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LPI Capital Bhd (XKLS:8621) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
LPI Capital Bhd Effective Interest Rate on Debt % Related Terms
LPI Capital Bhd Effective Interest Rate on Debt % Historical Data
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The historical data trend for LPI Capital Bhd's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LPI Capital Bhd Effective Interest Rate on Debt % Chart
XKLS:8621 vs CB, PGR, TRV: Effective Interest Rate on Debt % Comparison
For the Insurance - Property & Casualty subindustry, LPI Capital Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LPI Capital Bhd Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, LPI Capital Bhd's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where LPI Capital Bhd's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 3.35% mean?
LPI Capital Bhd (XKLS:8621) has a Effective Interest Rate on Debt % of 3.35% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LPI Capital Bhd and its competitors.
Is LPI Capital Bhd's Effective Interest Rate on Debt % too high?
LPI Capital Bhd's current Effective Interest Rate on Debt % is 3.35%. Overall, LPI Capital Bhd has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LPI Capital Bhd's Effective Interest Rate on Debt % compare to CB and PGR?
LPI Capital Bhd's Effective Interest Rate on Debt % of 3.35% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LPI Capital Bhd and its competitors. LPI Capital Bhd's current Effective Interest Rate on Debt % is 3.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPI Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, LPI Capital Bhd (XKLS:8621) is currently considered Modestly Undervalued. The stock's GF Value™ is RM17.30, compared to a current price of RM15.10 — trading 12.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.35%. LPI Capital Bhd's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For LPI Capital Bhd (XKLS:8621), the current Effective Interest Rate on Debt % is 3.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LPI Capital Bhd (XKLS:8621) Overvalued in 2026?
Based on GuruFocus' analysis, LPI Capital Bhd stock appears to be undervalued.
The current stock price of RM15.10 is trading 12.7% below its estimated GF Value™ of RM17.30.
GuruFocus considers LPI Capital Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:8621:
Effective Interest Rate on Debt %: 3.35%
GF Value™: RM17.30 vs. price of RM15.10 (12.7% below fair value)
No single metric tells the full story. See the XKLS:8621 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LPI Capital Bhd is principally engaged in investment holding activities. The company comprises the following main business segments: i) General insurance - Underwriting of all classes of general insurance business, mainly carried out by Lonpac Insurance Bhd, ii) Investment holding - Investment holding operations, mainly carried out by LPI Capital Bhd. The majority of the revenue is derived from the General insurance segment. Geographically, it generates the maximum revenue from Malaysia.
79GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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