LPI Capital BhdXKLS:8621 -0.13%85 Interest Coverage is 423.34 as of Mar. 2026, which is 34% above its 10-year median of 316.11. GuruFocus rates XKLS:8621 with a GF Score™ of 85/100 and a GF Value™ of RM16.52 (Fairly Valued). The stock has 4 warning signs investors should review. Among 351 Insurance companies, LPI Capital Bhd ranks better than 88.32% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. LPI Capital Bhd's
EBIT
for the
three
months ended in Mar. 2026 was RM122 Mil. LPI Capital Bhd's Interest Expense for the
three
months ended in Mar. 2026 was RM-0 Mil.
LPI Capital Bhd's interest coverage for the quarter that ended in Mar. 2026 was 423.34.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. LPI Capital Bhd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for LPI Capital Bhd's Interest Coverage or its related term are showing as below:
XKLS:8621'
s Interest Coverage Range Over the Past 10 Years
Min: 5.83 Med: 316.11 Max: 134584
Current: 379.61
XKLS:8621's Interest Coverage is ranked better than 88.32% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs XKLS:8621: 379.61
LPI Capital Bhd (XKLS:8621) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
LPI Capital Bhd Interest Coverage Related Terms
LPI Capital Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for LPI Capital Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKLS:8621 vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, LPI Capital Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LPI Capital Bhd Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, LPI Capital Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where LPI Capital Bhd's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LPI Capital Bhd (XKLS:8621) has a Interest Coverage of 423.34 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LPI Capital Bhd and its competitors. This is 34% above median its historical median of 316.11. Over the past decade, LPI Capital Bhd's Interest Coverage has ranged from 5.83 to 134,584.00. According to the industry distribution chart, LPI Capital Bhd ranks #41 out of 351 companies in the Insurance industry, placing it in the top 11.7%.
Is LPI Capital Bhd's Interest Coverage too high?
LPI Capital Bhd's current Interest Coverage of 423.34 is 34% above median its 10-year median of 316.11. Over the past 10 years, this metric has ranged from a low of 5.83 to a high of 134,584.00. The Insurance industry median Interest Coverage is 16.23. LPI Capital Bhd's value of 423.34 is 2508.4% above this industry median. Based on the distribution chart, LPI Capital Bhd ranks #41 out of 351 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, LPI Capital Bhd has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does LPI Capital Bhd's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, LPI Capital Bhd ranks #41 out of 351 companies for Interest Coverage. This places LPI Capital Bhd in the top 12% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.23. LPI Capital Bhd's value of 423.34 is 2508.4% above this benchmark. Historically, LPI Capital Bhd's own Interest Coverage has ranged from 5.83 to 134,584.00 over the past decade. While the company's 10-year median is 316.11 vs. the industry median of 16.23, LPI Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LPI Capital Bhd's current Interest Coverage of 423.34 is 2508.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LPI Capital Bhd and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LPI Capital Bhd's current Interest Coverage is 423.34, which is 34% above median its own 10-year median of 316.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPI Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, LPI Capital Bhd (XKLS:8621) is currently considered Fairly Valued. The stock's GF Value™ is RM16.52, compared to a current price of RM14.96 — trading 9.4% below its estimated fair value. The current Interest Coverage is 423.34, which is 34% above median its 10-year median of 316.11 and 2508.4% above the Insurance industry median of 16.23. LPI Capital Bhd's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For LPI Capital Bhd (XKLS:8621), the current Interest Coverage is 423.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LPI Capital Bhd (XKLS:8621) Overvalued in 2026?
Based on GuruFocus' analysis, LPI Capital Bhd stock appears to be undervalued.
The current stock price of RM14.96 is trading 9.4% below its estimated GF Value™ of RM16.52.
GuruFocus considers LPI Capital Bhd to be Fairly Valued.
Key valuation signals for XKLS:8621:
Interest Coverage: 423.34 (34% above median its 10-year median of 316.11)
GF Value™: RM16.52 vs. price of RM14.96 (9.4% below fair value)
Industry Position: 2508.4% above the Insurance median (#41 of 351)
No single metric tells the full story. See the XKLS:8621 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LPI Capital Bhd is principally engaged in investment holding activities. The company comprises the following main business segments: i) General insurance - Underwriting of all classes of general insurance business, mainly carried out by Lonpac Insurance Bhd, ii) Investment holding - Investment holding operations, mainly carried out by LPI Capital Bhd. The majority of the revenue is derived from the General insurance segment. Geographically, it generates the maximum revenue from Malaysia.
85GF Score
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