AHLI BankOG (MUS:ABOB) Debt-to-Equity: 0.09 (As of Jun. 2026) — 63% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MUS:ABOB AHLI Bank SAOG MUS:ABOB
35 GF Score
Price ر.ع0.21
GF Value ر.ع0.16
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AHLI BankOG Debt-to-Equity?

AHLI BankOG MUS:ABOB 35 Debt-to-Equity is 0.09 as of Jun. 2026, which is 63% below its 10-year median of 0.24. GuruFocus rates MUS:ABOB with a GF Score™ of 35/100 and a GF Value™ of ر.ع0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,422 Banks companies, AHLI BankOG ranks better than 90.23% on this metric.

AHLI BankOG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ر.ع0.0 Mil. AHLI BankOG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ر.ع57.8 Mil. AHLI BankOG's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ر.ع653.7 Mil. AHLI BankOG's debt to equity for the quarter that ended in Jun. 2026 was 0.09.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for AHLI BankOG's Debt-to-Equity or its related term are showing as below:

MUS:ABOB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01   Med: 0.24   Max: 0.79
Current: 0.09

During the past 13 years, the highest Debt-to-Equity Ratio of AHLI BankOG was 0.79. The lowest was 0.01. And the median was 0.24.

MUS:ABOB's Debt-to-Equity is ranked better than
90.23% of 1422 companies
in the Banks industry
Industry Median: 0.58 vs MUS:ABOB: 0.09

AHLI BankOG  (MUS:ABOB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


AHLI BankOG Debt-to-Equity Related Terms


AHLI BankOG Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for AHLI BankOG's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AHLI BankOG Debt-to-Equity Chart

AHLI BankOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.01 0.08 0.01 0.07

AHLI BankOG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.07 0.09 0.09

MUS:ABOB vs PNC, USB: Debt-to-Equity Comparison

For the Banks - Regional subindustry, AHLI BankOG's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AHLI BankOG Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, AHLI BankOG's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where AHLI BankOG's Debt-to-Equity falls into.


MUS:ABOB
35GF Score
AHLI Bank SAOG MUS:ABOB
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AHLI BankOG Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

AHLI BankOG's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

AHLI BankOG's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.09 mean?
AHLI BankOG (MUS:ABOB) has a Debt-to-Equity of 0.09 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AHLI BankOG and its competitors. This is 63% below median its historical median of 0.24. Over the past decade, AHLI BankOG's Debt-to-Equity has ranged from 0.01 to 0.79. According to the industry distribution chart, AHLI BankOG ranks #139 out of 1422 companies in the Banks industry, placing it in the top 9.8%.
Is AHLI BankOG's Debt-to-Equity too high?
AHLI BankOG's current Debt-to-Equity of 0.09 is 63% below median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.79. The Banks industry median Debt-to-Equity is 0.58. AHLI BankOG's value of 0.09 is 84.5% below this industry median. Based on the distribution chart, AHLI BankOG ranks #139 out of 1422 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AHLI BankOG has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AHLI BankOG's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, AHLI BankOG ranks #139 out of 1422 companies for Debt-to-Equity. This places AHLI BankOG in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. AHLI BankOG's value of 0.09 is 84.5% below this benchmark. Historically, AHLI BankOG's own Debt-to-Equity has ranged from 0.01 to 0.79 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.58, AHLI BankOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AHLI BankOG's current Debt-to-Equity of 0.09 is 84.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AHLI BankOG and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AHLI BankOG's current Debt-to-Equity is 0.09, which is 63% below median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AHLI BankOG stock overvalued right now?
Based on GuruFocus' analysis, AHLI BankOG (MUS:ABOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.16, compared to a current price of ر.ع0.21 — trading 33.8% above its estimated fair value. The current Debt-to-Equity is 0.09, which is 63% below median its 10-year median of 0.24 and 84.5% below the Banks industry median of 0.58. AHLI BankOG's overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For AHLI BankOG (MUS:ABOB), the current Debt-to-Equity is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AHLI BankOG (MUS:ABOB) Overvalued in 2026?

Based on GuruFocus' analysis, AHLI BankOG stock appears to be overvalued. The current stock price of ر.ع0.21 is trading 33.8% above its estimated GF Value™ of ر.ع0.16. GuruFocus considers AHLI BankOG to be Significantly Overvalued.

Key valuation signals for MUS:ABOB:

  • Debt-to-Equity: 0.09 (63% below median its 10-year median of 0.24)
  • GF Value™: ر.ع0.16 vs. price of ر.ع0.21 (33.8% above fair value)
  • GF Score™: 35/100 with 7 warning signs
  • Industry Position: 84.5% below the Banks median (#139 of 1422)

No single metric tells the full story. See the MUS:ABOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AHLI BankOG Business Description

Address Mina Al Fahal, PO Box 545, Muscat, OMN, PC 116
AHLI Bank SAOG provides commercial banking services and products in the Sultanate of Oman. Its products and services include Sharia-compliant customer deposits, providing Sharia-compliant financing based on Murabaha, investment activities, and providing commercial banking. The bank is organized into two operating segments, Retail banking which includes customers' deposits, unrestricted investment account, consumer loans, overdrafts, credit card, Islamic financing and fund transfer facilities, and Wholesale banking, treasury and investment banking segment which include deposits including current accounts, term deposit, loans and advances and Islamic financing for corporate and institutional customers, Treasury, Trade Finance, and Investment Banking Services.
35GF Score

Get the complete analysis for MUS:ABOB

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.21
Price
ر.ع0.16
GF Value