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Consumer Portfolio Services (STU:FC8) PB Ratio : 0.65 (As of Apr. 08, 2025)


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What is Consumer Portfolio Services PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-08), Consumer Portfolio Services's share price is €8.50. Consumer Portfolio Services's Book Value per Share for the quarter that ended in Dec. 2024 was €13.05. Hence, Consumer Portfolio Services's PB Ratio of today is 0.65.

The historical rank and industry rank for Consumer Portfolio Services's PB Ratio or its related term are showing as below:

STU:FC8' s PB Ratio Range Over the Past 10 Years
Min: 0.18   Med: 0.66   Max: 1.62
Current: 0.71

During the past 13 years, Consumer Portfolio Services's highest PB Ratio was 1.62. The lowest was 0.18. And the median was 0.66.

STU:FC8's PB Ratio is ranked better than
69.09% of 508 companies
in the Credit Services industry
Industry Median: 1.01 vs STU:FC8: 0.71

During the past 12 months, Consumer Portfolio Services's average Book Value Per Share Growth Rate was 5.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 19.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Consumer Portfolio Services was 344.00% per year. The lowest was -80.40% per year. And the median was 10.80% per year.

Back to Basics: PB Ratio


Consumer Portfolio Services PB Ratio Historical Data

The historical data trend for Consumer Portfolio Services's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Consumer Portfolio Services PB Ratio Chart

Consumer Portfolio Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 1.26 0.79 0.77 0.78

Consumer Portfolio Services Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.59 0.71 0.69 0.78

Competitive Comparison of Consumer Portfolio Services's PB Ratio

For the Credit Services subindustry, Consumer Portfolio Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumer Portfolio Services's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's PB Ratio distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's PB Ratio falls into.


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Consumer Portfolio Services PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Consumer Portfolio Services's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=8.50/13.045
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Consumer Portfolio Services  (STU:FC8) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Consumer Portfolio Services PB Ratio Related Terms

Thank you for viewing the detailed overview of Consumer Portfolio Services's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Consumer Portfolio Services Business Description

Traded in Other Exchanges
Address
3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.

Consumer Portfolio Services Headlines

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