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LPI Capital BhdXKLS:8621 -1.64%80 Debt-to-Equity is 0.01 as of Jun. 2026, which is 50% below its 10-year median of 0.02. GuruFocus rates XKLS:8621 with a GF Score™ of 80/100 and a GF Value™ of RM16.80 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 395 Insurance companies, LPI Capital Bhd ranks better than 99.75% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for LPI Capital Bhd's Debt-to-Equity or its related term are showing as below:
XKLS:8621'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.02 Max: 0.03
Current: 0.01
During the past 13 years, the highest Debt-to-Equity Ratio of LPI Capital Bhd was 0.03. The lowest was 0.01. And the median was 0.02.
XKLS:8621's Debt-to-Equity is ranked better than 99.75% of 395
companies
in the Insurance industry
Industry Median: 0.21
vs XKLS:8621: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
LPI Capital Bhd Debt-to-Equity Related Terms
LPI Capital Bhd Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for LPI Capital Bhd's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:8621 vs CB, PGR, TRV: Debt-to-Equity Comparison
For the Insurance - Property & Casualty subindustry, LPI Capital Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LPI Capital Bhd Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, LPI Capital Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where LPI Capital Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LPI Capital Bhd (XKLS:8621) has a Debt-to-Equity of 0.01 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on LPI Capital Bhd and its competitors. This is 50% below median its historical median of 0.02. Over the past decade, LPI Capital Bhd's Debt-to-Equity has ranged from 0.01 to 0.03. According to the industry distribution chart, LPI Capital Bhd ranks #1 out of 395 companies in the Insurance industry, placing it in the top 0.3%.
Is LPI Capital Bhd's Debt-to-Equity too high?
LPI Capital Bhd's current Debt-to-Equity of 0.01 is 50% below median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.03. The Insurance industry median Debt-to-Equity is 0.21. LPI Capital Bhd's value of 0.01 is 95.2% below this industry median. Based on the distribution chart, LPI Capital Bhd ranks #1 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, LPI Capital Bhd has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LPI Capital Bhd's Debt-to-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, LPI Capital Bhd ranks #1 out of 395 companies for Debt-to-Equity. This places LPI Capital Bhd in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.21. LPI Capital Bhd's value of 0.01 is 95.2% below this benchmark. Historically, LPI Capital Bhd's own Debt-to-Equity has ranged from 0.01 to 0.03 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.21, LPI Capital Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LPI Capital Bhd's current Debt-to-Equity of 0.01 is 95.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on LPI Capital Bhd and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LPI Capital Bhd's current Debt-to-Equity is 0.01, which is 50% below median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPI Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, LPI Capital Bhd (XKLS:8621) is currently considered Modestly Undervalued. The stock's GF Value™ is RM16.80, compared to a current price of RM13.22 — trading 21.3% below its estimated fair value. The current Debt-to-Equity is 0.01, which is 50% below median its 10-year median of 0.02 and 95.2% below the Insurance industry median of 0.21. LPI Capital Bhd's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For LPI Capital Bhd (XKLS:8621), the current Debt-to-Equity is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LPI Capital Bhd (XKLS:8621) Overvalued in 2026?
Based on GuruFocus' analysis, LPI Capital Bhd stock appears to be undervalued.
The current stock price of RM13.22 is trading 21.3% below its estimated GF Value™ of RM16.80.
GuruFocus considers LPI Capital Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:8621:
Debt-to-Equity: 0.01 (50% below median its 10-year median of 0.02)
GF Value™: RM16.80 vs. price of RM13.22 (21.3% below fair value)
Industry Position: 95.2% below the Insurance median (#1 of 395)
No single metric tells the full story. See the XKLS:8621 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LPI Capital Bhd is principally engaged in investment holding activities. The company comprises the following main business segments: i) General insurance - Underwriting of all classes of general insurance business, mainly carried out by Lonpac Insurance Bhd, ii) Investment holding - Investment holding operations, mainly carried out by LPI Capital Bhd. The majority of the revenue is derived from the General insurance segment. Geographically, it generates the maximum revenue from Malaysia.
80GF Score
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