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LPI Capital BhdXKLS:8621 -0.27%76 Cyclically Adjusted PB Ratio is 2.42 as of Aug. 07, 2026, which is 0% below its 10-year median of 2.43. GuruFocus rates XKLS:8621 with a GF Score™ of 76/100 and a GF Value™ of RM17.36 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 416 Insurance companies, LPI Capital Bhd ranks worse than 74.28% on this metric.
The historical rank and industry rank for LPI Capital Bhd's Cyclically Adjusted PB Ratio or its related term are showing as below:
XKLS:8621'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.02 Med: 2.43 Max: 3.4
Current: 2.44
During the past years, LPI Capital Bhd's highest Cyclically Adjusted PB Ratio was 3.40. The lowest was 2.02. And the median was 2.43.
XKLS:8621's Cyclically Adjusted PB Ratio is ranked worse than 74.28% of 416
companies
in the Insurance industry
Industry Median: 1.405
vs XKLS:8621: 2.44
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
LPI Capital Bhd's adjusted book value per share data for the three months ended in Mar. 2026 was RM5.989. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is RM6.17 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
LPI Capital Bhd (XKLS:8621) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
LPI Capital Bhd Cyclically Adjusted PB Ratio Related Terms
LPI Capital Bhd Cyclically Adjusted PB Ratio Historical Data
* Premium members only.
The historical data trend for LPI Capital Bhd's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LPI Capital Bhd Cyclically Adjusted PB Ratio Chart
XKLS:8621 vs CB, PGR, TRV: Cyclically Adjusted PB Ratio Comparison
For the Insurance - Property & Casualty subindustry, LPI Capital Bhd's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LPI Capital Bhd Cyclically Adjusted PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, LPI Capital Bhd's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where LPI Capital Bhd's Cyclically Adjusted PB Ratio falls into.
LPI Capital Bhd Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
LPI Capital Bhd's Cyclically Adjusted PB Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 2.42 mean?
LPI Capital Bhd (XKLS:8621) has a Cyclically Adjusted PB Ratio of 2.42 as of Aug. 07, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on LPI Capital Bhd and its competitors. This is near median its historical median of 2.43. Over the past decade, LPI Capital Bhd's Cyclically Adjusted PB Ratio has ranged from 2.02 to 3.40. According to the industry distribution chart, LPI Capital Bhd ranks #309 out of 416 companies in the Insurance industry, placing it in the top 74.3%.
Is LPI Capital Bhd's Cyclically Adjusted PB Ratio too high?
LPI Capital Bhd's current Cyclically Adjusted PB Ratio of 2.42 is near median its 10-year median of 2.43. Over the past 10 years, this metric has ranged from a low of 2.02 to a high of 3.40. The Insurance industry median Cyclically Adjusted PB Ratio is 1.41. LPI Capital Bhd's value of 2.42 is 72.2% above this industry median. Based on the distribution chart, LPI Capital Bhd ranks #309 out of 416 companies in the Insurance industry, which is below the industry midpoint. Overall, LPI Capital Bhd has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LPI Capital Bhd's Cyclically Adjusted PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, LPI Capital Bhd ranks #309 out of 416 companies for Cyclically Adjusted PB Ratio. This places LPI Capital Bhd in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.41. LPI Capital Bhd's value of 2.42 is 72.2% above this benchmark. Historically, LPI Capital Bhd's own Cyclically Adjusted PB Ratio has ranged from 2.02 to 3.40 over the past decade. While the company's 10-year median is 2.43 vs. the industry median of 1.41, LPI Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.41, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LPI Capital Bhd's current Cyclically Adjusted PB Ratio of 2.42 is 72.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on LPI Capital Bhd and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LPI Capital Bhd's current Cyclically Adjusted PB Ratio is 2.42, which is near median its own 10-year median of 2.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPI Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, LPI Capital Bhd (XKLS:8621) is currently considered Modestly Undervalued. The stock's GF Value™ is RM17.36, compared to a current price of RM14.96 — trading 13.8% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.42, which is near median its 10-year median of 2.43 and 72.2% above the Insurance industry median of 1.41. LPI Capital Bhd's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For LPI Capital Bhd (XKLS:8621), the current Cyclically Adjusted PB Ratio is 2.42 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LPI Capital Bhd (XKLS:8621) Overvalued in 2026?
Based on GuruFocus' analysis, LPI Capital Bhd stock appears to be undervalued.
The current stock price of RM14.96 is trading 13.8% below its estimated GF Value™ of RM17.36.
GuruFocus considers LPI Capital Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:8621:
Cyclically Adjusted PB Ratio: 2.42 (near median its 10-year median of 2.43)
GF Value™: RM17.36 vs. price of RM14.96 (13.8% below fair value)
Industry Position: 72.2% above the Insurance median (#309 of 416)
No single metric tells the full story. See the XKLS:8621 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LPI Capital Bhd is principally engaged in investment holding activities. The company comprises the following main business segments: i) General insurance - Underwriting of all classes of general insurance business, mainly carried out by Lonpac Insurance Bhd, ii) Investment holding - Investment holding operations, mainly carried out by LPI Capital Bhd. The majority of the revenue is derived from the General insurance segment. Geographically, it generates the maximum revenue from Malaysia.
76GF Score
Get the complete analysis for XKLS:8621
Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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