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Consumer Portfolio Services (STU:FC8) Cyclically Adjusted Price-to-FCF : 0.87 (As of Jun. 04, 2025)


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What is Consumer Portfolio Services Cyclically Adjusted Price-to-FCF?

As of today (2025-06-04), Consumer Portfolio Services's current share price is €8.00. Consumer Portfolio Services's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was €9.23. Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF for today is 0.87.

The historical rank and industry rank for Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

STU:FC8' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 0.21   Med: 0.92   Max: 1.84
Current: 0.93

During the past years, Consumer Portfolio Services's highest Cyclically Adjusted Price-to-FCF was 1.84. The lowest was 0.21. And the median was 0.92.

STU:FC8's Cyclically Adjusted Price-to-FCF is ranked better than
93.69% of 111 companies
in the Credit Services industry
Industry Median: 8.71 vs STU:FC8: 0.93

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Consumer Portfolio Services's adjusted free cash flow per share data for the three months ended in Mar. 2025 was €2.791. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €9.23 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Consumer Portfolio Services Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Consumer Portfolio Services Cyclically Adjusted Price-to-FCF Chart

Consumer Portfolio Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 1.65 1.07 1.03 1.11

Consumer Portfolio Services Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 1.04 0.97 1.11 0.87

Competitive Comparison of Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF falls into.


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Consumer Portfolio Services Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=8.00/9.23
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Consumer Portfolio Services's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=2.791/134.9266*134.9266
=2.791

Current CPI (Mar. 2025) = 134.9266.

Consumer Portfolio Services Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 1.079 100.684 1.446
201509 1.386 100.392 1.863
201512 1.464 99.792 1.979
201603 1.799 100.470 2.416
201606 1.605 101.688 2.130
201609 1.422 101.861 1.884
201612 1.232 101.863 1.632
201703 2.056 102.862 2.697
201706 1.680 103.349 2.193
201709 1.676 104.136 2.172
201712 1.535 104.011 1.991
201803 1.993 105.290 2.554
201806 1.281 106.317 1.626
201809 1.981 106.507 2.510
201812 2.063 105.998 2.626
201903 2.128 107.251 2.677
201906 1.981 108.070 2.473
201909 2.163 108.329 2.694
201912 1.755 108.420 2.184
202003 2.416 108.902 2.993
202006 2.434 108.767 3.019
202009 2.168 109.815 2.664
202012 1.641 109.897 2.015
202103 2.184 111.754 2.637
202106 1.534 114.631 1.806
202109 1.626 115.734 1.896
202112 1.145 117.630 1.313
202203 2.191 121.301 2.437
202206 1.729 125.017 1.866
202209 1.680 125.227 1.810
202212 2.014 125.222 2.170
202303 2.395 127.348 2.538
202306 2.018 128.729 2.115
202309 2.268 129.860 2.356
202312 2.056 129.419 2.143
202403 1.967 131.776 2.014
202406 1.652 132.554 1.682
202409 2.599 133.029 2.636
202412 2.671 133.157 2.706
202503 2.791 134.927 2.791

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Consumer Portfolio Services  (STU:FC8) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Consumer Portfolio Services Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Consumer Portfolio Services Business Description

Traded in Other Exchanges
Address
3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.

Consumer Portfolio Services Headlines

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