Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Dividend Payout Ratio: 1.08 (As of Dec. 2025) — 42% Above Median


ADX:ALAIN Al Ain Ahlia Insurance Co PSC ADX:ALAIN
67 GF Score
Price د.إ31.50
GF Value د.إ61.74
! 3 Warning Signs
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What is Al Ain Ahlia Insurance Co PSC Dividend Payout Ratio?

Al Ain Ahlia Insurance Co PSC ADX:ALAIN 67 Dividend Payout Ratio is 1.08 as of Dec. 2025, which is 42% above its 10-year median of 0.76. GuruFocus rates ADX:ALAIN with a GF Score™ of 67/100 and a GF Value™ of د.إ61.74. The stock has 3 warning signs investors should review.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio for the months ended in Dec. 2025 was 1.08.

The historical rank and industry rank for Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio or its related term are showing as below:

ADX:ALAIN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.39   Med: 0.76   Max: 1.52
Current: 1.08


During the past 13 years, the highest Dividend Payout Ratio of Al Ain Ahlia Insurance Co PSC was 1.52. The lowest was 0.39. And the median was 0.76.

ADX:ALAIN's Dividend Payout Ratio is not ranked
in the Insurance industry.
Industry Median: 0.38 vs ADX:ALAIN: 1.08

As of today (2026-07-02), the Dividend Yield % of Al Ain Ahlia Insurance Co PSC is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Al Ain Ahlia Insurance Co PSC was 11.99%. The lowest was 0.00%. And the median was 7.58%.

Al Ain Ahlia Insurance Co PSC's Dividends per Share for the months ended in Dec. 2025 was د.إ2.00.

During the past 3 years, the average Dividends Per Share Growth Rate was -12.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -9.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -3.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Al Ain Ahlia Insurance Co PSC was 26.00% per year. The lowest was -33.10% per year. And the median was -9.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Al Ain Ahlia Insurance Co PSC Dividend Payout Ratio Related Terms


Al Ain Ahlia Insurance Co PSC Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ain Ahlia Insurance Co PSC Dividend Payout Ratio Chart

Al Ain Ahlia Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.76 1.08 0.00 1.08

Al Ain Ahlia Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.45 0.76 1.08 0.00 1.08

ADX:ALAIN vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ain Ahlia Insurance Co PSC Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio falls into.


ADX:ALAIN
67GF Score
Al Ain Ahlia Insurance Co PSC ADX:ALAIN
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Ain Ahlia Insurance Co PSC Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=2/ 1.85
=1.08

Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=2/ 1.85
=1.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.08 mean?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a Dividend Payout Ratio of 1.08 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. This is 42% above median its historical median of 0.76. Over the past decade, Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio has ranged from 0.39 to 1.52.
Is Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio too high?
Al Ain Ahlia Insurance Co PSC's current Dividend Payout Ratio of 1.08 is 42% above median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 1.52. The Insurance industry median Dividend Payout Ratio is 0.38. Al Ain Ahlia Insurance Co PSC's value of 1.08 is 184.2% above this industry median. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio compare to BRK.A and AIG?
Al Ain Ahlia Insurance Co PSC's Dividend Payout Ratio of 1.08 can be compared against companies in the Insurance industry. The industry median Dividend Payout Ratio is 0.38. Al Ain Ahlia Insurance Co PSC's value of 1.08 is 184.2% above this benchmark. Historically, Al Ain Ahlia Insurance Co PSC's own Dividend Payout Ratio has ranged from 0.39 to 1.52 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 0.38, Al Ain Ahlia Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ain Ahlia Insurance Co PSC's current Dividend Payout Ratio of 1.08 is 184.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ain Ahlia Insurance Co PSC's current Dividend Payout Ratio is 1.08, which is 42% above median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a current Dividend Payout Ratio of 1.08. The stock's GF Value™ is د.إ61.74, compared to a current price of د.إ31.50 — trading 49% below its estimated fair value. The current Dividend Payout Ratio is 1.08, which is 42% above median its 10-year median of 0.76 and 184.2% above the Insurance industry median of 0.38. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current Dividend Payout Ratio is 1.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ31.50 is trading 49% below its estimated GF Value™ of د.إ61.74.

Key valuation signals for ADX:ALAIN:

  • Dividend Payout Ratio: 1.08 (42% above median its 10-year median of 0.76)
  • GF Value™: د.إ61.74 vs. price of د.إ31.50 (49% below fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 184.2% above the Insurance median

No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ain Ahlia Insurance Co PSC Business Description

Address Airport Road, P.O. Box 3077, Al Ain Insurance Company Building, Behind Al Jazira Sports Club, Abu Dhabi, ARE
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
67GF Score

Get the complete analysis for ADX:ALAIN

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ31.50
Price
د.إ61.74
GF Value