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LPI Capital BhdXKLS:8621 -0.13%79 Return-on-Tangible-Asset is 8.15% as of Mar. 2026, which is 4% above its 10-year median of 7.80. GuruFocus rates XKLS:8621 with a GF Score™ of 79/100 and a GF Value™ of RM17.27 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 505 Insurance companies, LPI Capital Bhd ranks better than 85.15% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. LPI Capital Bhd's annualizedNet Income for the quarter that ended in Mar. 2026 was RM398 Mil. LPI Capital Bhd's average total tangible assets for the quarter that ended in Mar. 2026 was RM4,884 Mil. Therefore, LPI Capital Bhd's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 8.15%.
The historical rank and industry rank for LPI Capital Bhd's Return-on-Tangible-Asset or its related term are showing as below:
XKLS:8621'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 5.18 Med: 7.8 Max: 12.01
Current: 7.7
During the past 13 years, LPI Capital Bhd's highest Return-on-Tangible-Asset was 12.01%. The lowest was 5.18%. And the median was 7.80%.
XKLS:8621's Return-on-Tangible-Asset is ranked better than 85.15% of 505
companies
in the Insurance industry
Industry Median: 2.88
vs XKLS:8621: 7.70
LPI Capital Bhd (XKLS:8621) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
LPI Capital Bhd Return-on-Tangible-Asset Related Terms
LPI Capital Bhd Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for LPI Capital Bhd's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:8621 vs CB, PGR, TRV: Return-on-Tangible-Asset Comparison
For the Insurance - Property & Casualty subindustry, LPI Capital Bhd's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LPI Capital Bhd Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, LPI Capital Bhd's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where LPI Capital Bhd's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 8.15% mean?
LPI Capital Bhd (XKLS:8621) has a Return-on-Tangible-Asset of 8.15% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on LPI Capital Bhd and its competitors. This is near median its historical median of 7.80. Over the past decade, LPI Capital Bhd's Return-on-Tangible-Asset has ranged from 5.18 to 12.01. According to the industry distribution chart, LPI Capital Bhd ranks #75 out of 505 companies in the Insurance industry, placing it in the top 14.9%.
Is LPI Capital Bhd's Return-on-Tangible-Asset too high?
LPI Capital Bhd's current Return-on-Tangible-Asset of 8.15% is near median its 10-year median of 7.80. Over the past 10 years, this metric has ranged from a low of 5.18 to a high of 12.01. The Insurance industry median Return-on-Tangible-Asset is 2.88. LPI Capital Bhd's value of 8.15% is 183% above this industry median. Based on the distribution chart, LPI Capital Bhd ranks #75 out of 505 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, LPI Capital Bhd has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LPI Capital Bhd's Return-on-Tangible-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, LPI Capital Bhd ranks #75 out of 505 companies for Return-on-Tangible-Asset. This places LPI Capital Bhd in the top 15% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.88. LPI Capital Bhd's value of 8.15% is 183% above this benchmark. Historically, LPI Capital Bhd's own Return-on-Tangible-Asset has ranged from 5.18 to 12.01 over the past decade. While the company's 10-year median is 7.80 vs. the industry median of 2.88, LPI Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.88, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LPI Capital Bhd's current Return-on-Tangible-Asset of 8.15% is 183% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on LPI Capital Bhd and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LPI Capital Bhd's current Return-on-Tangible-Asset is 8.15%, which is near median its own 10-year median of 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPI Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, LPI Capital Bhd (XKLS:8621) is currently considered Modestly Undervalued. The stock's GF Value™ is RM17.27, compared to a current price of RM14.98 — trading 13.3% below its estimated fair value. The current Return-on-Tangible-Asset is 8.15%, which is near median its 10-year median of 7.80 and 183% above the Insurance industry median of 2.88. LPI Capital Bhd's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For LPI Capital Bhd (XKLS:8621), the current Return-on-Tangible-Asset is 8.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LPI Capital Bhd (XKLS:8621) Overvalued in 2026?
Based on GuruFocus' analysis, LPI Capital Bhd stock appears to be undervalued.
The current stock price of RM14.98 is trading 13.3% below its estimated GF Value™ of RM17.27.
GuruFocus considers LPI Capital Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:8621:
Return-on-Tangible-Asset: 8.15% (near median its 10-year median of 7.80)
GF Value™: RM17.27 vs. price of RM14.98 (13.3% below fair value)
Industry Position: 183% above the Insurance median (#75 of 505)
No single metric tells the full story. See the XKLS:8621 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LPI Capital Bhd is principally engaged in investment holding activities. The company comprises the following main business segments: i) General insurance - Underwriting of all classes of general insurance business, mainly carried out by Lonpac Insurance Bhd, ii) Investment holding - Investment holding operations, mainly carried out by LPI Capital Bhd. The majority of the revenue is derived from the General insurance segment. Geographically, it generates the maximum revenue from Malaysia.
79GF Score
Get the complete analysis for XKLS:8621
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