The historical rank and industry rank for Al Ain Ahlia Insurance Co PSC's Net Margin % or its related term are showing as below:
ADX:ALAIN'
s Net Margin % Range Over the Past 10 Years
Min: -4.09 Med: 12.46 Max: 23.63
Current: 4
ADX:ALAIN's Net Margin % is ranked worse than 75.75% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs ADX:ALAIN: 4.00
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Al Ain Ahlia Insurance Co PSC Net Margin % Related Terms
Al Ain Ahlia Insurance Co PSC Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:ALAIN vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Al Ain Ahlia Insurance Co PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ain Ahlia Insurance Co PSC Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Ain Ahlia Insurance Co PSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Al Ain Ahlia Insurance Co PSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a Net Margin % of 4.00% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. This is 68% below median its historical median of 12.46. According to the industry distribution chart, Al Ain Ahlia Insurance Co PSC ranks #381 out of 503 companies in the Insurance industry, placing it in the top 75.7%.
Is Al Ain Ahlia Insurance Co PSC's Net Margin % too high?
Al Ain Ahlia Insurance Co PSC's current Net Margin % of 4.00% is 68% below median its 10-year median of 12.46. The Insurance industry median Net Margin % is 9.29. Al Ain Ahlia Insurance Co PSC's value of 4.00% is 56.9% below this industry median. Based on the distribution chart, Al Ain Ahlia Insurance Co PSC ranks #381 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Ain Ahlia Insurance Co PSC ranks #381 out of 503 companies for Net Margin %. This places Al Ain Ahlia Insurance Co PSC in the lower half of its industry. The industry median Net Margin % is 9.29. Al Ain Ahlia Insurance Co PSC's value of 4.00% is 56.9% below this benchmark. While the company's 10-year median is 12.46 vs. the industry median of 9.29, Al Ain Ahlia Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ain Ahlia Insurance Co PSC's current Net Margin % of 4.00% is 56.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ain Ahlia Insurance Co PSC's current Net Margin % is 4.00%, which is 68% below median its own 10-year median of 12.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a current Net Margin % of 4.00%. The stock's GF Value™ is د.إ61.74, compared to a current price of د.إ31.50 — trading 49% below its estimated fair value. The current Net Margin % is 4.00%, which is 68% below median its 10-year median of 12.46 and 56.9% below the Insurance industry median of 9.29. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current Net Margin % is 4.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ31.50 is trading 49% below its estimated GF Value™ of د.إ61.74.
Key valuation signals for ADX:ALAIN:
Net Margin %: 4.00% (68% below median its 10-year median of 12.46)
GF Value™: د.إ61.74 vs. price of د.إ31.50 (49% below fair value)
Industry Position: 56.9% below the Insurance median (#381 of 503)
No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ain Ahlia Insurance Co PSC Business Description
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
67GF Score
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