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LPI Capital BhdXKLS:8621 79 Return-on-Tangible-Equity is 16.45% as of Mar. 2026, which is 4% above its 10-year median of 15.86. GuruFocus rates XKLS:8621 with a GF Score™ of 79/100 and a GF Value™ of RM16.92 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, LPI Capital Bhd ranks better than 57.95% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. LPI Capital Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM398 Mil. LPI Capital Bhd's average shareholder tangible equity for the quarter that ended in Mar. 2026 was RM2,420 Mil. Therefore, LPI Capital Bhd's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 16.45%.
The historical rank and industry rank for LPI Capital Bhd's Return-on-Tangible-Equity or its related term are showing as below:
XKLS:8621'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 11.63 Med: 15.86 Max: 24.45
Current: 15.63
During the past 13 years, LPI Capital Bhd's highest Return-on-Tangible-Equity was 24.45%. The lowest was 11.63%. And the median was 15.86%.
XKLS:8621's Return-on-Tangible-Equity is ranked better than 57.95% of 497
companies
in the Insurance industry
Industry Median: 13.5
vs XKLS:8621: 15.63
LPI Capital Bhd (XKLS:8621) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
LPI Capital Bhd Return-on-Tangible-Equity Related Terms
LPI Capital Bhd Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for LPI Capital Bhd's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:8621 vs CB, PGR, TRV: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, LPI Capital Bhd's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LPI Capital Bhd Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, LPI Capital Bhd's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where LPI Capital Bhd's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 16.45% mean?
LPI Capital Bhd (XKLS:8621) has a Return-on-Tangible-Equity of 16.45% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on LPI Capital Bhd and its competitors. This is near median its historical median of 15.86. Over the past decade, LPI Capital Bhd's Return-on-Tangible-Equity has ranged from 11.63 to 24.45. According to the industry distribution chart, LPI Capital Bhd ranks #209 out of 497 companies in the Insurance industry, placing it in the top 42.1%.
Is LPI Capital Bhd's Return-on-Tangible-Equity too high?
LPI Capital Bhd's current Return-on-Tangible-Equity of 16.45% is near median its 10-year median of 15.86. Over the past 10 years, this metric has ranged from a low of 11.63 to a high of 24.45. The Insurance industry median Return-on-Tangible-Equity is 13.50. LPI Capital Bhd's value of 16.45% is 21.9% above this industry median. Based on the distribution chart, LPI Capital Bhd ranks #209 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, LPI Capital Bhd has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LPI Capital Bhd's Return-on-Tangible-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, LPI Capital Bhd ranks #209 out of 497 companies for Return-on-Tangible-Equity. This puts LPI Capital Bhd in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.50. LPI Capital Bhd's value of 16.45% is 21.9% above this benchmark. Historically, LPI Capital Bhd's own Return-on-Tangible-Equity has ranged from 11.63 to 24.45 over the past decade. While the company's 10-year median is 15.86 vs. the industry median of 13.50, LPI Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.50, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LPI Capital Bhd's current Return-on-Tangible-Equity of 16.45% is 21.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on LPI Capital Bhd and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LPI Capital Bhd's current Return-on-Tangible-Equity is 16.45%, which is near median its own 10-year median of 15.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPI Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, LPI Capital Bhd (XKLS:8621) is currently considered Modestly Undervalued. The stock's GF Value™ is RM16.92, compared to a current price of RM15.00 — trading 11.3% below its estimated fair value. The current Return-on-Tangible-Equity is 16.45%, which is near median its 10-year median of 15.86 and 21.9% above the Insurance industry median of 13.50. LPI Capital Bhd's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For LPI Capital Bhd (XKLS:8621), the current Return-on-Tangible-Equity is 16.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LPI Capital Bhd (XKLS:8621) Overvalued in 2026?
Based on GuruFocus' analysis, LPI Capital Bhd stock appears to be undervalued.
The current stock price of RM15.00 is trading 11.3% below its estimated GF Value™ of RM16.92.
GuruFocus considers LPI Capital Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:8621:
Return-on-Tangible-Equity: 16.45% (near median its 10-year median of 15.86)
GF Value™: RM16.92 vs. price of RM15.00 (11.3% below fair value)
Industry Position: 21.9% above the Insurance median (#209 of 497)
No single metric tells the full story. See the XKLS:8621 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LPI Capital Bhd is principally engaged in investment holding activities. The company comprises the following main business segments: i) General insurance - Underwriting of all classes of general insurance business, mainly carried out by Lonpac Insurance Bhd, ii) Investment holding - Investment holding operations, mainly carried out by LPI Capital Bhd. The majority of the revenue is derived from the General insurance segment. Geographically, it generates the maximum revenue from Malaysia.
79GF Score
Get the complete analysis for XKLS:8621
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