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The Western Union Co (FRA:W3U) Cyclically Adjusted Price-to-FCF : 5.08 (As of Jun. 04, 2025)


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What is The Western Union Co Cyclically Adjusted Price-to-FCF?

As of today (2025-06-04), The Western Union Co's current share price is €8.124. The Western Union Co's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was €1.60. The Western Union Co's Cyclically Adjusted Price-to-FCF for today is 5.08.

The historical rank and industry rank for The Western Union Co's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

FRA:W3U' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 5.27   Med: 11.98   Max: 17.42
Current: 5.34

During the past years, The Western Union Co's highest Cyclically Adjusted Price-to-FCF was 17.42. The lowest was 5.27. And the median was 11.98.

FRA:W3U's Cyclically Adjusted Price-to-FCF is ranked better than
60.36% of 111 companies
in the Credit Services industry
Industry Median: 8.71 vs FRA:W3U: 5.34

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

The Western Union Co's adjusted free cash flow per share data for the three months ended in Mar. 2025 was €0.338. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €1.60 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Western Union Co Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for The Western Union Co's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

The Western Union Co Cyclically Adjusted Price-to-FCF Chart

The Western Union Co Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.28 10.03 7.67 6.52 6.07

The Western Union Co Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.59 6.85 6.73 6.07 6.00

Competitive Comparison of The Western Union Co's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, The Western Union Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Western Union Co's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, The Western Union Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where The Western Union Co's Cyclically Adjusted Price-to-FCF falls into.


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The Western Union Co Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

The Western Union Co's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=8.124/1.60
=5.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Western Union Co's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, The Western Union Co's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=0.338/134.9266*134.9266
=0.338

Current CPI (Mar. 2025) = 134.9266.

The Western Union Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.302 100.684 0.405
201509 0.441 100.392 0.593
201512 0.374 99.792 0.506
201603 0.294 100.470 0.395
201606 0.383 101.688 0.508
201609 0.487 101.861 0.645
201612 0.325 101.863 0.430
201703 0.116 102.862 0.152
201706 -0.300 103.349 -0.392
201709 0.721 104.136 0.934
201712 0.486 104.011 0.630
201803 0.167 105.290 0.214
201806 0.210 106.317 0.267
201809 0.119 106.507 0.151
201812 0.418 105.998 0.532
201903 0.406 107.251 0.511
201906 0.257 108.070 0.321
201909 0.520 108.329 0.648
201912 0.456 108.420 0.567
202003 0.166 108.902 0.206
202006 0.401 108.767 0.497
202009 0.442 109.815 0.543
202012 0.479 109.897 0.588
202103 0.160 111.754 0.193
202106 0.253 114.631 0.298
202109 0.628 115.734 0.732
202112 0.716 117.630 0.821
202203 0.392 121.301 0.436
202206 0.128 125.017 0.138
202209 0.397 125.227 0.428
202212 -0.004 125.222 -0.004
202303 0.199 127.348 0.211
202306 0.231 128.729 0.242
202309 0.568 129.860 0.590
202312 0.594 129.419 0.619
202403 0.157 131.776 0.161
202406 -0.173 132.554 -0.176
202409 0.490 133.029 0.497
202412 0.268 133.157 0.272
202503 0.338 134.927 0.338

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


The Western Union Co  (FRA:W3U) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


The Western Union Co Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of The Western Union Co's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


The Western Union Co Business Description

Traded in Other Exchanges
Address
7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2024 and is the largest money transfer company in the world.

The Western Union Co Headlines

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