Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Pretax Margin %: 4.13% (As of Dec. 2025) — 67% Below Median


ADX:ALAIN Al Ain Ahlia Insurance Co PSC ADX:ALAIN
67 GF Score
Price د.إ31.50
GF Value د.إ61.74
! 3 Warning Signs
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What is Al Ain Ahlia Insurance Co PSC Pretax Margin %?

Al Ain Ahlia Insurance Co PSC ADX:ALAIN 67 Pretax Margin % is 4.13% as of Dec. 2025, which is 67% below its 10-year median of 12.46. GuruFocus rates ADX:ALAIN with a GF Score™ of 67/100 and a GF Value™ of د.إ61.74. The stock has 3 warning signs investors should review.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Al Ain Ahlia Insurance Co PSC's Pre-Tax Income for the six months ended in Dec. 2025 was د.إ28.7 Mil. Al Ain Ahlia Insurance Co PSC's Revenue for the six months ended in Dec. 2025 was د.إ694.2 Mil. Therefore, Al Ain Ahlia Insurance Co PSC's pretax margin for the quarter that ended in Dec. 2025 was 4.13%.

The historical rank and industry rank for Al Ain Ahlia Insurance Co PSC's Pretax Margin % or its related term are showing as below:

ADX:ALAIN' s Pretax Margin % Range Over the Past 10 Years
Min: -4.76   Med: 12.46   Max: 23.63
Current: 4.13


ADX:ALAIN's Pretax Margin % is not ranked
in the Insurance industry.
Industry Median: 11.98 vs ADX:ALAIN: 4.13

Al Ain Ahlia Insurance Co PSC  (ADX:ALAIN) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Al Ain Ahlia Insurance Co PSC Pretax Margin % Related Terms


Al Ain Ahlia Insurance Co PSC Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Al Ain Ahlia Insurance Co PSC's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ain Ahlia Insurance Co PSC Pretax Margin % Chart

Al Ain Ahlia Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.63 17.72 9.47 -4.76 4.13

Al Ain Ahlia Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.63 17.72 9.47 -4.76 4.13

ADX:ALAIN vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, Al Ain Ahlia Insurance Co PSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ain Ahlia Insurance Co PSC Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Ain Ahlia Insurance Co PSC's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Al Ain Ahlia Insurance Co PSC's Pretax Margin % falls into.


ADX:ALAIN
67GF Score
Al Ain Ahlia Insurance Co PSC ADX:ALAIN
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Ain Ahlia Insurance Co PSC Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Al Ain Ahlia Insurance Co PSC's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=28.673/694.197
=4.13 %

Al Ain Ahlia Insurance Co PSC's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=28.673/694.197
=4.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 4.13% mean?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a Pretax Margin % of 4.13% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. This is 67% below median its historical median of 12.46.
Is Al Ain Ahlia Insurance Co PSC's Pretax Margin % too high?
Al Ain Ahlia Insurance Co PSC's current Pretax Margin % of 4.13% is 67% below median its 10-year median of 12.46. The Insurance industry median Pretax Margin % is 11.98. Al Ain Ahlia Insurance Co PSC's value of 4.13% is 65.5% below this industry median. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's Pretax Margin % compare to BRK.A and AIG?
Al Ain Ahlia Insurance Co PSC's Pretax Margin % of 4.13% can be compared against companies in the Insurance industry. The industry median Pretax Margin % is 11.98. Al Ain Ahlia Insurance Co PSC's value of 4.13% is 65.5% below this benchmark. While the company's 10-year median is 12.46 vs. the industry median of 11.98, Al Ain Ahlia Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ain Ahlia Insurance Co PSC's current Pretax Margin % of 4.13% is 65.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ain Ahlia Insurance Co PSC's current Pretax Margin % is 4.13%, which is 67% below median its own 10-year median of 12.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a current Pretax Margin % of 4.13%. The stock's GF Value™ is د.إ61.74, compared to a current price of د.إ31.50 — trading 49% below its estimated fair value. The current Pretax Margin % is 4.13%, which is 67% below median its 10-year median of 12.46 and 65.5% below the Insurance industry median of 11.98. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current Pretax Margin % is 4.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ31.50 is trading 49% below its estimated GF Value™ of د.إ61.74.

Key valuation signals for ADX:ALAIN:

  • Pretax Margin %: 4.13% (67% below median its 10-year median of 12.46)
  • GF Value™: د.إ61.74 vs. price of د.إ31.50 (49% below fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 65.5% below the Insurance median

No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ain Ahlia Insurance Co PSC Business Description

Address Airport Road, P.O. Box 3077, Al Ain Insurance Company Building, Behind Al Jazira Sports Club, Abu Dhabi, ARE
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
67GF Score

Get the complete analysis for ADX:ALAIN

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ31.50
Price
د.إ61.74
GF Value