The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-02), Al Ain Ahlia Insurance Co PSC's share price is د.إ31.50.
Al Ain Ahlia Insurance Co PSC's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ1.85. Therefore, Al Ain Ahlia Insurance Co PSC's PE Ratio without NRI for today is 17.03.
During the past 13 years, Al Ain Ahlia Insurance Co PSC's highest PE Ratio without NRI was 43.67. The lowest was 5.76. And the median was 11.33.
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) PE Ratio without NRI Explanation
The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.
If a company loses money, the PE Ratio becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.
Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.
Al Ain Ahlia Insurance Co PSC PE Ratio without NRI Related Terms
Al Ain Ahlia Insurance Co PSC PE Ratio without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ain Ahlia Insurance Co PSC PE Ratio without NRI Chart
ADX:ALAIN vs BRK.A, AIG, HIG: PE Ratio without NRI Comparison
For the Insurance - Diversified subindustry, Al Ain Ahlia Insurance Co PSC's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ain Ahlia Insurance Co PSC PE Ratio without NRI vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Ain Ahlia Insurance Co PSC's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Al Ain Ahlia Insurance Co PSC's PE Ratio without NRI falls into.
Al Ain Ahlia Insurance Co PSC PE Ratio without NRI Calculation
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.
Al Ain Ahlia Insurance Co PSC's Share Price of today is د.إ31.50.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Al Ain Ahlia Insurance Co PSC's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ1.85.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.
For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a PE Ratio without NRI of 17.03 as of Jul. 02, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. This is 50% above median its historical median of 11.33. Over the past decade, Al Ain Ahlia Insurance Co PSC's PE Ratio without NRI has ranged from 5.76 to 43.67.
Is Al Ain Ahlia Insurance Co PSC's PE Ratio without NRI too high?
Al Ain Ahlia Insurance Co PSC's current PE Ratio without NRI of 17.03 is 50% above median its 10-year median of 11.33. Over the past 10 years, this metric has ranged from a low of 5.76 to a high of 43.67. The Insurance industry median PE Ratio without NRI is 11.95. Al Ain Ahlia Insurance Co PSC's value of 17.03 is 42.6% above this industry median. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's PE Ratio without NRI compare to BRK.A and AIG?
Al Ain Ahlia Insurance Co PSC's PE Ratio without NRI of 17.03 can be compared against companies in the Insurance industry. The industry median PE Ratio without NRI is 11.95. Al Ain Ahlia Insurance Co PSC's value of 17.03 is 42.6% above this benchmark. Historically, Al Ain Ahlia Insurance Co PSC's own PE Ratio without NRI has ranged from 5.76 to 43.67 over the past decade. While the company's 10-year median is 11.33 vs. the industry median of 11.95, Al Ain Ahlia Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for an Insurance company?
The median PE Ratio without NRI among Insurance companies is 11.95, based on 450 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ain Ahlia Insurance Co PSC's current PE Ratio without NRI of 17.03 is 42.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. For the Insurance industry, the median PE Ratio without NRI is 11.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ain Ahlia Insurance Co PSC's current PE Ratio without NRI is 17.03, which is 50% above median its own 10-year median of 11.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a current PE Ratio without NRI of 17.03. The stock's GF Value™ is د.إ61.74, compared to a current price of د.إ31.50 — trading 49% below its estimated fair value. The current PE Ratio without NRI is 17.03, which is 50% above median its 10-year median of 11.33 and 42.6% above the Insurance industry median of 11.95. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current PE Ratio without NRI is 17.03 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ31.50 is trading 49% below its estimated GF Value™ of د.إ61.74.
Key valuation signals for ADX:ALAIN:
PE Ratio without NRI: 17.03 (50% above median its 10-year median of 11.33)
GF Value™: د.إ61.74 vs. price of د.إ31.50 (49% below fair value)
Industry Position: 42.6% above the Insurance median
No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ain Ahlia Insurance Co PSC Business Description
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
67GF Score
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