Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Retained Earnings: د.إ192.9 Mil (As of Dec. 2025)

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ADX:ALAIN Al Ain Ahlia Insurance Co PSC ADX:ALAIN
67 GF Score
Price د.إ31.50
GF Value د.إ61.74
! 3 Warning Signs
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What is Al Ain Ahlia Insurance Co PSC Retained Earnings?

Al Ain Ahlia Insurance Co PSC ADX:ALAIN 67 Retained Earnings is د.إ192.9 Mil as of Dec. 2025. GuruFocus rates ADX:ALAIN with a GF Score™ of 67/100 and a GF Value™ of د.إ61.74. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Al Ain Ahlia Insurance Co PSC's retained earnings for the quarter that ended in Dec. 2025 was د.إ192.9 Mil.

Al Ain Ahlia Insurance Co PSC's quarterly retained earnings declined from Dec. 2023 (د.إ260.3 Mil) to Dec. 2024 (د.إ199.1 Mil) and declined from Dec. 2024 (د.إ199.1 Mil) to Dec. 2025 (د.إ192.9 Mil).

Al Ain Ahlia Insurance Co PSC's annual retained earnings declined from Dec. 2023 (د.إ260.3 Mil) to Dec. 2024 (د.إ199.1 Mil) and declined from Dec. 2024 (د.إ199.1 Mil) to Dec. 2025 (د.إ192.9 Mil).


Al Ain Ahlia Insurance Co PSC  (ADX:ALAIN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Al Ain Ahlia Insurance Co PSC Retained Earnings Historical Data

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The historical data trend for Al Ain Ahlia Insurance Co PSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ain Ahlia Insurance Co PSC Retained Earnings Chart

Al Ain Ahlia Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 258.39 269.00 260.31 199.10 192.95

Al Ain Ahlia Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 258.39 269.00 260.31 199.10 192.95
ADX:ALAIN
67GF Score
Al Ain Ahlia Insurance Co PSC ADX:ALAIN
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Ain Ahlia Insurance Co PSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ192.9 Mil mean?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a Retained Earnings of د.إ192.9 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors.
Is Al Ain Ahlia Insurance Co PSC's Retained Earnings too high?
Al Ain Ahlia Insurance Co PSC's current Retained Earnings is د.إ192.9 Mil. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's Retained Earnings compare to BRK.A and AIG?
Al Ain Ahlia Insurance Co PSC's Retained Earnings of د.إ192.9 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. Al Ain Ahlia Insurance Co PSC's current Retained Earnings is د.إ192.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a current Retained Earnings of د.إ192.9 Mil. The stock's GF Value™ is د.إ61.74, compared to a current price of د.إ31.50 — trading 49% below its estimated fair value. The current Retained Earnings is د.إ192.9 Mil. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current Retained Earnings is د.إ192.9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ31.50 is trading 49% below its estimated GF Value™ of د.إ61.74.

Key valuation signals for ADX:ALAIN:

  • Retained Earnings: د.إ192.9 Mil
  • GF Value™: د.إ61.74 vs. price of د.إ31.50 (49% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ain Ahlia Insurance Co PSC Business Description

Address Airport Road, P.O. Box 3077, Al Ain Insurance Company Building, Behind Al Jazira Sports Club, Abu Dhabi, ARE
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
67GF Score

Get the complete analysis for ADX:ALAIN

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ31.50
Price
د.إ61.74
GF Value