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Al Ain Ahlia Insurance Co PSCADX:ALAIN 35 Equity-to-Asset is 0.48 as of Dec. 2025, which is 7% above its 10-year median of 0.45. GuruFocus rates ADX:ALAIN with a GF Score™ of 35/100 and a GF Value™ of د.إ64.64 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 500 Insurance companies, Al Ain Ahlia Insurance Co PSC ranks better than 80.6% on this metric.
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Al Ain Ahlia Insurance Co PSC Equity-to-Asset Related Terms
Al Ain Ahlia Insurance Co PSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ain Ahlia Insurance Co PSC Equity-to-Asset Chart
ADX:ALAIN vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Al Ain Ahlia Insurance Co PSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ain Ahlia Insurance Co PSC Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Ain Ahlia Insurance Co PSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Al Ain Ahlia Insurance Co PSC's Equity-to-Asset falls into.
Al Ain Ahlia Insurance Co PSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a Equity-to-Asset of 0.48 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. This is near median its historical median of 0.45. Over the past decade, Al Ain Ahlia Insurance Co PSC's Equity-to-Asset has ranged from 0.21 to 0.54. According to the industry distribution chart, Al Ain Ahlia Insurance Co PSC ranks #97 out of 500 companies in the Insurance industry, placing it in the top 19.4%.
Is Al Ain Ahlia Insurance Co PSC's Equity-to-Asset too high?
Al Ain Ahlia Insurance Co PSC's current Equity-to-Asset of 0.48 is near median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.54. The Insurance industry median Equity-to-Asset is 0.26. Al Ain Ahlia Insurance Co PSC's value of 0.48 is 84.6% above this industry median. Based on the distribution chart, Al Ain Ahlia Insurance Co PSC ranks #97 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Ain Ahlia Insurance Co PSC ranks #97 out of 500 companies for Equity-to-Asset. This places Al Ain Ahlia Insurance Co PSC in the top 19% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.26. Al Ain Ahlia Insurance Co PSC's value of 0.48 is 84.6% above this benchmark. Historically, Al Ain Ahlia Insurance Co PSC's own Equity-to-Asset has ranged from 0.21 to 0.54 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 0.26, Al Ain Ahlia Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ain Ahlia Insurance Co PSC's current Equity-to-Asset of 0.48 is 84.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ain Ahlia Insurance Co PSC's current Equity-to-Asset is 0.48, which is near median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ64.64, compared to a current price of د.إ31.50 — trading 51.3% below its estimated fair value. The current Equity-to-Asset is 0.48, which is near median its 10-year median of 0.45 and 84.6% above the Insurance industry median of 0.26. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current Equity-to-Asset is 0.48 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ31.50 is trading 51.3% below its estimated GF Value™ of د.إ64.64.
GuruFocus considers Al Ain Ahlia Insurance Co PSC to be Significantly Undervalued.
Key valuation signals for ADX:ALAIN:
Equity-to-Asset: 0.48 (near median its 10-year median of 0.45)
GF Value™: د.إ64.64 vs. price of د.إ31.50 (51.3% below fair value)
Industry Position: 84.6% above the Insurance median (#97 of 500)
No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
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