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LPI Capital BhdXKLS:8621 +0.27%80 3-Year ROIIC % is 28.20 as of Dec. 2025, which is 918% above its 10-year median of 2.77. GuruFocus rates XKLS:8621 with a GF Score™ of 80/100 and a GF Value™ of RM17.11 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 338 Insurance companies, LPI Capital Bhd ranks better than 84.32% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
LPI Capital Bhd's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 28.20%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for LPI Capital Bhd's 3-Year ROIIC % or its related term are showing as below:
XKLS:8621's 3-Year ROIIC % is ranked better than 84.32% of 338
companies
in the Insurance industry
Industry Median: 5.09
vs XKLS:8621: 28.20
LPI Capital Bhd (XKLS:8621) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
LPI Capital Bhd 3-Year ROIIC % Related Terms
LPI Capital Bhd 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for LPI Capital Bhd's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:8621 vs CB, PGR, TRV: 3-Year ROIIC % Comparison
For the Insurance - Property & Casualty subindustry, LPI Capital Bhd's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LPI Capital Bhd 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, LPI Capital Bhd's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where LPI Capital Bhd's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
LPI Capital Bhd (XKLS:8621) has a 3-Year ROIIC % of 28.20 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on LPI Capital Bhd and its competitors. This is 918% above median its historical median of 2.77. According to the industry distribution chart, LPI Capital Bhd ranks #53 out of 338 companies in the Insurance industry, placing it in the top 15.7%.
Is LPI Capital Bhd's 3-Year ROIIC % too high?
LPI Capital Bhd's current 3-Year ROIIC % of 28.20 is 918% above median its 10-year median of 2.77. The Insurance industry median 3-Year ROIIC % is 5.09. LPI Capital Bhd's value of 28.20 is 454% above this industry median. Based on the distribution chart, LPI Capital Bhd ranks #53 out of 338 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, LPI Capital Bhd has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LPI Capital Bhd's 3-Year ROIIC % compare to CB and PGR?
According to the Insurance industry distribution chart, LPI Capital Bhd ranks #53 out of 338 companies for 3-Year ROIIC %. This places LPI Capital Bhd in the top 16% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 5.09. LPI Capital Bhd's value of 28.20 is 454% above this benchmark. While the company's 10-year median is 2.77 vs. the industry median of 5.09, LPI Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.09, based on 338 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LPI Capital Bhd's current 3-Year ROIIC % of 28.20 is 454% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on LPI Capital Bhd and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LPI Capital Bhd's current 3-Year ROIIC % is 28.20, which is 918% above median its own 10-year median of 2.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPI Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, LPI Capital Bhd (XKLS:8621) is currently considered Modestly Undervalued. The stock's GF Value™ is RM17.11, compared to a current price of RM15.06 — trading 12% below its estimated fair value. The current 3-Year ROIIC % is 28.20, which is 918% above median its 10-year median of 2.77 and 454% above the Insurance industry median of 5.09. LPI Capital Bhd's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For LPI Capital Bhd (XKLS:8621), the current 3-Year ROIIC % is 28.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LPI Capital Bhd (XKLS:8621) Overvalued in 2026?
Based on GuruFocus' analysis, LPI Capital Bhd stock appears to be undervalued.
The current stock price of RM15.06 is trading 12% below its estimated GF Value™ of RM17.11.
GuruFocus considers LPI Capital Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:8621:
3-Year ROIIC %: 28.20 (918% above median its 10-year median of 2.77)
GF Value™: RM17.11 vs. price of RM15.06 (12% below fair value)
Industry Position: 454% above the Insurance median (#53 of 338)
No single metric tells the full story. See the XKLS:8621 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LPI Capital Bhd is principally engaged in investment holding activities. The company comprises the following main business segments: i) General insurance - Underwriting of all classes of general insurance business, mainly carried out by Lonpac Insurance Bhd, ii) Investment holding - Investment holding operations, mainly carried out by LPI Capital Bhd. The majority of the revenue is derived from the General insurance segment. Geographically, it generates the maximum revenue from Malaysia.
80GF Score
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