Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Cyclically Adjusted PS Ratio: 0.89 (As of Jul. 19, 2026) — 32% Below Median

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ADX:ALAIN Al Ain Ahlia Insurance Co PSC ADX:ALAIN
67 GF Score
Price د.إ31.50
GF Value د.إ61.74
! 3 Warning Signs
View Full Analysis

What is Al Ain Ahlia Insurance Co PSC Cyclically Adjusted PS Ratio?

Al Ain Ahlia Insurance Co PSC ADX:ALAIN 67 Cyclically Adjusted PS Ratio is 0.89 as of Jul. 19, 2026, which is 32% below its 10-year median of 1.31. GuruFocus rates ADX:ALAIN with a GF Score™ of 67/100 and a GF Value™ of د.إ61.74. The stock has 3 warning signs investors should review.

As of today (2026-07-19), Al Ain Ahlia Insurance Co PSC's current share price is د.إ31.50. Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was د.إ35.58. Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio for today is 0.89.

The historical rank and industry rank for Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio or its related term are showing as below:

ADX:ALAIN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.84   Med: 1.31   Max: 1.96
Current: 0.89

During the past 13 years, Al Ain Ahlia Insurance Co PSC's highest Cyclically Adjusted PS Ratio was 1.96. The lowest was 0.84. And the median was 1.31.

ADX:ALAIN's Cyclically Adjusted PS Ratio is not ranked
in the Insurance industry.
Industry Median: 1.225 vs ADX:ALAIN: 0.89

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Al Ain Ahlia Insurance Co PSC's adjusted revenue per share data of for the fiscal year that ended in Dec25 was د.إ46.280. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ35.58 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Al Ain Ahlia Insurance Co PSC  (ADX:ALAIN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Al Ain Ahlia Insurance Co PSC Cyclically Adjusted PS Ratio Related Terms


Al Ain Ahlia Insurance Co PSC Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ain Ahlia Insurance Co PSC Cyclically Adjusted PS Ratio Chart

Al Ain Ahlia Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 1.14 1.16 0.98 0.87

Al Ain Ahlia Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 1.14 1.16 0.98 0.87

ADX:ALAIN vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ain Ahlia Insurance Co PSC Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio falls into.


ADX:ALAIN
67GF Score
Al Ain Ahlia Insurance Co PSC ADX:ALAIN
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Ain Ahlia Insurance Co PSC Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=31.50/35.58
=0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Al Ain Ahlia Insurance Co PSC's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=46.28/324.0540*324.0540
=46.280

Current CPI (Dec25) = 324.0540.

Al Ain Ahlia Insurance Co PSC Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 24.587 241.432 33.001
201712 31.615 246.524 41.558
201812 35.337 251.233 45.580
201912 26.815 256.974 33.815
202012 25.193 260.474 31.342
202112 23.484 278.802 27.296
202212 22.313 296.797 24.362
202312 24.373 306.746 25.748
202412 45.554 315.605 46.774
202512 46.280 324.054 46.280

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.89 mean?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a Cyclically Adjusted PS Ratio of 0.89 as of Jul. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. This is 32% below median its historical median of 1.31. Over the past decade, Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio has ranged from 0.84 to 1.96.
Is Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio too high?
Al Ain Ahlia Insurance Co PSC's current Cyclically Adjusted PS Ratio of 0.89 is 32% below median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 1.96. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Al Ain Ahlia Insurance Co PSC's value of 0.89 is 27.3% below this industry median. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
Al Ain Ahlia Insurance Co PSC's Cyclically Adjusted PS Ratio of 0.89 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Al Ain Ahlia Insurance Co PSC's value of 0.89 is 27.3% below this benchmark. Historically, Al Ain Ahlia Insurance Co PSC's own Cyclically Adjusted PS Ratio has ranged from 0.84 to 1.96 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 1.23, Al Ain Ahlia Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ain Ahlia Insurance Co PSC's current Cyclically Adjusted PS Ratio of 0.89 is 27.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ain Ahlia Insurance Co PSC's current Cyclically Adjusted PS Ratio is 0.89, which is 32% below median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a current Cyclically Adjusted PS Ratio of 0.89. The stock's GF Value™ is د.إ61.74, compared to a current price of د.إ31.50 — trading 49% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.89, which is 32% below median its 10-year median of 1.31 and 27.3% below the Insurance industry median of 1.23. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current Cyclically Adjusted PS Ratio is 0.89 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ31.50 is trading 49% below its estimated GF Value™ of د.إ61.74.

Key valuation signals for ADX:ALAIN:

  • Cyclically Adjusted PS Ratio: 0.89 (32% below median its 10-year median of 1.31)
  • GF Value™: د.إ61.74 vs. price of د.إ31.50 (49% below fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 27.3% below the Insurance median

No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ain Ahlia Insurance Co PSC Business Description

Address Airport Road, P.O. Box 3077, Al Ain Insurance Company Building, Behind Al Jazira Sports Club, Abu Dhabi, ARE
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
67GF Score

Get the complete analysis for ADX:ALAIN

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ31.50
Price
د.إ61.74
GF Value