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LPI Capital BhdXKLS:8621 +0.53%84 PB Ratio is 2.52 as of Jul. 22, 2026, which is 6% below its 10-year median of 2.69. GuruFocus rates XKLS:8621 with a GF Score™ of 84/100 and a GF Value™ of RM16.99 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, LPI Capital Bhd ranks worse than 77.67% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-22), LPI Capital Bhd's share price is RM15.08. LPI Capital Bhd's Book Value per Share for the quarter that ended in Mar. 2026 was RM5.99. Hence, LPI Capital Bhd's PB Ratio of today is 2.52.
The historical rank and industry rank for LPI Capital Bhd's PB Ratio or its related term are showing as below:
XKLS:8621'
s PB Ratio Range Over the Past 10 Years
Min: 2.07 Med: 2.69 Max: 3.63
Current: 2.51
During the past 13 years, LPI Capital Bhd's highest PB Ratio was 3.63. The lowest was 2.07. And the median was 2.69.
XKLS:8621's PB Ratio is ranked worse than 77.67% of 497
companies
in the Insurance industry
Industry Median: 1.39
vs XKLS:8621: 2.51
During the past 12 months, LPI Capital Bhd's average Book Value Per Share Growth Rate was 4.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of LPI Capital Bhd was 47.90% per year. The lowest was -3.10% per year. And the median was 4.75% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
LPI Capital Bhd PB Ratio Related Terms
LPI Capital Bhd PB Ratio Historical Data
* Premium members only.
The historical data trend for LPI Capital Bhd's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, LPI Capital Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LPI Capital Bhd PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, LPI Capital Bhd's PB Ratio distribution charts can be found below:
* The bar in red indicates where LPI Capital Bhd's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
LPI Capital Bhd's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
LPI Capital Bhd (XKLS:8621) has a PB Ratio of 2.52 as of Jul. 22, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on LPI Capital Bhd and its competitors. This is near median its historical median of 2.69. Over the past decade, LPI Capital Bhd's PB Ratio has ranged from 2.07 to 3.63. According to the industry distribution chart, LPI Capital Bhd ranks #386 out of 497 companies in the Insurance industry, placing it in the top 77.7%.
Is LPI Capital Bhd's PB Ratio too high?
LPI Capital Bhd's current PB Ratio of 2.52 is near median its 10-year median of 2.69. Over the past 10 years, this metric has ranged from a low of 2.07 to a high of 3.63. The Insurance industry median PB Ratio is 1.39. LPI Capital Bhd's value of 2.52 is 81.3% above this industry median. Based on the distribution chart, LPI Capital Bhd ranks #386 out of 497 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, LPI Capital Bhd has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LPI Capital Bhd's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, LPI Capital Bhd ranks #386 out of 497 companies for PB Ratio. This places LPI Capital Bhd in the lower half of its industry. The industry median PB Ratio is 1.39. LPI Capital Bhd's value of 2.52 is 81.3% above this benchmark. Historically, LPI Capital Bhd's own PB Ratio has ranged from 2.07 to 3.63 over the past decade. While the company's 10-year median is 2.69 vs. the industry median of 1.39, LPI Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LPI Capital Bhd's current PB Ratio of 2.52 is 81.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on LPI Capital Bhd and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LPI Capital Bhd's current PB Ratio is 2.52, which is near median its own 10-year median of 2.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPI Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, LPI Capital Bhd (XKLS:8621) is currently considered Modestly Undervalued. The stock's GF Value™ is RM16.99, compared to a current price of RM15.08 — trading 11.2% below its estimated fair value. The current PB Ratio is 2.52, which is near median its 10-year median of 2.69 and 81.3% above the Insurance industry median of 1.39. LPI Capital Bhd's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For LPI Capital Bhd (XKLS:8621), the current PB Ratio is 2.52 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LPI Capital Bhd (XKLS:8621) Overvalued in 2026?
Based on GuruFocus' analysis, LPI Capital Bhd stock appears to be undervalued.
The current stock price of RM15.08 is trading 11.2% below its estimated GF Value™ of RM16.99.
GuruFocus considers LPI Capital Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:8621:
PB Ratio: 2.52 (near median its 10-year median of 2.69)
GF Value™: RM16.99 vs. price of RM15.08 (11.2% below fair value)
Industry Position: 81.3% above the Insurance median (#386 of 497)
No single metric tells the full story. See the XKLS:8621 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LPI Capital Bhd is principally engaged in investment holding activities. The company comprises the following main business segments: i) General insurance - Underwriting of all classes of general insurance business, mainly carried out by Lonpac Insurance Bhd, ii) Investment holding - Investment holding operations, mainly carried out by LPI Capital Bhd. The majority of the revenue is derived from the General insurance segment. Geographically, it generates the maximum revenue from Malaysia.
84GF Score
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