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OFG Bancorp (FRA:OFP) Cyclically Adjusted Price-to-FCF : 13.78 (As of Oct. 31, 2024)


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What is OFG Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-10-31), OFG Bancorp's current share price is €37.20. OFG Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2024 was €2.70. OFG Bancorp's Cyclically Adjusted Price-to-FCF for today is 13.78.

The historical rank and industry rank for OFG Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

FRA:OFP' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 5.81   Med: 12.82   Max: 550.5
Current: 13.95

During the past years, OFG Bancorp's highest Cyclically Adjusted Price-to-FCF was 550.50. The lowest was 5.81. And the median was 12.82.

FRA:OFP's Cyclically Adjusted Price-to-FCF is ranked worse than
78.31% of 853 companies
in the Banks industry
Industry Median: 8.7 vs FRA:OFP: 13.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

OFG Bancorp's adjusted free cash flow per share data for the three months ended in Jun. 2024 was €1.773. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €2.70 for the trailing ten years ended in Jun. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


OFG Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for OFG Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

OFG Bancorp Cyclically Adjusted Price-to-FCF Chart

OFG Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.58 10.17 11.96 10.95 13.48

OFG Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.12 13.48 12.92 12.80 -

Competitive Comparison of OFG Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, OFG Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OFG Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, OFG Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where OFG Bancorp's Cyclically Adjusted Price-to-FCF falls into.



OFG Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

OFG Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=37.20/2.7
=13.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFG Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2024 is calculated as:

For example, OFG Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Jun. 2024 (Change)*Current CPI (Jun. 2024)
=1.773/132.5538*132.5538
=1.773

Current CPI (Jun. 2024) = 132.5538.

OFG Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201409 0.937 100.428 1.237
201412 0.205 99.070 0.274
201503 0.592 99.621 0.788
201506 0.196 100.684 0.258
201509 0.325 100.392 0.429
201512 0.512 99.792 0.680
201603 0.379 100.470 0.500
201606 0.115 101.688 0.150
201609 0.259 101.861 0.337
201612 0.561 101.863 0.730
201703 0.430 102.862 0.554
201706 -0.375 103.349 -0.481
201709 1.639 104.136 2.086
201712 0.714 104.011 0.910
201803 0.537 105.290 0.676
201806 0.185 106.317 0.231
201809 0.344 106.507 0.428
201812 0.964 105.998 1.206
201903 0.316 107.251 0.391
201906 0.164 108.070 0.201
201909 0.067 108.329 0.082
201912 1.126 108.420 1.377
202003 0.268 108.902 0.326
202006 -0.019 108.767 -0.023
202009 0.397 109.815 0.479
202012 -0.301 109.897 -0.363
202103 0.533 111.754 0.632
202106 0.412 114.631 0.476
202109 0.316 115.734 0.362
202112 -0.017 117.630 -0.019
202203 0.553 121.301 0.604
202206 0.824 125.017 0.874
202209 0.386 125.227 0.409
202212 0.838 125.222 0.887
202303 0.956 127.348 0.995
202306 0.828 128.729 0.853
202309 1.677 129.860 1.712
202312 1.963 129.419 2.011
202403 1.062 131.776 1.068
202406 1.773 132.554 1.773

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


OFG Bancorp  (FRA:OFP) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


OFG Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of OFG Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


OFG Bancorp Business Description

Industry
Traded in Other Exchanges
Address
254 Munoz Rivera Avenue, San Juan, PRI, 00918
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. It provides services in the region of Puerto Rico.

OFG Bancorp Headlines

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