 10.808 (Mar. 2026 ) + 14.302 (Jun. 2026 ) = ر.ع49.1 Mil.
AHLI BankOG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was -122.861 (Sep. 2025 ) + 24.538 (Dec. 2025 ) + 18.811 (Mar. 2026 ) + 14.367 (Jun. 2026 ) = ر.ع-65.1 Mil.
AHLI BankOG's Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 was -19.011 (Sep. 2025 ) + -63.826 (Dec. 2025 ) + -10.877 (Mar. 2026 ) + -3.916 (Jun. 2026 ) = ر.ع-97.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AHLI BankOG (MUS:ABOB) has a Sloan Ratio % of 4.70% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on AHLI BankOG and its competitors.
Is AHLI BankOG's Sloan Ratio % too high?
AHLI BankOG's current Sloan Ratio % is 4.70%. Overall, AHLI BankOG has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AHLI BankOG's Sloan Ratio % compare to PNC and USB?
AHLI BankOG's Sloan Ratio % of 4.70% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Banks company?
A good Sloan Ratio % depends on the Banks industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on AHLI BankOG and its competitors. AHLI BankOG's current Sloan Ratio % is 4.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AHLI BankOG stock overvalued right now?
Based on GuruFocus' analysis, AHLI BankOG (MUS:ABOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.16, compared to a current price of ر.ع0.21 — trading 33.8% above its estimated fair value. The current Sloan Ratio % is 4.70%. AHLI BankOG's overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For AHLI BankOG (MUS:ABOB), the current Sloan Ratio % is 4.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AHLI BankOG (MUS:ABOB) Overvalued in 2026?
Based on GuruFocus' analysis, AHLI BankOG stock appears to be overvalued.
The current stock price of ر.ع0.21 is trading 33.8% above its estimated GF Value™ of ر.ع0.16.
GuruFocus considers AHLI BankOG to be Significantly Overvalued.
Key valuation signals for MUS:ABOB:
Sloan Ratio %: 4.70%
GF Value™: ر.ع0.16 vs. price of ر.ع0.21 (33.8% above fair value)
No single metric tells the full story. See the MUS:ABOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AHLI Bank SAOG provides commercial banking services and products in the Sultanate of Oman. Its products and services include Sharia-compliant customer deposits, providing Sharia-compliant financing based on Murabaha, investment activities, and providing commercial banking. The bank is organized into two operating segments, Retail banking which includes customers' deposits, unrestricted investment account, consumer loans, overdrafts, credit card, Islamic financing and fund transfer facilities, and Wholesale banking, treasury and investment banking segment which include deposits including current accounts, term deposit, loans and advances and Islamic financing for corporate and institutional customers, Treasury, Trade Finance, and Investment Banking Services.
35GF Score
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